Should I Prepay Home loan or start SIP in Mutual Funds? These days many people prefer to take a home loan and purchase their dream home in young age itself. As they move along in their career or business, they might have surplus money. One thing that comes to their mind, is prepayment of home … Continue reading Should I Prepay Home Loan or start SIP in Mutual Funds?
How to submit KYC changes or update address across mutual fund schemes? Investors would have moved from one city to another city due to transfers. Many of us would have moved to another city in search of jobs. Some of the investors would have gone out of India. One of the pain area where mutual … Continue reading How to submit KYC changes or update address across mutual fund schemes?
Which is better among Sukanya Samriddhi Yojana Vs PPF for Girl Child? There are several saving schemes to save for your daughter future. However, one of the popular saving scheme is Sukanya Samriddhi Yojana. Often some of the readers are asking questions whether they should stick to Sukanya Saving Scheme or consider Public Provident Fund … Continue reading Sukanya Samriddhi Yojana Vs PPF – Which is the best investment for your daughter?
Goal-Based Investing – How to evaluate and implement financial goals? Goal-based investing is an investment approach that considers one’s end financial goal, hence helping the investor make investments that complement the end goal. By linking the investments to a goal, the aim of this approach is to systemize savings over a specific duration to yield … Continue reading Goal-Based Investing – How to evaluate and implement financial goals?
4 Proven Strategies to Pay Your Loans Faster Generally, we all take various loans and would keep paying EMIs every month. Due to covid pandemic, there are several businesses that got shut down for several months. Lockdowns have created more stress as there is less cash flow in the business. It is becoming difficult for … Continue reading 4 Proven Strategies to Pay Your Loans Faster
We always have that one big dream of owning a home, for which we strive to make it come true. But end up puzzled, realizing that we need a huge investment to realize it, especially during these pandemic days. Thanks to home loans, you no more need to wait to save up to a large … Continue reading 6 Factors that determine your eligibility for Home Loan
EDLI Scheme 2021 – Features, Benefits and How to Claim Employee Deposit Linked Insurance or EDLI, is the insurance cover provided by the EPF Office to all private sector salaried employees. Recently, Govt of India has enhanced this EDLI Scheme (EPFO Insurance Scheme) from Rs 6 Lakhs to Rs 7 Lakhs. Due to covid-19, there … Continue reading EPFO Insurance (EDLI Scheme 2021) – Features, Benefits and How to Claim
How to Unfreeze NPS account Online? NPS is one of the best retirement tools in India. NPS investments can help you to meet expenses during post retirement life. While you might be planning to invest in NPS during young or middle age, you might experience NPS being frozen. You might not be able to contribute … Continue reading How do I Unfreeze my NPS account?
How Two Bucket Strategy can help to get regular fixed income? Earlier, we have discussed how 3 bucket strategy can help to create wealth in long term. There is another way to look at bucket strategy where one can get regular income. If you have accumulated a corpus and want to effectively utilize them by … Continue reading How Two Bucket Strategy of Investment can help to get regular fixed income?
How Bucket Investment Strategy can help wealth creation in the long term? Many of us would invest in equity or mutual funds or fixed income options. Sometimes, by getting tempted with returns, we might move money from one bucket to another bucket. This unplanned movement of funds can restrict us to get higher returns in … Continue reading How Bucket Investment Strategy can help wealth creation in the long term?