Why exiting ULIP right after the lock-In period is not a good idea? Many think low cost ULIPs (Unit Linked Insurance Plans) are one of the most popular life insurance products. ULIPs are inherently market-linked financial instruments that allow you to invest in a variety of equities and debt funds – based on your financial risk appetite. At the same […]
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ULIP or Mutual Fund: Choose the One That You Need Choosing the right investment plan helps you build your wealth and accomplish your financial goals on time. However, with multiple investment instruments available in the market, selecting the one that is right for your purpose can be overwhelming. Most often, people are confused about whether they should invest in Mutual […]
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Smart Investors Guide to ULIPs Investments are subject to market risks, and every investor wishes to reduce these risks. Be it through debt fund investments or opting for balanced funds, investors often seek instruments that are risk-averse, even though they offer lower returns. That said, the variety and versatility of investment products make it hard for investors to choose. Lately, […]
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Aegon Life iMaximizer ULIP comes with zero Allocation Charges – Should you opt? When stock markets are crashing, investors are looking for safer investment options. ULIP’s are one of the investment options where investors were resisting to invest due to higher premium allocation charge and high agents commission. However, I the last few years many insurance companies have come up […]
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Investing in the share market has become a popular trend in India right now. Making a huge profit in equities is not at all an easy task. The stock market is indeed volatile, and that’s why there is no success formula or short cut route. Rather, this specific domain calls for serious introspection. The word ‘safe’ is very relative, especially […]
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Mutual Funds Vs ULIPs – Which is the Best Investment Option? It is rightly said “Mutual funds are subject to market risks”, but let us look at the brighter side as well before making investment decisions. When it comes to investment, mutual funds and Unit Linked Insurance policy (ULIP) are two well-known instruments in which most of the individuals invest. […]
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Edelweiss Tokio Life Wealth Plus Plan – Zero ULIP Charges – Should you opt? ULIPs that came till 2009 are still showing horror movies to many insured individuals. Many of us stay away from Unit Linked Insurance Plan (ULIPs) due to high allocation charges and policy administration charges. Few weeks back, Edelweiss Tokio Life has launched Edelweiss Tokio Life Wealth […]
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Star Rating for ULIP Funds – How would it benefit you? We have seen star rating in mutual fund schemes. However recently, Morningstar website started giving Star Ratings for Unit Linked Insurance Plan (ULIP) funds too. It rates ULIP funds with 1 star (lowest) to 5 star (highest). What do these star ratings in ULIP indicate? What are the key points […]
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HDFC Life Click 2 Retire Online ULIP Review Recently, HDFC Life has launched a new online retirement plan Click 2 Retire ULIP. HDFC Click 2 Retire is a online ULIP plan that offers market linked returns with minimal charges and helps you achieve your retirement goals with advanced planning. There are several unique features in this HDFC Click 2 Retire […]
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New LIC Endowment Plus ULIP Plan – What are its hidden factors? Couple of weeks back, LIC has introduced new ULIP Plan called LIC Endowment Plus ULIP Plan. It is a combination of Endowment and ULIP Plan. LIC Endowment Plus ULIP Plan No.835 has several unique features. Premium allocation charges also reduced to maximum of 7.5%. What are the unique features […]
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