List of articles where an investor should learn while investing and saving
10 Instances where you / your children lose right to inherit property Individuals would have earned good money and purchased various properties. In the absence of a will, legal heirs and family members would assume that they have legal rights to inherit properties. But do you know what that are several instances where you or your children lose legal rights […]
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CIBIL Score is an individual credit payment history across various loans from financial credit institutions over a period of time. If you have a good CIBIL Score, you would get loans at lower interest rate. If you have bad credit history, this can screw up your CIBIL Score and you may end up paying higher interest rates on loan or […]
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How to Find Life Insurance Policy Documents of Deceased Person Life insurance is an important aspect in financial planning and it needs to be purchased by every earning member in the family. Life insurance provides risk coverage so that even in the absence of earning member, kids education, daughter marriage, day to day expense of the family etc. can be […]
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PPF Account on Maturity – What options do you have? Public Provident Fund (PPF) is one of the safest investment options to accumulate money for long term of 15 years. Many investors use PPF to accumulate money required for kids’ education, daughter’s marriage and even for retirement purpose. PPF has 15 years tenure. If you are a PPF account holder, […]
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How a single mom with a child can invest Rs 1 Crore and manage financials better? Life is uncertain. Woman would have remained as single mom either due to death of husband or due to divorce. If such single mom has a child (s), the responsibility would be even more. There is one question from one of our readers asking, […]
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Basic Facts About Different Types Of Brokerage Firms Generally speaking, brokerage charges are the fees that a broker charges for holding and managing the investments. These charges include inactivity fees when you are not a regular trader, fees for analysing investment data, and annual charges. It is important for you to remain aware of various kinds of brokerage fees and […]
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Should I Prepay Home loan or start SIP in Mutual Funds? These days many people prefer to take a home loan and purchase their dream home in young age itself. As they move along in their career or business, they might have surplus money. One thing that comes to their mind, is prepayment of home loan good or whether they […]
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How to submit KYC changes or update address across mutual fund schemes? Investors would have moved from one city to another city due to transfers. Many of us would have moved to another city in search of jobs. Some of the investors would have gone out of India. One of the pain area where mutual fund investors are facing is […]
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Which is better among Sukanya Samriddhi Yojana Vs PPF for Girl Child? There are several saving schemes to save for your daughter future. However, one of the popular saving scheme is Sukanya Samriddhi Yojana. Often some of the readers are asking questions whether they should stick to Sukanya Saving Scheme or consider Public Provident Fund to save for daughter education […]
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Goal-Based Investing – How to evaluate and implement financial goals? Goal-based investing is an investment approach that considers one’s end financial goal, hence helping the investor make investments that complement the end goal. By linking the investments to a goal, the aim of this approach is to systemize savings over a specific duration to yield expected results. In this article […]
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4 Proven Strategies to Pay Your Loans Faster Generally, we all take various loans and would keep paying EMIs every month. Due to covid pandemic, there are several businesses that got shut down for several months. Lockdowns have created more stress as there is less cash flow in the business. It is becoming difficult for people to pay off the […]
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We always have that one big dream of owning a home, for which we strive to make it come true. But end up puzzled, realizing that we need a huge investment to realize it, especially during these pandemic days. Thanks to home loans, you no more need to wait to save up to a large sum or borrow from your […]
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EDLI Scheme 2021 – Features, Benefits and How to Claim Employee Deposit Linked Insurance or EDLI, is the insurance cover provided by the EPF Office to all private sector salaried employees. Recently, Govt of India has enhanced this EDLI Scheme (EPFO Insurance Scheme) from Rs 6 Lakhs to Rs 7 Lakhs. Due to covid-19, there are several deaths happening now […]
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How to Unfreeze NPS account Online? NPS is one of the best retirement tools in India. NPS investments can help you to meet expenses during post retirement life. While you might be planning to invest in NPS during young or middle age, you might experience NPS being frozen. You might not be able to contribute to NPS due to freeze […]
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How Two Bucket Strategy can help to get regular fixed income? Earlier, we have discussed how 3 bucket strategy can help to create wealth in long term. There is another way to look at bucket strategy where one can get regular income. If you have accumulated a corpus and want to effectively utilize them by investing in debt and equity, […]
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