Top 10 Best Large Cap Mutual Funds to invest in 2020

Best Large Cap Mutual Funds to invest in India in 2020Top and Best Large Cap Mutual Funds to invest in India in 2020


Large Cap mutual funds are like evergreen mutual funds. Post SEBI re-categorization of mutual fund schemes in 2018, many fund managers have shifted their focus to large Cap funds. While there are hopes that midcap/small cap funds would bounce back in 2020, one of the category of mutual funds which is expected to continue to perform well are largecap funds. If you are thinking about Best Large Cap Mutual Funds to invest in 2020, this article is for you. Which are the Top Performing Large cap Funds to invest through SIP in 2020?

Also Read: Top 10 Mutual Funds for 2020 that has largecap, midcap and small cap segment

Benefits of investing in Large Cap Mutual Funds through SIP


Experts keep indicating that investors should invest in largecap funds through SIP. Here are the major benefits and reasons to invest in SIP mutual funds.

1) The SIP strategy would benefit from Rupee Cost Averaging.

2) If you invest through SIP, you can enjoy the power of Compounding Returns.

3) You would have disciplined savings as you are investing them regularly.

4) With SIP, you would enjoy the flexibility of investing.

5) SIP returns are always higher, compared to other fixed income options like FD or NCDs or any other investment options.

How we picked Large Cap Mutual Funds here?


Below is the methodology we have used to pick-up Best Large Cap Mutual Fund Plans to invest in 2020.

1) Large Cap Funds that have performed well in the last 5-10 years are considered here.

2) LargeCap Mutual Fund schemes that have performed well in various stock market cycles are further filtered.

3) Funds that are rated 5 star, 4 star, 3 star by value research online are considered.

4) Majority of these Largcap mutual funds are already recommended by us earlier, hence it could be repetition in this article.

10 Best Large Cap Mutual Funds to invest in 2020 in India


Here are the list of Top 10 Large cap Funds to invest through SIP in 2020.

Mirae Asset Large Cap Fund – Regular Plan

ICICI Prudential Bluechip Fund

BNP Paribas Large Cap Fund

Nippon India Large Cap Fund

Aditya Birla Sun Life Focused Equity Fund

SBI Bluechip Fund

Aditya Birla Sun Life Frontline Equity Fund

HDFC Top 100 Fund

Kotak Bluechip Fund – Regular Plan

Axis Bluechip Fund

Now let us check individual mutual fund scheme about their performance and their ratios.

Top and Best Large Cap Mutual Funds for 2020 – Detailed View


#1 – Mirae Asset Large Cap Fund


Investment Objective: The scheme aims to maximize long term capital appreciation by finding investment opportunities resulting from Indian economic growth and its structural shifts through investing in equity and equity related securities.

Performance and Ratios of the fund

FundMirae Asset Large Cap Fund - Regular Plan
Returns in 3mth9.8%
Returns in 1 year13.6%
Annualised Returns in 3 years15.2%
Annualised Returns in 5 years12.0%
Annualised Returns in 10 years14.2%
Exp Ratio5 Star
Net Assets (AUM) Rs Crs16,519
1 Lakh invested 3 years back is now1.53 Lakhs
1 Lakh invested 5 years back is now1.76 Lakhs
1 Lakh invested 10 years back is now3.77 Lakhs
Standard Deviation12.20
Sharpe Ratio0.74
Sortino Ratio1.17
Beta0.94
Alpha-0.76
R-Squared0.91

#2 – ICICI Prudential Bluechip Fund


Investment Objective: The MF aims to generate long term capital appreciation and income distribution to investors from a portfolio that is predominantly invested in equity and equity related securities of large cap companies.

Performance and Ratios of the fund:

FundICICI Prudential Bluechip Fund
Returns in 3mth8.2%
Returns in 1 year10.8%
Annualised Returns in 3 years12.7%
Annualised Returns in 5 years9.4%
Annualised Returns in 10 years12.5%
Exp Ratio4 Star
Net Assets (AUM) Rs Crs24,635
1 Lakh invested 3 years back is now1.43 Lakhs
1 Lakh invested 5 years back is now1.57 Lakhs
1 Lakh invested 10 years back is nowNA
Standard Deviation11.30
Sharpe Ratio0.57
Sortino Ratio0.88
Beta0.85
Alpha-2.38
R-Squared0.86

Considering its consistent performance, ICICI Prudential Bluechip is one of the Best Large Cap Mutual funds to invest in 2020

#3 – BNP Paribas Large Cap Fund


Investment Objective: The Scheme seeks to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities by predominantly investing in large market capitalization companies.

Performance and Ratios of the fund:

FundBNP Paribas Large Cap Fund
Returns in 3mth6.6%
Returns in 1 year18.2%
Annualised Returns in 3 years15.3%
Annualised Returns in 5 years8.9%
Annualised Returns in 10 years12.0%
Exp Ratio4 Star
Net Assets (AUM) Rs Crs813
1 Lakh invested 3 years back is now1.53 Lakhs
1 Lakh invested 5 years back is now1.53 Lakhs
1 Lakh invested 10 years back is now3.11 Lakhs
Standard Deviation12.43
Sharpe Ratio0.64
Sortino Ratio0.98
Beta0.89
Alpha-1.31
R-Squared0.78

#4 – Nippon India Large Cap Fund


Investment Objective: The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related instruments of large cap companies.

Performance and Ratios of the fund:

FundNippon India Large Cap Fund
Returns in 3mth10.0%
Returns in 1 year7.3%
Annualised Returns in 3 years13.6%
Annualised Returns in 5 years9.0%
Annualised Returns in 10 years12.0%
Exp Ratio4 Star
Net Assets (AUM) Rs Crs13,010
1 Lakh invested 3 years back is now1.47 Lakhs
1 Lakh invested 5 years back is now1.54 Lakhs
1 Lakh invested 10 years back is nowNA
Standard Deviation14.05
Sharpe Ratio0.54
Sortino Ratio0.87
Beta1.02
Alpha-3.04
R-Squared0.80

#5 – Aditya Birla Sun Life Focused Equity Fund


Investment Objective: The Scheme seeks to achieve long term capital appreciation by investing in up to 30 companies with long term sustainable competitive advantage and growth potential

Performance and Ratios of the fund:

FundAditya Birla Sun Life Focused Equity Fund
Returns in 3mth9.7%
Returns in 1 year13.3%
Annualised Returns in 3 years13.8%
Annualised Returns in 5 years8.7%
Annualised Returns in 10 years9.8%
Exp Ratio3 Star
Net Assets (AUM) Rs Crs4,407
1 Lakh invested 3 years back is now1.47 Lakhs
1 Lakh invested 5 years back is now1.52 Lakhs
1 Lakh invested 10 years back is now2.55 Lakhs
Standard Deviation11.89
Sharpe Ratio0.46
Sortino Ratio0.69
Beta0.86
Alpha-3.54
R-Squared0.80

#6 – SBI Bluechip Fund


Investment Objective: The scheme seeks to provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of large cap equity stocks (as specified by SEBI/AMFI from time to time).

Performance and Ratios of the fund:

FundSBI Bluechip Fund
Returns in 3mth7.6%
Returns in 1 year12.9%
Annualised Returns in 3 years11.2%
Annualised Returns in 5 years9.8%
Annualised Returns in 10 years11.2%
Exp Ratio3 Star
Net Assets (AUM) Rs Crs23,484
1 Lakh invested 3 years back is now1.38 Lakhs
1 Lakh invested 5 years back is now1.6 Lakhs
1 Lakh invested 10 years back is now2.89 Lakhs
Standard Deviation12.29
Sharpe Ratio0.42
Sortino Ratio0.65
Beta0.89
Alpha-4.12
R-Squared0.80

Considering its long standing performance, SBI Bluechip is one of the Best Large Cap funds to invest in India.

#7 – Aditya Birla Sun Life Frontline Equity Fund


Investment Objective: The scheme seeks long term growth of capital, through a portfolio with a target allocation of 100% equity by aiming at being as diversified across various industries and/ or sectors as its chosen benchmark index, Nifty 50. The secondary objective

Performance and Ratios of the fund:

FundAditya Birla Sun Life Frontline Equity Fund
Returns in 3mth8.8%
Returns in 1 year8.6%
Annualised Returns in 3 years10.5%
Annualised Returns in 5 years8.3%
Annualised Returns in 10 years11.4%
Exp Ratio2 Star
Net Assets (AUM) Rs Crs21,255
1 Lakh invested 3 years back is now1.35 Lakhs
1 Lakh invested 5 years back is now1.49 Lakhs
1 Lakh invested 10 years back is now2.94 Lakhs
Standard Deviation11.84
Sharpe Ratio0.41
Sortino Ratio0.64
Beta0.89
Alpha-4.39
R-Squared0.86

#8 – HDFC Top 100 Fund


Investment Objective: The scheme seeks to provide long-term capital appreciation/income by investing predominantly in Large-Cap companies.

Performance and Ratios of the fund:

FundHDFC Top 100 Fund
Returns in 3mth8.3%
Returns in 1 year8.0%
Annualised Returns in 3 years11.8%
Annualised Returns in 5 years7.8%
Annualised Returns in 10 years10.7%
Exp Ratio3 Star
Net Assets (AUM) Rs Crs18,748
1 Lakh invested 3 years back is now1.4 Lakhs
1 Lakh invested 5 years back is now1.46 Lakhs
1 Lakh invested 10 years back is now2.76 Lakhs
Standard Deviation14.27
Sharpe Ratio0.45
Sortino Ratio0.77
Beta1.05
Alpha-4.55
R-Squared0.83

#9 – Kotak Bluechip Fund – Regular Plan


Investment Objective: The scheme seeks to generate capital appreciation from a portfolio of predominantly equity and equity related securities falling under the category of large Cap companies.

Performance and Ratios of the fund:

FundKotak Bluechip Fund - Regular Plan
Returns in 3mth10.2%
Returns in 1 year15.8%
Annualised Returns in 3 years12.7%
Annualised Returns in 5 years9.1%
Annualised Returns in 10 years10.3%
Exp Ratio3 Star
Net Assets (AUM) Rs Crs1,470
1 Lakh invested 3 years back is now1.43 Lakhs
1 Lakh invested 5 years back is now1.55 Lakhs
1 Lakh invested 10 years back is now2.67 Lakhs
Standard Deviation12.41
Sharpe Ratio0.52
Sortino Ratio0.76
Beta0.95
Alpha-3.54
R-Squared0.91

#10 – Axis Bluechip Fund


Investment Objective: The scheme aims to generate long term capital growth by investing in a diversified portfolio predominantly consisting of equity & equity related instruments of large cap companies.

Performance and Ratios of the fund:

FundAxis Bluechip Fund
Returns in 3mth5.2%
Returns in 1 year19.9%
Annualised Returns in 3 years19.9%
Annualised Returns in 5 years10.6%
Annualised Returns in 10 years12.3%
Exp Ratio5 Star
Net Assets (AUM) Rs Crs9,481
1 Lakh invested 3 years back is now1.72 Lakhs
1 Lakh invested 5 years back is now1.65 Lakhs
1 Lakh invested 10 years back is now3.19 Lakhs
Standard Deviation11.70
Sharpe Ratio1.05
Sortino Ratio1.49
Beta0.81
Alpha3.78
R-Squared0.74

You may like: Top Midcap Funds to invest in 2020

Performance of these Top 10 Large Cap Funds to invest in 2020


Who can invest in these large cap funds?


Before you pick-up any best large cap fund from the above list, you should understand who can invest in these funds. This would help you know that you are investing in the right mutual fund scheme.

1) Large cap funds invest in large cap / blue chip stocks. While there could be good potential to grow your money, these are high risk funds. If you are moderate to high risk investor, you can invest in these funds.’

2) Large cap funds generally tend to perform well over 8-10 years. If you are are long term investor, you can invest, else you can skip them.

 3) Investing in large cap funds through SIP is better than a lump sum. If you want to invest a lump sum in mutual funds, you can skip this category unless you are investing during the stock market crash or when stock markets are extremely down.

4) Today’s best large cap fund could be tomorrow’s moderate performer or low performer due to various reasons. To avoid this, one of the best strategy is investing in 2-3 large cap funds.

If you enjoyed this article, share it with your friends and colleagues through Facebook and Twitter.

Suresh KP

Best Large Cap Mutual Funds to invest in 2020

6 comments

  • Munish K. Singh

    Sir DSP Quant fund g

    for 3 yrs persoective . plz sugest

    rgds

    • Quant funds would work like mathematical model. At this point of time, I would advice you to stay back

      • Munish K Singh

        As suggested by you I had redeemed all money from ICICI VAL DISCOVERY.
        And have amout of Approx. 3Lkhs . I need this money invested with less risk . Can i invest in balanced funds in present time . If yes please suggest one or two balanced fund where i can invest this money.

        • Munish, I would advice you to move such lumpsum into a 2-3 liquid funds and do systematic transfer plan (STP) to any balanced funds like HDFC hybrid fund, icici pru debt and equity fuhd and Tata hybrid fund for next 9-12 months (like SIP).

  • Nirmal

    Hi Suresh,

    I have one question though not related to MFs.

    Can you please shed some light on INDIGRID INVIT. I hear that these are safe investment option which gives Rs.3 per unit as interest every quarter (not sure though).

    My question is that is Rs.3 interest is fixed or its based on trust’s decision to give or not.

    Would be good if you can let me know.

    thanks
    Nirmal

    • Hi Nirmal, InvIT investment option is for high risk. There is no guarantee that you would get regular returns. This segment is yet to be matured for investors to invest. The Rs 3 what you are talking about is NOT fixed. This can change periodically.

Leave a Reply

Your email address will not be published. Required fields are marked *