5 Best Midcap / Small cap funds that are rocking in bull run
Investors are enjoying mutual fund returns during this bull run. While there are several mid-cap / small cap mutual funds, only a few funds are doing good. Returns for the past one year from mutual funds, might be tempting for you to invest in many funds. It is equally important for us to check the last 5 year returns for those funds, their ranking and investment strategy before investing in such funds. Which are the best mid-cap and small mutual funds that are rocking and doing good in this bull run ?
How I classified Best Midcap / Small cap funds that are rocking in bullrun?
While there are a few mid-cap / small cap mutual funds which have been performing well and beating benchmarks, we are not considering them owing to their short performance history. One example could be is Reliance small cap fund which has earned more than 150% in last 1 year. However this fund is existing only in last 3 years. Consistent performing mutual funds that have provided good returns in the last 5 year + good performance in this bullrun of last 1 year, their crisil ranking, value research ranking are some of the parameters considered in identifying these top mid-cap/small-cap funds.
Also Read: How to be successful through Mutual fund SIP investments ?
5 Best Midcap / Small cap funds that are rocking in bull run
1) HDFC Mid-cap Opportunities Fund
About this fund: This fund objective is to invest in mid-cap and small cap stocks and generate long term appreciation.
Fund Performance: This fund has been doing well. This fund has beaten its benchmark and provided 23% annualised returns in last 5 years. In the last one year, it gave 78% returns during this bull run. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 118,000 now. This is one of the best funds to invest for long term of 10-20 years.
2) Franklin India Smaller Companies Fund
About this fund: This fund’s objective is to generate long-term capital appreciation from a portfolio of mid-cap and small-cap companies. It invests upto 75% in smaller companies.
Fund Performance: This fund has beaten its benchmark and provided 23% annualised returns in last 5 years. In the last one year, it gave 89% returns during this bull run. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 129,000 now. This is one of the good funds to invest for long term of 10 years.
3) SBI Emerging Business fund
About this fund: The scheme focusses its investments in emerging business themes, primarily based on the export / outsourcing / global opportunities of such themes. Its secondary focus is on emerging domestic investment themes.
Fund Performance: This fund has beaten its benchmark and provided 22% annualised returns in last 5 years. If we assume that the bull run has been in last 1 year, it gave 58% returns during this period. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 108,000 now. This is one of the top funds to invest for long term of 10 years.
4) ICICI Pru Value Discovery Fund
About this fund: Its objective is to invest in a well-diversified portfolio of value stocks (those having attractive valuations in relation to earnings or book value or current and/or future dividends).
Fund Performance: This fund has beaten its benchmark and provided 22% annualised returns in last 5 years. If we assume that the bull run has been in last 1 year, it gave 80% returns during this period. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 118,000 now. This is one of the good funds to invest for long term of 10 years.
5) UTI Mid-cap Fund
About this fund: This fund objective is to capture opportunities by investing in mid-cap stocks.
Fund Performance: This fund has beaten its benchmark and provided 22% annualised returns in last 5 years. If we assume that the bull run has been in last 1 year, it gave 100% returns during this period. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 125,000 now. This is one of the top and best fund to invest for long term of 10 years.
Also Read: How floating rate mutual funds are better than other short term mutual funds?
Should you invest in such Mid-cap / Small cap funds now?
Majority of them is already recommended by me earlier. You can consider all these 5 funds for investing. The best way is to invest in these mutual funds through Systematic Investment Plan (SIP) where you can invest as low as Rs 500 per scheme. Investing in such funds for the long term could fetch you 12% to 13% annualized returns. If you are getting higher than this, you can celebrate a party. Comprehensive list in single table is indicated below for comparison purpose.
Conclusion: These top 5 mid-cap/small-cap funds has been rocking and provided good returns in this bull run. However, you should limit your exposure to such funds to a maximum of 50% so that you would not end-up in losses when you see bear market. These are high risk mutual funds, but provide good returns in long run. Investing in such funds through SIP would help you to grow money faster.
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Suresh
Best Midcap / Small cap funds that are rocking in bull run
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Sir, Please use latest DATA rather than 11 Oct'2014 …
this is really helpful and I shall invest by considering this
As per the performance chart and
your statement,explained by you, I wish to proceed for the same under the all funds.Thanks & good day to your Team.
This article was very helpful to understand where to invest? I am NRI and would like to invest in MFs. please clarify what benefit on tax i get by investing in mutual funds. if i come back as Resident indian, what will be tax deduction rules for mutual fund investments. this tax if any will be applicable when i sale the funds? please reply.
Archana, There are no seperate taxation rules for NRI’s in mutual funds. If you have MF account, start investing in them. In equity funds, if you are getting any returns/profits after 1 year, they are tax free.
Sir, You have been very kind, replying every individual. Kindly tell me your reason for NOT recommending SIP in – SBI Small & Midcap Fund (G), SBI Pharma Fund (G), Franklin Build India Fund (G), Can Robeco Emerging Equity Fund (G), Axis Large Cap Equity Fund (G) and UTI MNC Fund(G) for better returns, in current market conditions?
Darshan, There are several funds in the market. Some are top performers, some are avg and some are worst. I cannot recommend all top performers. But I would pick-up top 5 or 10 and recommend. Among the ones you indicated, I can say Franklin Build India fund is good.
Dear Mr. Suresh,
I am an NRI and interested to invest in mutual funds and stocks, and there is a limited information is available in this region about it.Luckily I found your website and start studying all your comments for the last six months.Two months back opened a demat account.and start SIP in Franklin high groth co fund, Hdfc midcap opp fund and icici blue chip fund and doing some shares also. All are doing well .Also I invested some surplus money in BSL dynamic bond fund(2lacs).but the benefit is not interesting even compared with SIPs. So I think it may be nice to with draw (after 3 months)and invest in shares for a long goal and do some SIP of 5k as well.Please share your thoughts. May God bless you for the great service you doing for us
Thank you very much
Hussain
Dear Mr.Suresh
Hope you are fine and in good health. Earlier I had invested in mutual funds considering your advice and suggestions.
Now I wish to invest Rs 1 lakh each for myself and my spouse. Can you suggest some good funds for this proposed investment corpus? I would provide some details to you about my plan:
1. To invest Rs 1 lakh each in my name and in my wife’s name.
2. To invest as lump sum, NOT SIP.
3. To remain invested for minimum 5 years.
4. I would prefer a moderate risk profile for the two of us.
Should we divide our corpus into 2-3 or more funds ? Which group or funds will be better-large cap or mid & small cap or a combination of funds? Please suggest specific names of funds.
Awaiting your reply.
Regards
Dr.Syamal Modi
Hello Dr. Syamal Modi. Investment in lump sum in mutual funds should be done carefully. You can invest in debt funds / liquid mutual funds and do STP over a period of 10 months to 1 year to large cap mutual fund. Investing in midcap/small cap funds would be riskly for 1 year SIP
Hello Suresh,
By investing lumpsum in a mutual fund, we will lose the advantage of NAV change during the period. This is one big disadvantage of course. but apart from this, is there any other disadvantage of investing lumpsum?
Thanks
Sadhana.
Hi Sadhana, Market volatality cannot be encashed when you invest lumpsum. Beyond that if markets are at peak, you invest at higher NAV, and you may not gain much
Hello sir,
I have a target of 10 lakhs in 5 years. What should be my installment per month and should i go for Multiple sip funds or a single sip fund for the same installment amount?
Pls reply.
Hello Sir, I am new to investing. looking to start a sip with SBI SMALL AND MIDCAP FUND and MIRAE ASSET EMERGING BLUE CHIP FUND.
What is your take on this.
Shivam, I would prefer Franklin India smaller companies fund or HDFC Mid cap fund
Thanks for your precious suggestion sir.
Thanks Suresh.
I re reviewed the funds and definitely Franklin one weighs more. Thanks again.
With around 3000 per month SIP investments to Franklin India smaller cos, I would like to invest in ELSS – Reliance Tax Saver and Axis Long Term equity fund – for tax saving.
Investments of around 2k each, again via SIPs.
Do you think I would be risking a little too much by making my portfolio more equity biased?
I’m still 24 and can digest bit risk. But only a bit.
Also, your 2 cents on Axis long term less fund? You haven’t really mentioned in your chosen plans for ELSS.
Thanks Suresh.
Regards,
Ulhas.
If you are long term investor and want to invest for 8-10 years, you need not worry, just invest through SIP’s. One thing, any reason you are investing in 2 tax sving ELSS funds. Do you want tax savings ? If yes, go ahead, else invest in large cap and mid-cap funds at your age.
Hi Suresh,
Under the same bracket of Mid/small cap diversified MFs, what is your take on ‘Canara Robeco Emerging Equities fund’?
Investing in this fund a good idea?
Value research rates this fund in par with the ones that you have mentioned in this article.
Needed to know your opinion before investing.
PS: Your blog in an immense source of financial knowledge and a hand held guide for newbies like me. Keep up the good work! 🙂
Ulhas, Thanks for your comments about my blog. This is good fund, however expense ratio is very high at 3.09%. Value research rates this as 5 star. You can add this to your portfolio. I would prefer to add franklin india smaller companies fund also along with this in my portfolio.
Hi Suresh,
i 30 years old and looking for a monthly ex-poser of Rs 10000/- monthly @ Rs 1000 per fund for long term atleast 10 years kindly suggest….. weather the chosen fund are right for long term or not or suggest what to change…..
SMALL & MID CAP FUNDS
1)FRANKLIN INDIA SMALLER COMPANIES FUND (G) – RS 1000 SIP MNTHLY
2)HDFC MID CAP (G) RS 1000 SIP MNTHLY
3)ICICI PRUDENDTIAL VALUE DISCOVERY FUND (G) RS 1000 SIP MNTHLY
4)RELIANCE EQUITY OPP. RETAIL PLAN (G) RS 1000 SIP MNTHLY
5)UTI MID CAP FUND (G) RS 1000 SIP MNTHLY
BALANCED FUNDS – HDFC BALANCED FUNDS (G) RS 1000 SIP MNTHLY
LARGE CAP
1)ICICI FOCUSSED BLUE CHIP FUND (G) RS 1000 SIP MNTHLY
2)HDFC TOP -200 (G) RS 1000 SIP MNTHLY
SECTORAL FUNDS
1)ICICI PRU BANKING & FINANCIAL SERVICES (G) RS 1000 SIP MNTHLY
2) HDFC INFRASTRUCTURE FUND (G) RS 1000 SIP MNTHLY
ELSS
ALREADY DOING IN HDFC TAX SAVER (G) EVERY 3 YEARS LUMPSUM INVESTMENT RS 50000
I WANT TO HAVE ATLEAST 2 CR AFTER 10-15 YEARS WITH THIS INVESTMENT IS IT POSSIBLE ??
KINDLY SUGGEST ME IF I NEED TO CHANGE MY PORTFOLIO.. THE RISK ABILITY IS MODERATE.
Hi Suresh,
Thanks in advance for your advise.
I am 37 years old and i am looking at doing a retirement planning for myself. I am thinking of investing 50K across these five MFs via SIPs of 10K each. Kindly advise if my portfolio looks fine.
1. Franklin (I) Smaller Cos (G) – Mid/Small cap
2. HDFC Mid-cap Opps fund – Mid/small cap
3. UTI Mid cap fund – Mid/Small cap
4. ICICI Pru Focussed Bluechip Fund – Large Cap
5. Franklin India Prima Plus Fund (G) – Large Cap
Thanks,
Ajaz
Good funds Ajaz
I am a regular follower of your Mutual Fund tips. Now, I’d request you to let me know the prospect, if any, of the following :
1) SBI Magnum Global Fund
2) UTI MNC Fund.
SBI Magnum global fund is average performer, there are better funds, you can review and invest in other funds. UTI MNC fund is good
Hi Suresh,
Thanks for this wonderful article.
Presently I’m investing in SBI Emerging Business Fund via SIP for the past 1.5 years. Though its performance is better than the benchmark, I feel it’s not upto the mark compared to its peers considering the recent bull run. Ideally it being a mid-cap fund should have given better returns than this because of the bull run. I’m now thinking of switching from SBI emerging business to HDFC mid-cap opportunities and ICICI Value Discovery fund because of their consistency as well as capturing the bull run opportunity (both recommended by you as well).
What’s your advice on my approach?
Thanks in advance.
Regards,
Anand.
Thank you Suresh for your valuable advise. Very much appreciated. No, I am not a fan of DSP Blackrock. These SIPs were started before I started reading your blocks:-(. Thanks.
Good morning,
I am 37, i am having ICICI pru regular Tax plan (G) 2000/- p.m. (large cap) can i renew the same plan for 20 yrs period or switch off and choose some other tax plan. I got this plan on my own effort from icici employee, even then some brokarage charges are deducting from my SIP.
what is the Diff. between regular plan & direct plan.
I want to save another 1000/- p.m thr SIP for 20 yrs period (without any agent/broker) , either large cap or mid/small cap.
please give me your valuable suggestion.
Gangadhar
Hi Suresh,
Hope you feel better soon from Spondilytis. Please see below list of funds i have invested in for about 15 years: All with DSP Blackrock.
1) Equity Fund – Direct Plan – Growth
2) Small & Midcap Fund – Regular Plan – Growth
3) Top 100 Equity Fund – Direct Plan – Growth
Thanks.
Amit
Amit, Looks you are fan of DSP Blackrock. You should invest in funds which have been performing well in various market cycles. While DSP BR top100 is good, others you can reveiw and invest in better funds
Hi Suresh,
It seems you are pretty busy these days. When you get chance please help me on my couple of questions above especially, do you recommend DSP Blackrock.
Thanks.
Amit
Yes Amit. Spondilytis is killing me. Hence there is delay. You have not indicated fund names ?
Hi Sir,
Kindly suggest me some MF for lumpsum investment with good returns for 5 year period
Thanks,
Nirai
dear sir,
i m investing my money on dsp blackrock through sip though i dont have any knowledge about mutual fund.
but as far as the returns are concerned it seems good in dsp blackrock too.
i would like to invest in one or two more companies (or what u say them).
eager to know ur suggestion.
pls do reply..
with regards;
Hussain
Which MF scheme of DSP blackrock you are investing ? You can invest in some of the mid cap funds which I recommended here if you are high risk investor
Hi Suresh,
I have couple of SIP with DSP Blackrock mutual funds. (Large Cap/Small & Midcap). I never seen you recommending this company. Should I leave my money with this company or withdraw and invest with those you recommended?
Please advise. Thanks.
Pls indicate the names Amit so that I can review them. There are thousands are schemes and hundred’s of good funds, hence it may not always possible to recommend funds what you are holding
Thank you Suresh for your valuable advise above. I would also like to ask you that
I have 3 different SIP started couple of months ago for long term (Rs. 1000 each for say 15 years). 1) Top 100 Equity Fund – Dir – G 2) Equity Fund – Dir – G & 3) Small & mid-cap.
The question is should I continue to invest money EQUALLY every month into all three without considering market status or I should do below:
1. Stop investing in # 1 & 2 when the market is high and start investing when the market is low?
2. Stop investing in # 3 when the market is low and start investing when the market is high?
Do you recommend investing in DSP Blackrock Mutual Funds? Are they doing good?
Thanks.
hi,
i am new to investing and found your blog while surfing for investment ideas. have been reading your blog since last few days and realy like the content of it. very good info at one place for retail investors.
I have one query re mutual funds. i was checking list of the top 10 best performing mutual funds that you have given. while going through them, i found that some of the companies whose funds are in top 10 keep offering NFO also. eg Birla SL is offering one NFO which closes on 4th nov, Reliance had offered Capital Builder NFO at the end of sept.
One benefit that i see in these nfo is the price of unit. While the top performing fund by the same company is available at a very high nav, I can buy the NFO units at the book value and then wait for 10 years to see it grow.
is this a good investment approach? or i should simply pick up the top 10 and invest in them?
Secondly, is the conditon of holding mutual fund investment for 3 years before redeeming applicable to SIP investment also?
please reply.
SAdhana
Sadhana, Thanks for your comments. Don’t see the entry price for NFO. These funds are yet to prove in market. However existing mutual fund schemes are already proven, you know whether they are good or not. If you take an example of new NFO whose unit price is Rs 10 and exsiting mutual fund whose NAV is Rs 20. Now when markets are doing good, assume that your new NFO moved to Rs 12 and existing mutual fund scheme moved to Rs 24. Both have given 20% returns. Hence don’t consider NAV as basis for investment in mutual funds You should hold mutual fund units for 3 years for debt funds to get indexation taxing benefit. For equity funds it is 1 year. Means you can sell mutual fund units of equity funds after 1 year of invesment of such SIP and these are tax free
SIr,
i read your portal and know that small cap, midcap, large cap funds are types of funds. But what is the purpose of these fund.
I mean who should choose midcap or small cap or large cap. Is there any diffence in these investment.
Arav, Mid-caps and small caps companies are expected to grow at faster pace and also high risk. Means their share prices can also fall drastically. If you invest in mutual funds of this segment, experts would do analysis and see they invest in quality stocks. However they also may be wrong. Ifyou are high risk investor, invest in these mid-cap / small cap mutual funds. If you are high risk to moderate risk, invest in large cap funds.
thanks suresh ji,
for your reply. I thought might be i put some wrong query that is why you didn’t reply. I can understand its not possible to
reply all the queries on same day. Sir in balance fund risk is low and can we consider these fund for long term of 8 to 10 years.
for good return with less risk.
Thanks & regds,
ARAV SHREEVAS
Yes Aras, Balanced funds are less risky compared to equity funds. You can invest for long term.
Dear sir,
I have been investing in 1) icici focussed bluchip equity fund, 2) idfc premier equity fund, 3) Birla sunrise frontline equity, 4) quantum long term equity fund, 5) Tata equity fund for last one year through SIP mode. I am looking for longterm investment about 10-12 years. Please suggest your views/modification in portfolio required.
Good funds. You can also consider these funds. 1) Large cap – HDFC Top-200 / ICICI Pru focussed blue chip fund 2) Mid-cap – HDFC Mid-cap opps fund / Franklin India smaller co’s / SBI Midcap fund 3) Balanced – You can check HDFC Prudence / ICICI Balanced fund.
Mirae fund’s returns for reference
Fund Rating Launch 1-Year Return 3-Year Return Expense Ratio (%) Assets
(Cr)
Mirae Asset Emerging Bluechip Fund – Regular Plan Jul-2010 85.78 32.53 2.74 520
Suresh…great job. What do you think about Mirae Emerging business? its returns are superior to SBI Emerging business. the only downside is that it does not have a 5 year history. If you step back to March 14 (just 6 months ago), the yearly return of Mirae fund was 14%, whereas Srinivasan in SBI Emerging business had delivered -7% at that time.
Similarly, your view on Reliance equity opportunity fund pl? although not a strict midcap fund, it is worth lumping it here and i think, it may score higher than SBI Emerging business fund. I am not putting down the fund. Srinivasan had turned it around, as you can see from the 6 months return but the inconsistency bothers me
New funds do well in initial period. However we need to see consistency. e.g. Fund-A performed extremely well in last 3 years. Fund-B also performed well, but below Fund-A performance, but was consistently doing well over 10+ years. Where do you invest ? Reliance equity opps is one of my top recommendation
Sir, was it a good idea, that I have invested (SIP) in two midcap funds this September for 10 years each in this Bull Run ? My funds are 1) ICICI Pru Value Discovery Fund (G) and 2) HDFC Midcap Opportunities Fund (G).
Sampath, Good funds, stay invested. Don’t worry about bull run as you are investing through SIP
sir,gud mng.i am invest monthly 1000 how to invest UTI funds please tell me process.donot forget sir please.give me answer my email address
Obulesu, First open mutual fund account and then you can login and start investing in UTI funds
Suresh Sir, I have added two Midcap funds (SIP) in my portfolio last month (Sep/14) for 10 years each. Was it a good idea to invest during the bull run ? My funds are 1) HDFC Midcap Opp. Fund, & 2) ICICI Pru Value Discovery Fund.
Good funds. You can invest
Hi Suresh,
I am planning to invest 1000 each in below mutual funds.
Please let me know your thought on this, whether those funds are good or not.
RELIANCE VISION FUND
RELIANCE SMALL CAP FUND
RELIANCE BANKING FUND
RELIANCE OLIVERSIFIED POWER SE
TATA MID CUP GROWTH FUND
TATA PURE EQUITY FUND
HDFC INFOSTRUTURE FUND
HDFC EQUITY FUND
Saravana, Funds selected by you are good to some extent. However there are better funds to invest. You can consider Reliance Banking fund, HDFC Infra fund from this list. Others, though good, but you can invest in better funds like ICICI focussed blue chip fund or HDFC Top-200 fund, HDFC Mid cap opps fund etc.
Hi Suresh,
Thanks for your inputs. I am planning to invest 15000 per month through SIP. 1000Rs per one SIP. Can you please suggest me the 15 mutual funds which I can invest.
Also I would like to whether is this a good time to enter in to market, since i feel market is high.
Thanks,
Saravana
Invest in these funds. 1) Large cap – HDFC Top-200 / ICICI Pru focussed blue chip fund 2) Mid-cap – HDFC Mid-cap opps fund / Franklin India smaller co’s / SBI Midcap fund 3) Balanced – You can check HDFC Prudence / ICICI Balanced fund. Don’t wait for market time. You can invest thru SIP
kindly provide large cap large and midcap balanced elss funds which are good for bull as well as bear market
Would provide in coming days.
Hi Suresh,
Hope you doing well! I need your help on below.
About 3 years ago, I have invested Rs. 1 lakh (lump sump amount – 3 diff. portfolio) in small & mid-cap funds. The funds are doing pretty well due to market is being high. My question is, should I move my funds little by little to i.e. debts or balance funds once the market start falling down?
Currently, i have gained more then double. Could you please explain in detail that which funds are good when the market is up, which funds are good when market is steady and when the market is up?
Thanks so much
Amit, If you need money in short term, you can redeem now and shift to debt funds or bank FD. In bull run, mid cap / small cap funds would do better than large cap funds. In bear market or normal market, large cap and hybrid funds would perform better.
Nice informative article. Thanks!
Hi
What about IDFC Premier equity not found in this list? Even this fund had been performing consistently more than 20%. Please comment
Satish, yes even this is good fund. I just picked-up top 5 based on ranking, performance etc.
Hi. Thats a very informative article/ comparitive analysis for investors. Of late, we have been seeing a lot of mutual fund houses coming out with midcap and small cap oriented closed ended schemes, where the investment has a lock-in of 3 years or more. They have been doing decently well, for instance the Sundaram Microcap series 1 which started about 6-7 months back has given 62 % in 6 months. The common perception is that they have a tendency to outperform the open ended schemes, as the fund manager gets to take long term calls on the funds as there is no redemption pressure. Would love to have your views on this !
Hello
I am a newly commissioned officer in defense, I am planning to invest through MF and EQUITIES, kindly suggest parameters to be kept in mind for a fresher and at the same time keeping tax slab also in mind.
Hi Mr.Jashin, Please refer this article which you would give idea about mutual funds, which category of mutual funds are suitable to freshers, risk takers etc. Beyond this, if you have any doubt, you can message. https://myinvestmentideas.com/2014/07/what-are-various-types-of-mutual-funds-in-india/
Interested to invest in the recommended 5 Nos Mutual Funds with an amt of Rs.50,000/= each. Is there any offer
like incentive or like that If so, what is the what is the rate of incentive. Pl let me know in details .For information pl,
local dealers often offer incentive @ Rs.0.6%
I could not understnad what is the incentive you are talking about. Pls let me know more details. You can invest in these funds, however prefer SIP method instead of lump sum.
Thanks for the reply. I liked to know whether you’d offer me any cash or like that, if I purchase MFs through you.
I do not offer any MF funds online 🙂 By god’s grace, I can start even this in next couple of years.
Suresh,
I’ve been reading your blogs recently and started looking for tips on a regular basis. You are helping lot more people like me. I do have a question here,
I’ve started SIP two months in “Franklin Smaller Co – Dividend” and back and I’m Planning start one more on HDFC MidCap Oppor. that you’ve suggested. In case if I’m travelling abroad for short/long term, can I still contribute or any other formalities do I have to do before my travel.
Please clarify me on the same.
Nothing Malligarjunan. Just ensure you keep sufficient funds on the SIP date
10-15 years of long term, Index fund will be better and safer than Small / Midcap funds based on the risk. But if you concentrate on asset allocation, then we can go ahead with small/mid for long term with single digit % of portfolio. It is my humble view. i may be wrong. pl share your views
Karthikraja, Index has earned approx 9% returns in last 8-10 years. Howver if you have invested in these funds you would have earned more than 20% annualised returns. Also, you may not get bull runs every year. Investing in good mid-cap funds for 5 to 10 years would always give good returns.
IF you can advise on ELSS funds. it would be very helpful.
Any of the funds indicated in this article are good Sandeep. https://myinvestmentideas.com/2013/11/top-5-tax-saving-mutual-funds-elss-in-india-to-invest-for-2014/
Dear Sir,
Can you please advise your opinion for investment for good favorable returns for 1 to 2 years time period.
Thanks,
Congrats, thanks. We need small ,midcap stocks to buy 4 long term from u suresh je.