Top 10 Best Aggressive Growth Mutual Funds to invest in 2018
Mutual funds provide good returns if invested through Systematic Investment Plan (SIP) for long term. While sector mutual funds provide highest returns compared to any other funds they are high risk as they invest only in one sector. Aggressive Growth Mutual Funds on other hand would identify aggressive growth opportunities and aims for high returns in medium to long term. What are aggressive Growth Mutual Funds in India? In which stocks Aggressive Growth Mutual Funds Invests? In this article, I would provide Top 10 Best Aggressive Growth Mutual Funds to invest in 2018 in India.
Also Read: Best Mutual Funds to invest in 2018 from Rural Theme
What are Aggressive Growth Mutual Funds in India?
If you are already aware, skip this section.
These are the Mutual Funds that aim to achieve the highest returns. Investments held in these funds are companies that demonstrate high growth potential, usually accompanied by a lot of share price volatility. Aggressive growth funds are considered one of the best investment options for risk-taking investors who might be searching for high level of capital appreciation. These are also termed as high risk high return mutual fund schemes.
What is the difference between Aggressive Growth Funds vs. Sector Mutual Funds?
Sector funds invest only in one particular sector. While they provide high returns, these are high risk. On other hand, Aggressive growth mutual funds could be from midcap, small cap or diversified which has high potential and give higher returns.
How we picked Aggressive Growth Mutual Funds to invest in India for 2018?
Mutual funds that have aggressive growth strategy have been picked-up here. These strategies are found in some of the diversified funds, midcap funds and small cap funds.
Funds that have performed well in last 1, 3 and 5 years have been picked up.
Funds that have assets under management (AUM) for over ₹ 100 Crores have been considered. This shows investor confidence, as they are investing in such funds over a period of time.
From the list of funds which are performing well, but are less than 5 years has been eliminated so that consistent performance can be considered.
Some of these funds could be repetitive from our earlier recommendations; hence if you are investing in them, you can continue to invest.
Who can invest in Aggressive Growth Mutual Funds?
If you have high risk appetite, aiming to get superior returns and willing to invest lump sum or through SIP you can invest in these funds. If you are investing lump sum, try investing during market corrections, which provides good scope for high returns. If you are looking for low risk and high return mutual funds, you should not be investing in these funds. Due to overheat of midcap and small cap stocks, we are seeing low returns from such funds in the last 1 year. Investors should be willing to invest in these funds for atleast 5-8 years, otherwise, you cannot expect good returns.
Top 10 Best Aggressive Growth Mutual Funds to invest in 2018
Top#1 – SBI Small and Midcap Mutual Fund
Overview: The mf scheme seeks to generate income and long-term capital appreciation by investing in a diversified portfolio of small & midcap companies.
Performance: This fund gave 49% returns in last 1 year, 26% annualized returns in the last 3 years and 37% annualized returns in the last 5 years. If you would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and your investment would have now grown to ₹ 1.44 Lakhs. If one would have invested ₹ 1 Lakh 3 years back, their investment value would have now grown to ₹ 2 Lakhs. If one would have invested ₹ 1 Lakh 5 years back, their investment value would have now grown to ₹ 4.82 Lakhs.
Why to invest: This fund has been performing well compared to its peers in the last few years. Value Research Online rated this fund as 5 Star. This is one of the best aggressive growth mutual funds to invest in 2018.
Top#2 – Mirae Asset Emerging Bluechip Fund
Overview: This fund aims to generate income and capital appreciation from a diversified portfolio predominantly investing in Indian equities and equity related securities of companies which are not part of the top 100 stocks by market capitalization and have a market capitalization of at least ₹100 Crores at the time of investment.
Performance: This fund gave 22% returns in last 1 year, 19% annualized returns in the last 3 years and 31% annualized returns in the last 5 years. If you would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and your investment would have now grown to ₹ 1.2 Lakhs. If one would have invested ₹ 1 Lakh 3 years back, their investment value would have now grown to ₹ 1.7 Lakhs. If one would have invested ₹ 1 Lakh 5 years back, their investment value would have now grown to ₹ 3.8 Lakhs.
Why to invest: This fund has been performing well compared to its peers in the last few years when invested through SIP or lump sum. Value Research Online rated this fund as 5 Star and Crisil rated this fund as Rank-2. This is one of the good aggressive growth mutual funds to invest in India.
Top#3 – Franklin India Smaller Companies Fund
Overview: This fund’s objective is to generate long-term capital appreciation from a portfolio of mid-cap and small-cap companies. It invests up to 75% in smaller companies.
Performance: This fund gave 25% returns in last 1 year, 17% annualized returns in the last 3 years and 30% annualized returns in the last 5 years. If you would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and your investment would have now grown to ₹ 1.2 Lakhs. If one would have invested ₹ 1 Lakh 3 years back, their investment value would have now grown to ₹ 1.6 Lakhs. If one would have invested ₹ 1 Lakh 5 years back, their investment value would have now grown to ₹ 3.7 Lakhs.
Why to invest: This fund has been performing well compared to its peers in the last 10-12 years. Value Research Online rated this fund as 4 Star and Crisil ranked this as Rank-3. This is one of the top 10 best aggressive growth mutual funds to invest in 2018.
Top#4 – Canara Robecco Emerging Equities Fund
Overview: The mutual fund aims generate long term capital appreciation by primarily investing in diversified mid cap stocks that have a potential to emerge as the bigger corporates with higher performance.
Performance: This fund gave 27% returns in last 1 year, 17% annualized returns in the last 3 years and 30% annualized returns in the last 5 years. If you would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and your investment would have now grown to ₹ 1.2 Lakhs. If one would have invested ₹ 1 Lakh 3 years back, their investment value would have now grown to ₹ 1.6 Lakhs. If one would have invested ₹ 1 Lakh 5 years back, their investment value would have now grown to ₹ 3.7 Lakhs.
Why to invest: This fund has been performing well compared to its peers in the last few years. Value Research Online rated this fund as 4 Star and Crisil ranked this as Rank-3. This is one of the top aggressive growth mutual funds to invest.
Top#5 – L&T Midcap Mutual Fund
Overview: This mutual fund's objective is to invest in mid-sized companies.
Performance: This fund gave 28% returns in last 1 year, 19% annualized returns in the last 3 years and 30% annualized returns in the last 5 years. If you would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and your investment would have now grown to ₹ 1.2 Lakhs. If one would have invested ₹ 1 Lakh 3 years back, their investment value would have now grown to ₹ 1.7 Lakhs. If one would have invested ₹ 1 Lakh 5 years back, their investment value would have now grown to ₹ 3.7 Lakhs.
Why to invest: This fund has been performing well among some of the best midcap funds. Value Research Online rated this fund as 5 Star and Crisil ranked this as Rank-2. This is one of the good aggressive growth mutual funds to invest in 2018.
Top#6 – Aditya Birla Sun Life Pure Value Fund
Overview: The mutual fund scheme aims generate consistent long-term capital appreciation by investing in stocks that are trading for less than their intrinsic value – stocks that the market is undervaluing.
Performance: This fund gave 28% returns in last 1 year, 18% annualized returns in the last 3 years and 30% annualized returns in the last 5 years. If you would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and your investment would have now grown to ₹ 1.2 Lakhs. If one would have invested ₹ 1 Lakh 3 years back, their investment value would have now grown to ₹ 1.6 Lakhs. If one would have invested ₹ 1 Lakh 5 years back, their investment value would have now grown to ₹ 3.72 Lakhs.
Why to invest: This fund has been performing well compared to its peers. Value Research Online rated this fund as 4 Star and Crisil ranked this as Rank-2. This is one of the best aggressive growth mutual funds to invest in India.
Top#7 – Edelweiss Midcap and Smallcap Fund
Overview: This fund aims for capital appreciation by investing in midcap and small cap stocks in India.
Performance: This fund gave 32% returns in last 1 year, 15% annualized returns in the last 3 years and 28% annualized returns in the last 5 years. If you would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and your investment would have now grown to ₹ 1.1 Lakhs. If one would have invested ₹ 1 Lakh 3 years back, their investment value would have now grown to ₹ 1.5 Lakhs. If one would have invested ₹ 1 Lakh 5 years back, their investment value would have now grown to ₹ 3.4 Lakhs.
Why to invest: This is one of the good funds which invest in midcap and small cap stocks. Value Research Online rated this fund as 4 Star. This is one of the good aggressive growth mutual funds that tap opportunities in midcap and small cap segment.
Top#8 – Principal Emerging Bluechip Fund
Overview: This mutual fund scheme would invest 65% to 95% in mid-cap stocks that has a market cap compared to benchmark Nifty Midcap 100 Index and 5% to 15% in Small Cap stocks.
Performance: This fund gave 26% returns in last 1 year, 17% annualized returns in the last 3 years and 28% annualized returns in the last 5 years. If you would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and your investment would have now grown to ₹ 1.1 Lakhs. If one would have invested ₹ 1 Lakh 3 years back, their investment value would have now grown to ₹ 1.6 Lakhs. If one would have invested ₹ 1 Lakh 5 years back, their investment value would have now grown to ₹ 3.4 Lakhs.
Why to invest: One of the good diversified mutual funds. Value Research Online rated this fund as 4 Star and Crisil ranked this as Rank-1.
Top#9 – HDFC Midcap Opportunities Fund
Overview: This fund objective is to invest in mid-cap and small cap stocks and generate long term appreciation.
Performance: This fund gave 20% returns in last 1 year, 16% annualized returns in the last 3 years and 27% annualized returns in the last 5 years. If you would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and your investment would have now grown to ₹ 1.1 Lakhs. If one would have invested ₹ 1 Lakh 3 years back, their investment value would have now grown to ₹ 1.6 Lakhs. If one would have invested ₹ 1 Lakh 5 years back, their investment value would have now grown to ₹ 3.3 Lakhs.
Why to invest: This is one of the good midcap mutual funds which I have been recommending from several years. Value Research Online rated this fund as 4 Star and Crisil ranked this as Rank-3.
Top#10 – L&T India Value Fund
Overview: This mutual fund scheme aims to generate long term capital appreciation from a diversified portfolio with higher focus on undervalued securities.
Performance: This fund gave 20% returns in last 1 year, 16% annualized returns in the last 3 years and 26% annualized returns in the last 5 years. If you would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and your investment would have now grown to ₹ 1.1 Lakhs. If one would have invested ₹ 1 Lakh 3 years back, their investment value would have now grown to ₹ 1.5 Lakhs. If one would have invested ₹ 1 Lakh 5 years back, their investment value would have now grown to ₹ 3.2 Lakhs.
Why to invest: Value Research Online rated this fund as 4 Star. This is one of the best aggressive growth mutual funds to invest in India in 2018.
Also Read: Best Mutual Funds to invest for long term
Summary of all Top 10 Mutual Funds to invest are listed below
Conclusion: These aggressive growth mutual funds are high risk high return mutual funds. Investors should invest in such funds through SIP every month and during market corrections, they can invest in lump sum.
Happy Investing in Aggressive Growth Mutual Funds in 2018!!!
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Suresh
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Hello Sir, My name is Raj. Age 35 Years.
Am planning to Start SIP with1 lakh per month and for 5 years.
My Goal is to have 1 Crore in 5 years.
Please advice which fund houses suits me.
You should invest in mutual funds for 8 to 10 years to get good returns. If you still wish to invest in mutual funds for 5 years time frame, you can go for Balanced Mutual Funds. However earning Rs 1 Crore in 5 years is high task. You may need to invest Rs 1.25 Lakhs per month through SIP for 60 months / 5 years and with 12% annualised returns to achieve 1 Crore. My advice would be increase your investments year on year, however keep the investment horizon of 8-10 years.
Can you advice on where to invest. If possible please let me know how can i contact you please.
Hello Raj, As indicated if you are okay you can invest in balanced funds for 5 years period. You can invest in HDFC Balanced fund, ICICI Balanced and Tata Balanced mutual fund schemes
Dear Sir,
I have recently added the below funds for my retirement (in next 25 years):
ICICI Prudential Equity & Debt Fund – Direct Plan – Growth – 3000
SBI Equity Hybrid Fund – Direct Plan – Growth – 3000
HDFC Hybrid Equity Fund – Direct Plan- 3000
Please advise if this is Ok to proceed.
Thanks
These are hybrid/balanced mutual funds which could be best bet even in volatile markets. Your choice is good as you are looking for retirement. However you can add few largecap and diversified funds too
Hi Suresh,
Recently I purchased 300 stocks of ONGC @157 per share. Pls advice, if this was a good purchase and as to what time period should I hold these?
Hello Sir ,
I have invested in below mf sip for window of min.5 years and more so kindly review my portfolio and inform me if any. Changes need to do.
1-L& T India Value Fund – Gr Monthly -2500
2 -Edelweiss Mid Cap Fund – Regular Gr Monthly -2500
3- SBI Small Cap Fund – Gr Monthly- 2500 ,
4 Indiabulls value discovery fund GR-2500
monthaly
5- sbi Magnum global fund regular plan-3000
Kindly look into it and inform me if any changes
Hi Pradeep, the funds indicated by you are high risk, hence investing for 5 years may not be good idea. You should invest in midcap/smallcap funds for for 8-10 years. Regd your portfolio, Indiabulls value discovery fund is relatively new. You should avoid new funds unless they are unique. Other funds are good, you can continue to invest in them
Hello Sir,
I have invested in the following mutual funds as SIP. Can you please review my MF portfolio and advise if i should change anything:
1. ABSL FRONTLINE EQUITY -2 K
2. SBI EMERGING BUSINESS – 1 K
3. ABSL GENEXT FUND -2 K
4. ABSL PURE VALUE -2K
5. FRANKLIN SMALLER COMPANY- 3K
6. IDFC PREMIUM EQUITY – 2K
7. RELIANCE TAX SAVER -2.5K
8. ABSL TAX RELIF 96 -1.5K
9. AXIS LET NG TERM FUND -2K
10. SBI GOLD FUND- 1K
all are good funds except for SBI gold fund. Currently gold is under performer and we could see this down trend for some more time. You may review and exit
Dear sir,
I am investing in below funds. Plz review it whether ok or not. Plan to invest for minimum 10 years. All are regular
1. Sbi small cap fund – 5000k
2. Sbi bluechip – 2500k
3. L&T midcap -5000k
4. L&T emerging business – 5000k
5. Reliance small cap – 7500k
6. Mirae emerging bluechip – 5000k
7. Tata digital fund technology – 5000k
Hi Rams, Good funds. Last fund is technology Fund and high risk as it invests only in one sector.
Hello Sir, I am investing on a long term( More than 5 Years). Pls review the below SIP portfolio:
HDFC Prudence fund -Growth- RS 1000
HDFC Equity fund regular plan-Growth- Rs 1000
DSP BR Midcap dund Reg plan- Growth- 1000
ICICI bluechip fund Regular plan- Growth- Rs 1000
Aditya Birla SL banking and financial sevices fund regular- Growth- Rs 4000
Aditya Birla SL India Gennest fund – Growth- Rs 1000
HDFC Equity Fund Reg Plan – Growth- Rs 3000
Pls review and advice weather to continue in these funds or to change some of them.
Thanks and Regards
good funds. You can continue to invest
Hello Sir,
i am planning to invest in below MFs from july 18. i am planning to be invested for min 4 and max 7 years.. please suggest if i have good portfolio.
Reliance Small Cap Fund(G) Rs. 10,000
Kotak Standard Multicap Fund(G) Rs. 10,000
Mirae Asset Emerging Bluechip-Reg(G) Rs. 10,000
HDFC Mid-Cap Opportunities Fund(G) Rs. 5,000
SBI Small Cap Fund-Reg(G) Rs. 10,000
HDFC Small Cap Fund-Reg(G) Rs. 5,0000
good funds Anuj. You can invest
Hello Sir,
I have invested in the following mutual funds as SIP. Can you please review my MF portfolio and advise if i should change anything:
1) DSP Blackrock TIGER FUND-Growth-Direct- Rs.2000 per month.
2) HDFC Smallcap fund-Growth-Direct- Rs.2000 per month.
3) L&T Midcap fund-Growth-Direct- Rs.3000 per month.
4) Mirae asset Emerging Bluechip-Growth-Direct-Rs.4000 per month(SIP will be Starting just in July 2018).
In the above list, DSPTIGER fund is always in RED from the beginning and is underperforming. Plz suggest should I continue all or stop some??
Am investing for long term horizon of 5yrs.
Arun, Good to hear from you after long time. HDFC Smallcap fund is outperformer even now when midcap/smallcaps are taking beating. Other 2 funds are also good. You can continue to invest in them. Regd DSP BR Tiger fund, this fund has been underperforming for 4-5 years. However, the performance of Infra funds is pathetic in the last 1-2 years. You may review and exit
Hi Suresh,
Thank you for guiding novice investors like me to be more financially aware and wiggle through the maze of investment option.
I am 30 years old and my salary is 78K. Can you please review my MF portfolio and advise if i should change anything
All the below funds are direct growth
Kotak Select focus 5,250
SBI Magnum multicap 1,500
Mirae asset Emerging bluechip 4,500
HDFC balanced fund 1,500
L&T India value fund 2,250
Reliance Tax saver 2,500
ABSL frontline equity 1,500
ICICI Pru value discovery 3,000
SBI Small Cap 2,000
L&T Emerging Businesses Fund 1,000
Best regards,
Joy
Hi Joydeep, Funds selected by you are good except for ICICI Pru Value Discovery fund which has been underperformer for the last few years. You can review and exit.
Thank you Sir
welcome Joydeep
hi sir,
thanks for your insightful investment info. I have following ongoing sip
1. ABSL FRONTLINE E QUITY 1K(39 months)
2. RELIANCE SMALL CAP 3K(23month)
3.HDFC EQUITY 1K(82 months)
plz suggest whether I continue all or stop some or the necessary changes to be made in my portfolio.investment horizon is 10- 15 years
Hi Biplob, You can continue to invest in these funds.
hello sir pls review my portfolio
Mirae asset India equity- 4000
mirae asset emerging bluechip-4000
Reliance small cap-3000
Sbi small cap 7000
time 8+ pls have your view
Good funds, stay invested
Hi Sir, thanks for enlightening us with ur insightful investment info. 5 yrs down the line I started investing in SIP following ur blogs. Today I am having following ongoing monthly SIP. Plz have a look & share ur thoughts
1. Icici focussed bluechip fund- 5k
2. SBI bluechip fund- 2k
3. Aditya Birla sunlife frontline equity- 5k
4. Icici balanced fund (now equity & debt fund)- 2k
5. Reliance Small cap fund- 2k
6. Icici Value discovery fund- 1k
7. Franklin smaller companies fund- 2k
8. Franklin India high growth companies- 2k
9. UTI transport & logistics fund- 2k
10. SBI Pharma fund ( now Healthcare opportunities fund) -1k
11. L& T infrastructure fund- 3k
Plz suggest should I continue all or stop some?? Among these SBI pharma bleeding red even after 4 yrs continous investment. L& T infrastructure also in negative after 6 months…
Good funds except for ICICI Value discovery fund (which you can review and exit). Your portfolio has largecap, smallcap, balanced funds and sector funds.
Thanks a lot
Hi,Good day, How much SIP i need to invest to get 1.crore in the time of 1 to 5yrs,and wich M funds i need to invest,kindly suggest..thks
Hi Hitender, . Also you cannot make good money in 1 to 5 years. You should invest for 8-10 years to get higher returns. If you are okay with that, Please indicate your risk appetite, I can guide you further
Hi Suresh,
Here are the list of funds I have started SIP recently. I am 30 years old and 10+ years goal for these investments. Please suggest whether any changes required.
SBI Bluechip Fund
Motilal Oswal Multicap 35 Fund
Aditya Birla Sun Life Pure Value Fund
Canara Robeco Emerging Equities Fund
SBI Consumption Opportunities Fund
Aditya Birla Sun Life Small Cap Fund
Franklin India Smaller Companies Fund
Aditya Birla Sunlife Tax Relief 96 Fund
Thanks
Good funds nithya. You can continue to invest in them.
Hi, I am 32 years old. Basically i am a farmer. I have 2 Cr term insurance & 50 lacs family floater health insurance. I have two childern of 5 & 3 years old. I have sufficient fund for emergency. I am an aggressive long term investor with time horizon of 25 years. I am doing sips for retirement corpus of 50 Cr in the following funds:-
1.Mirae asset emerging business- 20,000
2. ABSL Small & mid cap – 20,000
3. L&T emerging businesses- 20,000
4. Sundaram midcap- 20,000
5. L&T mid cap- 20,000
6. Canara robeco emerging equities- 20,000
7. Hdfc small cap – 20,000
8. SBI small & mid cap- 20,000
Now I want to know that should i continue with all these sips ?
Regards
Nirmal Singh
Chandigarh
Hello Dr. Nirmal, here are my comments. 1) You have good funds in your portfolio. However you are investing most of them in midcap nad smallcap segment. These are high risk, hence you may need to reduce some funds 2) Invest some money in large cap funds too so that it can balance your portfolio.
I am interested in investing fix amount for 3 years Kindly suggest best options.
You have not indicated for how long you want to invest in mutual funds. I am assuming that you would invest atleast for 5 years. You can invest in balanced mutual fund schemes like HDFC balanced fund or ICICI Balanced fund or TATA Balanced fund etc.,
If you want to invest in Balanced fund, invest in HDFC balanced fund , lot better than ICICI or TATA balanced fund. Better returns in last 2 years + better investment strategy.
hi ,
I have invested in AXIS LONG TERM EQUITY FUND (ELSS) via SIP for long term (15+ years).
I want to start a fresh SIP for long term . Is investing in DSPBR Equity Opportunities fund will be a good idea.
I don’t want to have overlap.
plz suggest for any other good MF also for long term .
Good fund, you can invest
Dear Suresh,
I want to start invest in mutual fund 20 K per month, please let me know which are the moderate funds to start with
Sreekumar
Hi Sreekumar, Since you are looking for moderate funds, you can invest in balanced mutual funds. You can select funds like ICICI balanced fund, HDFC balanced fund, TATA Balanced fund etc.,
Hi Suresh,
SBI small & Midcap fund has stopped accepting fresh investments longback . is it started accepting now?
Hi Danny, Mutual fund reclassification is happening now. This fund would be renamed to SBI Small cap fund. Pls wait till the name change happens which would be effective from 18th May, 2018. Then they should be able to open for fresh investments.
Please review my equity portfolio which I am going to start from May month all investment are for long term 10+ years :
SBI Blue chip – 4K
Mirae asset emerging bluechip fund -4 k
HDFC balanced fund- 4K .
Motilal Oswal multicap 35 fund- 3K
Apart from this I have two on going Elss Fund :
Aditya Birla Sun Life Tax Relief 96 – 4K
IDFC Tax Advantage – 2 k
Good funds Anshu. Stay invested in these top peforming funds.
Thank for the reply …….Just need one more advise on my HDFC Balanced fund .
What should be the time horizon for such funds ??
Hi Anshu, Balanced mutual funds can be invested for 5+ years. If you want you can keep them for 10 or 15 years too.
Dear Suresh,
Would it be a good idea to invest Rs.1000 every month through SIP in all the above funds mentioned by you i.e 10,000 per month through SIP.
You can invest in them Ajith. Note these are Aggressive funds i.e. high risk-high return funds
Thank you Sureshji for helping people and educating. My quesion is,
I have invetsted in small+mid
1. Franklin India Smaller companies
2. L&T India Value
I want to invest in one more mid or small cap fund to complement my other large+debt protion of investment.
Which in particluar above should I go as I want to avoid overlap + fund house + benchmark index
Please advice. Horizon is 25 years.
You can look for Reliance Smallcap fund, DSP BR Microcap Fund or Franklin India smaller cos fund
Thank you very much.
SBI small and midcap fund has been stopped to invest.
Hi Suresh, thanks for listing them, i am making use of this list 100%, however, i see most of they are repetitive as i see mid-cap in multiple MFs, should i invest in 10 of them or you sugeest to pick 5 out of them, if 5 can you please list?
Hi Ramana, You can pick any 5 out of these top 10 mutual funds list
HI Suresh
weve invested in Franklin India HIGH GROWTH COMPANIES FUND but its showing -33%
also, Reliance tax saver showing -52%
please advise.. shouldnt we switch?
Don’t worry about temporary movements. These are good funds, you can stay invested
Sir, SBI small and midcap fund is temporarly suspended and not accepting deposits. Then why do you list it here as no one can invest?
Thanks
Hai Suresh. Thanks for the article and hope every body will follow it for investment and enjoy the best returns in '2018. Similarly as already assured I am waiting for your article of Best Monthly Dividend Paying Mutual Funds in Equity/Balance fund category which in sure will help for those who needed monthly income like me due to retiring age.
thanks. Yes, it is in my radar, since there are too many new products/IPOs coming, little busy in reviewing them
SBI small and midcap fund has stopped accepting any new funds. Investor can not invest in this fund now.
Dear Suresh ,
While thanking you for your insightful and honest messages, I need your advise on safe investment in MF –where the principal amount is safe …and there may be 2 -3 percent extra return than the Bank fixed deposit.
A few months back, I had parked Rs. 34 lakhs in NPS –Tier 2 scheme at the suggestion of Bajaj Capital and Financial service ….and today when I checked the current value of that investment , it was less by 50 thousnad ruppes than the original amount invested. I had parked that money on 50% G plus 50% C . Or , in other words, I did not invest in any equity component….and I am still unable to comprehand what is happening .
Hi Rajiv, You have invested in NPS Scheme Tier-2 and you would have selected equity component or auto comment where equity component could have been high. Due to stock market fluctuation, your equity amount in NPS would change, hence you are seeing such fluctuation. Check your equity component and reduce it if you want to reduce risk. Also there are no mutual funds which are safe. Even debt funds have some risk. My advice is invest in balanced funds for 5- 8 years by taking some risk. In 5-8 years, risk is almost reduced as you are investing it for medium to long term.
Sir
I have fixed deposit with low returns.I want to invest that amount through SIP one Lakh per month through 20 months.
Is there a single window that I can register SIP.? Becasue different funds have divided in to CAMS & KARVY.
Instead of past performance ( which some times fails me) Is there any advisor who can advise about potential high performance Schemes?
is there any Good platform even if Paying some some fees? And who can automatically rebalance the portfolio at certain intervals?
I heard that there is regressive method of selecting MF schemes but not available to public domain? Also heard that dividend reinvestment option is better than growth option.
Another doubt is that when we stop an SIP and switch to other scheme,Should we let that money stay invested though we are not continuing the that SIP.Or should we withdraw money and invest in new scheme by increased SIP amount?
Kindly look in to it and give a piece of advice.
Thanking you,
Suresh
Hi Suresh, If you want model portfolio which can rebalance automatically you can check platforms like Scripbox. But why you need to worry and rebalance them? Take my top 10 best mutual funds article. It has large cap, midcap, smallcap, balanced and diversified funds. Each fund would perform well in differnet market cycle, however you can invest in all these funds for say 8-10 years, end of that your invested amount would have grown to very decent amount. You should invest in 5-8 funds and don’t worry if 1 fund has not performed well.
Dear Sureshji,
Thank you for the advice.Should i iDivide the amount equally among all these funds or Should i give more weightage to any particular fund?
Thanks in Advance
Best Regards,
Suresh
Hi Suresh, You can ditribute equal amount and invest. All the best
Sureshji,
Thank you
Best Regards
Suresh
Unable to invest on SBI Small & Midcap fund. Option is not available in their site.
I think they have suspended this temporarily, you can invest in other funds.