You can find all Articles about retirement planning here
Many of us might be planning to quit job or close a business or pursue hobbies (without expecting money) by taking early retirement. However, early retirement is not that easy unless you plan them well. You need to be ready with a few things. Certain things would not be in your control. In this article we would provide some tips […]
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Best National Pension Scheme (NPS Scheme) in 2022 Many NPS funds have beaten mutual fund schemes in the past. Investors are willing to explore National Pension Scheme (NPS) as part of their retirement planning which can also provide tax savings every year. There are several NPS fund managers in India. Selection of fund manager and scheme composition makes a big […]
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LIC Saral Pension (Plan No 862) – Features, Details, Benefits and Negative Factors Few days back, LIC has launched Saral Pension (Plan no. 862) which is the standard annuity pension plan. This standard pension plan is issued as per guidelines from IRDA which has same terms and conditions across insurance companies. LIC already has Jeevan Akshay VII Pension plan, but […]
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Review of 7 Investment Options for Senior Citizens There are several investment options for Senior Citizens. However, they should choose an option which as at minimal risk and the one which can provide higher returns. Senior Citizens always wanted to pick an investment option that beats inflation so that their retirement corpus would not get eroded quickly. Which are the […]
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Superannuation Fund Benefit – Frequently Asked Questions (FAQs) The superannuation fund benefit is provided by the employer to their employees. This is a retirement benefit which is made part of employee CTC. While EPF is well known to most of the employees, superannuation benefit is less known about how it operates and how one can withdraw during resignation or retirement. […]
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Superannuation fund is a retirement benefit provided by employer to employee. This is like EPF, however, the contribution from the only employer side is done. Many corporates have incorporated superannuation fund benefit as part of employee CTC. However, many employees might forget about such benefit during a change in jobs. Some would have moved from job to business and they […]
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Pradhan Mantri Vaya Vandana Yojana Pension Plan – Features and Benefits A few years back, Govt of India has launched PM Vaya Vandhana Yojana Pension Plan (PMVVY) aimed to get secured an immediate pension for Senior Citizens in India. However, such plan was open till 31st March, 2020. PM Vaya Vandana Yojana has extended now for another 3 years, i.e. […]
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Voluntary Provident Fund (VPF) – Features, Rules and Guidelines Many employees might not be aware of Voluntary Provident Fund (VPF). VPF is over and above their EPF where employees can contribute and expect higher and safe returns. This works as one of the best retirement tools. What is Voluntary Provident Fund (VPF)? What are the features of Voluntary Provident Fund […]
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Best NPS Funds in India that are rocking in 2019 One of the best ways to do retirement planning is to invest in NPS Funds. NPS funds have been performing well in the last 5-10 years and gave up to 12% annualized returns. Some of these NPS Funds have provided 21% returns in the last 1 year. Hence, these are […]
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What is Superannuation Fund Benefit in India and How to calculate it? When we think of retirement benefits, Employees Provident Fund (EPF) Public Provident Fund (PPF), Gratuity and National Pension Scheme (NPS) are the few things that strike our mind. Very few people know that there is another benefit plan existing known as the superannuation benefit. In order to plan […]
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How to open corporate NPS Scheme in India? National Pension Scheme (NPS) is one of the good and safe retirement tool for low risk investors. It is a pension plan in which one can invest during his working years and withdraw at the time of retirement. However, many people are unaware about the corporate model of NPS. What is Corporate […]
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Best Investment Plan in India for Senior Citizens Once you retire, you would have earned a good amount of retirement money, however your regular monthly income stops. You feel, your luxury has gone away. You would try to reduce your expenses. This is what most of the Senior Citizens in India think. However, as a Senior Citizen, if you can […]
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How Pension Income is Taxable in India and can we avoid or reduce tax? The biggest tension in the life of an employee is what would be his source of income after retirement and how would he meet his day-to-day requirements. Banks or Insurance companies have a variety of retirement plans for such retired individuals like pensions. Even Pension received […]
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Latest NPS Withdrawal Rules 2018 – Is NPS now attractive compared to other plans? NPS is one of the good retirement scheme. Recently there were latest NPS withdrawal rules that came in 2018. PFRDA has relaxed guidelines where one can withdraw upto 25% of their NPS share based on certain tems and conditions. This could be beneficial to NPS investment […]
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Best and Worst Performing NPS Funds in 2017 While there are several ways to plan for retirement, NPS is considered as one of the best way to save for retirement. NPS Funds has been performing well in the recent years. Some of the Good NPS Funds gave upto 15% returns in last 1 year. NPS funds are gaining popularity considering […]
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