Category Archives: Retirement Planning

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LIC Saral Pension (Plan No 862) – Features, Benefits and Negative Factors

LIC Saral Pension (Plan No 862) – Features, Details, Benefits and Negative Factors Few days back, LIC has launched Saral Pension (Plan no. 862) which is the standard annuity pension plan. This standard pension plan is issued as per guidelines from IRDA which has same terms and conditions across insurance companies. LIC already has Jeevan … Continue reading LIC Saral Pension (Plan No 862) – Features, Benefits and Negative Factors

7 Investment Options for Senior Citizens – Risk Free, Low Risk and Moderate Risk

Review of 7 Investment Options for Senior Citizens There are several investment options for Senior Citizens. However, they should choose an option which as at minimal risk and the one which can provide higher returns. Senior Citizens always wanted to pick an investment option that beats inflation so that their retirement corpus would not get … Continue reading 7 Investment Options for Senior Citizens – Risk Free, Low Risk and Moderate Risk

Superannuation Fund Benefit – Frequently Asked Questions (FAQs)

Superannuation Fund Benefit – Frequently Asked Questions (FAQs) The superannuation fund benefit is provided by the employer to their employees. This is a retirement benefit which is made part of employee CTC. While EPF is well known to most of the employees, superannuation benefit is less known about how it operates and how one can … Continue reading Superannuation Fund Benefit – Frequently Asked Questions (FAQs)

How to withdraw Superannuation Fund in India?

How to withdraw Superannuation Fund in India? Superannuation fund is a retirement benefit provided by employer to employee. This is like EPF, however, the contribution from the only employer side is done. Many corporates have incorporated superannuation fund benefit as part of employee CTC. However, many employees might forget about such benefit during a change … Continue reading How to withdraw Superannuation Fund in India?

7.4% PM Vaya Vandana Yojana Pension Plan – Features, Benefits and How to buy?

Pradhan Mantri Vaya Vandana Yojana Pension Plan – Features and Benefits A few years back, Govt of India has launched PM Vaya Vandhana Yojana Pension Plan (PMVVY) aimed to get secured an immediate pension for Senior Citizens in India. However, such plan was open till 31st March, 2020. PM Vaya Vandana Yojana has extended now … Continue reading 7.4% PM Vaya Vandana Yojana Pension Plan – Features, Benefits and How to buy?

Voluntary Provident Fund (VPF) – Features, Rules and Guidelines

Voluntary Provident Fund (VPF) – Features, Rules and Guidelines Many employees might not be aware of Voluntary Provident Fund (VPF). VPF is over and above their EPF where employees can contribute and expect higher and safe returns. This works as one of the best retirement tools. What is Voluntary Provident Fund (VPF)? What are the … Continue reading Voluntary Provident Fund (VPF) – Features, Rules and Guidelines

What is Superannuation Fund Benefit in India and How to calculate it?

What is Superannuation Fund Benefit in India and How to calculate it? When we think of retirement benefits, Employees Provident Fund (EPF) Public Provident Fund (PPF), Gratuity and National Pension Scheme (NPS) are the few things that strike our mind. Very few people know that there is another benefit plan existing known as the superannuation … Continue reading What is Superannuation Fund Benefit in India and How to calculate it?