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Privacy Policy

Last Updated: May 2026

At myinvestmentideas.com, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services, including the AI Mutual Fund Portfolio Analyser tool.

By using our website and services, you agree to the collection and use of information in accordance with this policy.

1. Who We Are

Our website address is: https://myinvestmentideas.com

We operate a financial education website and provide free tools including the AI Mutual Fund Portfolio Analyser.

2. Information We Collect

A. Information You Provide

When you use our services or create an account, we collect:

  • Name and email address
  • Account password (encrypted)
  • Mutual fund portfolio data you enter into our analysis tool

B. Comments on Articles

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

C. Automatically Collected Information

When you visit our website, we automatically collect:

  • IP addresses, browser type, ISP, date/time stamp
  • Pages visited and links clicked
  • Device information and operating system

3. User Accounts

For users of the AI Mutual Fund Portfolio Analyser tool, we store:

  • Account creation date
  • Login activity and account status

You can log in to view and update your account details anytime. You can request account deletion by emailing suresh@myinvestmentideas.com

4. Mutual Fund Portfolio and Analysis Data

Data You Provide

When using the AI Mutual Fund Portfolio Analyser, you enter:

  • Mutual fund scheme names and investment amounts
  • Holdings and asset allocation details

How We Use This Data

  • Perform AI-powered portfolio analysis
  • Generate views and insights
  • Store for your future reference while you have an active account

What We DO NOT Do

  • Share your portfolio data with any third parties
  • Use your data to trade or make investments
  • Sell your financial information to anyone

Your portfolio data is stored securely with encryption. Only you can access your portfolio data through your account.

5. Cookies and Tracking

Types of Cookies We Use:

  • Essential Cookies: Enable core functionality (login, session management)
  • Analytics Cookies: Understand how visitors use our site (Google Analytics)
  • Advertising Cookies: Show relevant ads (Google AdSense)

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

When you log in, we will set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks.

You can disable cookies in your browser settings. Note: Some site features may not work without cookies.

6. Third-Party Services

Our website integrates with the following third-party providers:

6 comments

  1. Dear Sir

    I have 2 Quires 1. Where will have to suggest some new topics , so that that can be taken into consideration in future post in blog.

    2. When ever we post a comment and whenever you have replied am not getting the intimation that my query is answered…. is any thing need to be done to receive the notification. ( am getting the notification when you post a new post ) But Whenever my query answered may be latter on one week am not get notified through Email. so i culd not able track…. Please clarify … if this option not available please enable will help to see the reply once we received the email notification

    Reply

    1. Veera, You can post at “Suggest a topic” on top menu for specific topics
      these comments would be shared with your registered email ID which you would have inputted while commenting and as when there are responses. Check in your SPAM folder if by mistake these are going there.

      Reply

  2. Suresh Sir, I regular reader of your blog. I will be thankful if you kindly advice regarding query…. I have sold a old Flat in Sept 2019 for Rs 26lacs which was purchased in(2004). Re-invested Rs 28 lacs in new flat before IT filing for AY 20-21. I already hold another flat acquired in 2016 with 50% share with my brother and availing relief us 24b for last three years. Can I claim both 54F as LTCG is Zero & claim 24b against another flat for AY 20-21?

    Reply

    1. Hello Srinivas, 24b of income tax is about claiming deductions from house property income. The other is 54f where you are selling one property and buying another property and avoiding LTCG. Both can be claimed as these are two different transactions and independent to each other.

      Reply

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