How to compute yield on bond, FD and Stock? Last week there were a few queries from readers on how to compute yield on a bond or FD scheme or Stock. The answer is not same for all such investment options. We know simple interest, we all know compounding interest, but what is this yield … Continue reading How to compute yield on bond, FD and Stock?
3 Different Personalities in doing savings – Which is best? Last week, I met a few of my friends and had chat about how each one are working on saving money. Though everyone had their own life experiences, I could make out 3 personalities which I felt worth sharing with all of you. The healthy … Continue reading 3 Different Personalities in doing savings – Which is best?
What is Insurance Repository System (IRS) / e-insurance? Last month, Insurance Regulatory Authority of India (IRDA) has launched insurance repository system (IRS) which is a kind of e-insurance to help insured individuals. Now you can have all your insurance policies in demat form through this insurance repositories / e-insurance with free of cost. In this article, … Continue reading What is Insurance Repository System (IRS) / e-insurance?
Investment cloning – Multiply your real estate properties without extra investment A few months ago, there was a comment from one of the readers saying whether investment cloning in real estate is possible or not. While we could not have complete chat on this subject, this concept has been in my head for some time. … Continue reading Investment cloning – Multiply your real estate properties without extra investment
Can we claim tax exemption for both HRA and Home loan interest? For some time I have been planning to take a home loan to buy a new house. One thing came to my mind is after I take home loan I would be eligible to claim tax exemption on home loan interest. However, what … Continue reading Can we claim tax exemption for both HRA and Home loan interest?
What are derivatives and how you can make profit out of it? This post is based on request from Raj Kumar on suggest-a-topic about Derivatives, Futures and Options. A derivative is a type of security or financial instrument, which derives its value from the value of underlying entities such as an asset, index, or interest … Continue reading What are derivatives and how you can make profit out of it?
REITs may turn to be Best investment in India This post is based on request from Magesh on "Suggest-a-topic" to write an article on REITs in India. Investment in real estate can be done by buying property or land or by investing in real estate fund with a minimum amount of Rs 1 Crore. However, … Continue reading REITs may turn to be Best investment in India
How to maximize returns from SIP's in Mutual funds? I have been investing in mutual funds for several years through Systematic Investment Plan (SIP). Mutual funds help us to reduce risk as Mutual funds invest across various stocks and various sectors. In this article, I want to share my experiences on the strategies which I … Continue reading How to maximize returns from SIP’s in Mutual funds?
Thank god, now you can do EPF transfer online One of the pain points for employees when they shift to another company is to transfer PF account to new employer. Now PF transfer from previous employer to current employer can be done online by few simple steps. In this article, I would tell you step-by-step … Continue reading Thank god, now you can do EPF transfer online
Invest in Value Mutual funds to gain in various market conditions The concept of Value Funds is globally recognized strategy. It is still yet to get complete recognition in India. When you choose a mutual fund, you generally choose for growth mutual funds. However such funds would go with market condition. Do you want to … Continue reading Invest in Value Mutual funds to gain in various market conditions