Classroom Lessons

List of articles where an investor should learn while investing and saving

How to Save Money for Investing

How to Save Money for Investing?

How to Save Money for Investing? You want your money to work for you – that’s why you are interested in investing. Investments come in all different shapes and sizes; while stocks and mutual funds are common and convenient investments, you can also invest in real estate, fine art and startup businesses. When you have

Deposit Insurance (DICGC) – How far my fixed deposits safe in India

Deposit Insurance (DICGC) – How far your fixed deposits are safe?

Deposit Insurance (DICGC) – How far your fixed deposits are safe? Almost all the individuals trust banks for their deposits in the form of Savings A/c, Current A/c, RD or FD as banks offer safety and guaranteed returns. But what happens if your bank goes bankrupt. Most of us are unaware of the fact that

LTC cash Voucher Scheme – Guidelines, Eligibity and Calculations

LTC Cash Voucher Scheme – Guidelines, Eligibility and Calculations

LTC cash Voucher Scheme – Guidelines, Eligibility and Calculations Govt of India has earlier announced about LTC (Leave Travel Concession) Cash voucher scheme for central government employees. Now GOI has confirmed that the LTC voucher scheme would be applicable to all employees i.e. central govt employees, state govt employees, PSU sector employees and private sector

Am I eligible for Compound Interest Waiver on Loan during the moratorium period

Am I eligible for Compound Interest Waiver on Loan during the moratorium period?

Am I eligible for Compound Interest Waiver on Loan during the moratorium period? Govt of India has announced that now that interest on interest (compound interest) waiver on loan during the moratorium period. The central government had earlier filed an affidavit with Supreme Court indicating that it would waive interest on interest on loans up

How Leverage Ratio can tell you whether you are at high risk or low risk in financial status

How Leverage Ratio can tell whether you are high risk or low risk in debts?

How Leverage Ratio can tell you whether you are high risk or low risk? Leverage ratio also called as debt to equity ratio is the measure of the role of debt in an asset build-up of an investor or a company. An investor or company can compute their leverage ratio and check whether their financial

What is Macaulay duration concept and how it helps you to choose right debt mutual fund

What is Macaulay duration concept and how it helps you to choose right debt mutual fund?

What is Macaulay duration concept and how it helps you to choose right debt mutual fund? As per SEBI recategorization of mutual funds, all debt funds need to be classified into buckets based on Macaulay duration.  Macaulay duration is indicated in the scheme information document (SID) of the mutual fund scheme. Often, many mutual fund

Why you are still NOT Rich in life

Why you are still NOT Rich in life?

Why you are still NOT Rich in life? Many of us keep struggling to earn money and become rich in life. While it is not that simple to become rich, if you can plan well, you can be rich too. If you are still thinking why you are still not rich, it is the time

Solid Ways to achieve Financial Freedom faster

10 Solid Tips to achieve financial freedom faster

10 Solid Tips to achieve Financial Freedom Faster Financial freedom is where you have enough money to spend, your regular expenses for life and fulfill all your financial goals in the future. Earning salary or income from the business is not enough. One should not struggle accumulating money over their lifetime to achieve their financial

Why Gold Prices are rising in India and should you invest now in 2020

Why Gold Prices are rising in India and should you invest now?

Why Gold Prices are rising in India and should you invest now? Gold prices have been rising in the last 1-1.5 years and looks no end for it. We have seen a common phenomenon that gold prices would rise during few situations like recession, stock markets fall, etc., However the situation is changed dramatically now.

Good-Investment-Options-for-Youngsters

10 Good Investment Options for Youngsters in India

Good Investment Options for Youngsters When you step out of college and into your work-life, salary management must be one important factor that must be there in every youngster’s mind. While wasting away your money every month is the easy way out, it can have severe repercussions in the future, especially when you will have