List of articles where an investor should learn while investing and saving
How to merge two or more EPF accounts Online in India? Employees keep changing jobs for better career and higher salary. One might have multiple EPF accounts during such change in jobs within India. There are a number of reasons one would continue multiple EPF accounts. One of the pain area is tracking the balance manually. Many of them are […]
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What are Credit Ratings for Fixed Deposits and How to pick-up AAA Rated FD Scheme? Banks fixed deposit interest rates are falling in the last few quarters. Investors who are looking for fixed income options are looking for other avenues like company fixed deposits. While bank FD’s are being considered relatively safe, corporate fixed deposits come with high risk. One […]
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I Lost Job – How should I plan my financials for next 1-2 years? Corona virus is showing worse across the world. There are thousands of employees who are losing their job now every day. While Government of India says no company should do layoffs, companies are not in a position to pay salaries and they don’t have any choice […]
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Do I need to take advantage of RBI 3 month extended moratorium on loan EMI till August, 2020? RBI has announced now that is has extended 3 months moratorium on loan EMIs provided earlier now till August, 2020. Many individuals realized very late and would have felt that they have not utilized the loan EMI moratorium announced earlier last week […]
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How to avail 3 Months Loan EMI moratorium from SBI? RBI has asked banks and financial institutions to provide 3 months loan EMI moratorium to its customers considering Covid-19 situation. While RBI has not made it mandatory, it has left this decision to banks and financial lenders. Now banks have started announcing this relief to its customers. State Bank of […]
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Should I use Emergency Fund in this crisis situation? There are two critical steps in financial planning. One is taking a term insurance plan to secure your family and the second is to create an emergency fund which can be used on any unpredictable incidents. Currently, Corona virus is creating a serious impact across the world. There are fears about […]
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Do I need to take advantage of RBI 3 month moratorium on loan EMI? RBI has taken a few steps in its recent meeting to improve the Indian economy that has impacted due to the Covid-19 crisis. Among the various measures announced, 3 months moratorium on loan EMIs is a BIG step that would help many individuals who might not […]
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RBI Repo Rate Cut in March 2020 – Would you really get Benefited? Today, the RBI Governor, Shaktikanta Das has announced an RBI Repo Rate cut by 0.75% / 75 basis points. RBI has cut the repo rate several months. Huge interest rate cut by 0.75% brings down home loan, auto loans and corporate loans. Who would get benefited from […]
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Pradhan Mantri Awas Yojana – Features, Eligibility and how to apply Every individual dream of owning a house, but the increase in cost of construction and the inflation rate have made it next to impossible for many lower and lower-middle-class people. If you are earning between Rs 3 Lakhs and Rs 18 Lakhs per annum and not yet purchased a […]
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AT-1 Perpetual Bonds – Should investors avoid such investment options post Yes Bank Crisis? These days we are hearing about the RBI decision about AT1 bonds that are issued by Yes Bank. AT1 Bonds are perpetual bonds. Several Mutual fund schemes invested in these AT1 Bonds. Even several retail investors invested in these bonds. Today, these are collapsed with RBI […]
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