5 Best Mutual Funds with solid and consistent returns

Best Mutual Funds with solid and consistent returns in long run5 Best Mutual Funds with solid and consistent returns in long run

Generally I analyze, Best Mutual Funds to invest in India based on 5 years performance, ranking, investment objectives and several other parameters. However investors would keep asking me about the best mutual funds to invest which have been consistently performing over 10 years or in long run. This provides high confidence that such mutual funds would continue to perform well in the long run of 10 to 15 years. I have analyzed 5 best mutual funds to invest for long term which yielded consistent returns of over 19% per annum since inception of these mutual funds. These mutual funds have been launched more than 10 years back.

Also Read: Best Diversified mutual funds to invest in India

Do we need to choose mutual funds based on its returns?

The primary criterion is not that we should choose mutual funds based on its returns. However, if I would tell you to invest based on ranking or investment objective, you would just ignore my advice. Finally, every investor boils down to returns when he finally makes a call whether to buy a mutual fund or not.

How we filtered these Best Mutual funds with solid and consistent returns?

  • Mutual funds were picked from Largcap, Diverisifed and Hybrid category.
  • Assets under management (AUM) is more than Rs 3000 Crores. This indicates that it gained investor confidence and more and more investors are investing in these mutual funds
  • Crisil rated these mutual funds from 1 to 3 rankings
  • Value Research Online rated these mutual funds from 3-Star to 5-Star
  • Mutual funds which provided annualized Returns of more than 19% since inception have been picked. Minimum annualized returns in the last 5 years are 13%.

Best Mutual Funds with solid and consistent returns in long run

1) Birla Sun Life Frontline Equity Fund (Large cap)

  • This mutual fund is from large cap category which invests majority in large cap stocks. This mutual fund was launched in 2002.
  • It consistently provided annualized returns of over 14% in the last 5 years and 23.59% since inception (11 years).
  • Crisil rated as Rank-2 and Value Research Online rated as 4-Star

2) HDFC Top-200 Fund (Large cap)

  • This mutual fund is also from large cap category which invests majority in large cap stocks. This mutual fund was launched in 1996.
  • It consistently provided annualized returns of over 13% in the last 5 years and 21.56% since inception (17 years).
  • Crisil rated as Rank-3 and Value Research Online rated as 4-Star
  • It invested heavily in SBI where it underperformed and took beating on returns in 2011. However it was able to recover soon.

3) Franklin India Blue chip Fund (Large cap)

  • This mutual fund is also from large cap category which invests majority in large cap stocks. This mutual fund was launched in 1993.
  • It consistently provided annualized returns of over 13% in the last 5 years and 22.71% since inception (20 years).
  • Crisil rated as Rank-3 and Value Research Online rated as 5-Star

4) ICICI Prudential Dynamic Plan (Diversified)

  • This mutual fund is from diversified category which invests majority in large cap stocks of various sectors. This mutual fund was launched in 2002.
  • It consistently provided annualized returns of over 12% in the last 5 years and 25.36% since inception (11 years).
  • Crisil rated as Rank-2 and Value Research Online rated as 3-Star

5) HDFC Prudence Fund (Hybrid-Balanced category)

  • This is a hybrid mutual fund i.e. balanced mutual fund which invests up to 70% in Crisil rated large cap stocks and up to 30% in debt related investments. Due to this investment strategy, the risk would be lower compared to other equity mutual funds. This mutual fund was launched in 1994.
  • It consistently provided annualized returns of over 15% in the last 5 years and 19.3% since inception (19 years).
  • Crisil rated as Rank-3 and Value Research Online rated as 4-Star

Also read: Direct Plan Vs Regular Plan for mutual funds – Which is better

Performance of these Best Mutual Funds since Inception

5 Best Mutual Funds with solid and consistent returns in long run

Conclusion:  If you plan to invest in consistent performers, invest in these best mutual funds which provided solid returns in long run. Since these have been performing well in long run, you can invest for 10 to 15 years to get high yield.

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Suresh
5 Best Mutual Funds with solid and consistent returns in long run

60 comments

  • Shubhendu Barwe

    Hi SureshJi,

    Iam 32 Years and i am investing in Birla Sun Life MNC fund Rs.1000

    and reliance small cap fund Growth Plan 2000. I want to invest 5000 more please suggest me where to invest.

  • ANUJ

    HI, suresh
    Last 1 year investing in following fund, kindly advice on fund. i want to invers for 10 yrs. for generate the max. corpus.
    1. relinace regular saving fund–1000
    2.reliance banking fund–1000.00
    3. reliance equity opportunity fung–2500.00
    4. icici value discovery fund—2500
    5.icici focuse blue chip funf–3000.00
    6. hdfc top 200 funf—1000.00
    7. birla sun life front line equity fund—3000.00
    8. sundaram select mid cap fund—-1000.00
    9. idfc sterling equity fund—1000.00
    How is the performance of these fund,can i continue into them or reduce the some funds.
    Plz.your advice required.
    Thanks

  • bhupinder singh

    dear mr. suresh
    i am investing from 2004 in various type of investments like: insurance, mutual funds, post office recuring schemes ,and bank fixed deposits
    i have some mutual funds like sbi bluchip,pnb principal,uti, and reliance , but i have found that it is better to invest as SIP in mutual funds.with my past experience i have found that some of mutual funds perfomace is as below (which i have already invested in till now):-

    1. sbi blue chip 80% in 9 years
    2. uti life style fund 50% in 8 years
    3. pnb principal 50%in 8 years
    4.uti leadership equity fund 55% in 8 years
    5. reliance 123% in 6.5 years
    in past years i have not invested as sip . only all above are are as funds i have invested in one time .
    please advice me to which funds should invest me as regular sip.

    regards,

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