High return investments – Top 7 small saving schemes in India

High return investments - Top 7 small saving schemes in India

High return investments – Top 7 Small saving schemes in India This Saturday, I went to Indian post office branch to withdraw the National Saving Certificates which got matured this month. I was going through the small saving schemes and the features. I felt some of them are best investment options which are getting high return on investments. This post is updated in Apr-2016 as there are several changes happened in post office interest rates. Small saving schemes in India […]

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6 reasons to invest in debt mutual funds

Best Performing Mutual Funds - 6 reasons to invest in debt mutual funds

  6 reasons to invest in debt mutual funds (Category: Best performing mutual funds) There are several investors who want moderate returns, want to take lesser risk, but expect higher returns than bank fixed deposits. One of the best performing mutual funds in such category would be debt mutual funds. What are debt mutual funds? Debt mutual funds, primarly invest in debt instruments like debentures, bonds, certificate of deposits (CD’s) of corporate companies, government bonds, government securities etc. These debt […]

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How to achieve financial independence ?

Best investment options - How to become financial independent

Overview – How to achieve financial independence ? Many of us would be thinking about achieving financial independence at some point of time. There are various ways on achieving the financial independence. What is financial independence? If a person started earning Rs 10 lacs per annum, does this mean he is financial independent?  If a person has accumulated Rs 50 lacs, does this mean he is financial independent? I feel none of these make a person financially independent. Well, then […]

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Money Saving Ideas – Does saving depends on the level of income ?

money saving ideas - does saving money depends on income

  Money Saving ideas – Does saving depends on the level of income? Many people keep blaming, saying that they are not able to save enough as their income level is not that high. Does the savings depend on the level of income? As part of our money saving ideas analysis, we felt this is not always true. During last weekend, I met two people and could get some interesting facts. Whom I met during last weekend I met two […]

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Various types of bonds in India – Benefits and Risks

Bonds in India - benefits and risks

Overview about Bonds in India Bonds are the debt security where an issuer is bound to pay a specific rate of interest agreed as per the terms of payment and repay principal amount at a later time. The bond holders are generally like a creditor where a company is obliged to pay the amount.  The amount is paid on the maturity of the bond period. Generally these bonds duration would be for 5 to 10 years. There are various types […]

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7 best low cost business ideas

Best low cost small business ideas low investment

Overview best low cost business ideas In our previous article we have seen 3 best low cost business ideas. There are several other business ideas with low investment and which are proven to be profitable business and these ideas are for everyone. 7 best low cost business ideas Starting a website/blog: Hobbies can be converted into money by creating a website or blog and posting the articles based on your hobby. There are easy ways of creating a website for […]

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