12 top bank fixed deposits in India offering highest returns for Sep-12

Bank fixed deposit rates

Overview on Various Top bank fixed deposits which are offering highest returns

Investments in bank fixed deposit offers fixed returns based on the period of investment.  While this investment option protects the capital, an investor knows the returns he can expect through this investment. Identification of good bank fixed deposit is key for best return on investment. This is one of the best ways to invest money for short term investments.

Various Top bank fixed deposits which are offering highest returns:

  1. Top Co-operative bank fixed deposits offering highest returns:

Bank

Rate of interest

Period

Punjab and Maharastra co-op bank

10.50%

1 Year and above

Kapole cooperative bank

10.50%

500 days and above

Bharat cooperative bank

10.30%

333 days special scheme

  1. Top Foreign bank fixed deposits offering highest returns:

Bank

Rate of interest

Period

Deutsche Bank

9.50%

3 to 5 years period

Standard Chartered bank

9.25%

6 months and above

Abu Dhabi Commercial bank

8.85%

500 days and above

  1. Top Private bank fixed deposits offering highest returns:

Bank

Rate of interest

Period

The Ratnakar Bank

9.83%

Special 400 days

Dhanalakshmi Bank

9.25%

6 months and above

Tamilnadu Merchantile bank

9.75%

1 to 2 years

  1. Top Public Sector bank fixed deposits offering highest returns:

Bank

Rate of interest

Period

Vijaya Bank

9.50%

400 days special scheme

Bank of India

9.35%

555 days special scheme

Dena Bank

9.30%

3 to 5 years

Conclusion: Investing in bank fixed deposit not only offers fixed returns, but also protects the capital. An investor who needs the investment after a specific period of time with low risk can invest in top bank fixed deposits and earn high returns. This is one of the ways to invest your money for short term investments.

Readers, are you investing in bank fixed deposits?  Do you feel these are good investment options? How do you rate these fixed deposits for a short term investor. Please give your comments

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Suresh
Happy investing in best investment options

Suresh KP

2 comments

  1. hello suresh

    my job is contractual(rs 28000p.m.)

    i have 1.5 lacs in saving a/c. and have 8 lic policy whose annual premium is 1 lacs.

    i want to invest rs. 50000,

    please give me your precious advice.

    from:-

    dr sushil kumar jha

    patna

    1. Hello Dr. Sushil, I was wondering how you have taken 8 LIC polciies ? No issue, I was curious as tracking would be difficult. If you want to invest Rs 50,000 per month for long term, investe in mutual funds or bank FD or post office schemes. Please refer our article on best 5 mutual funds which gave solid and consistent returns.ย https://myinvestmentideas.com/2013/07/best-mutual-funds-to-invest-in-india-with-solid-and-consistent-returns-in-long-run/

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