10 Best SIP Plans from SBI Mutual Funds to invest in 2019

Best SIP Plans from SBI Mutual Funds to invest in 2019Best SIP Plans from SBI Mutual Funds for 2019


There are 1,000’s of mutual fund schemes. Every Mutual Fund AMC would have floated several mutual fund schemes. There are several mutual fund schemes from SBI. However, only few of them have performed well in the last 5-10 years. Which are the 10 Best SIP Plans from SBI to invest in 2019? Which are the Top 10 Best Performing SBI Mutual Funds to invest through SIP now? Who can invest in these Mutual Funds of SIPs from SBI? This post is based on request from Ramalakshmi on suggest a topic.

Also Read: Best SIP Mutual Funds to invest in 2019

How we filtered these Best SIP Plans from SBI Mutual Funds?


We have filtered these Best SIP Plans from SBI with below parameters

1) All Mutual fund schemes under SBI is considered as a first step.

2) SBI Mutual fund schemes that performed well in the last 3-10 years time frame is filtered

3) Preference given to MF schemes that gave highest SIP Returns.

4) Value Research rated these funds as 2 stars to 5 stars.

4) Crisil rated them as Rank-1 to Rank-4.

5) AUM of the fund is > Rs 150 Crores.

Who can invest in these Best SIP Plans from SBI?


These are AMC specific mutual fund recommendation article. Based on the risk appetite indicated against each and every fund, one can invest in these SBI SIP Mutual Fund Schemes.

10 Best SIP Plans from SBI to invest in 2019


Here are the list of SBI Mutual Fund Schemes.

#1 – SBI Small Cap Fund


Investment Strategy: The MF scheme seeks to provide investors with opportunities for long-term growth by investing predominantly in a well diversified basket of equity stocks of small cap companies.

How this Fund Performing now?

This mutual fund scheme gave 15% annualized returns in the last 3 years and 31% annualized returns in the last 5 years. If you would have invested Rs 1,000 per month through SIP for 5 years, the invested value would have been Rs 60,000 (Rs 1,000 x 60 months) and the value of the fund would have grown to Rs 98,000.  Even if you would have invested Rs 1 Lakh lump sum amount 5 years back, it would have grown to Rs 3.85 Lakhs.

Why to invest?

This is one of the consistent performing small cap mutual fund schemes that gave 19% annualized returns since inception. With a Valueresearch rating of 4 star and Crisil as Rank-2, this is one of the best SIP Plans for SBI to invest for the period of 8-10 years.

Who can invest?

This is a fund that invests in small cap stocks and is very high risk. If you are a high risk taker and willing to invest for long term of 8-10 years, you can invest in this fund. Moderate to low risk takers can stay away from such schemes.

#2 – SBI Magnum Multicap Fund


Investment Strategy: The MF scheme would invest in equities and related instruments of companies spanning the entire market capitalization spectrum. The fund will invest 50% to 90% in large-cap stocks, 10% to 40% in mid-cap stocks and upto 10% in small-cap stocks.

How this Fund Performing now?

This mutual fund scheme gave 11% annualized returns in the last 3 years and 19% annualized returns in the last 5 years. If you would have invested Rs 1,000 per month through SIP for 5 years, the invested value would have been Rs 60,000 (Rs 1,000 x 60 months) and the value of the fund would have grown to Rs 83,000.  Even if you would have invested Rs 1 Lakh lump sum amount 5 years back, it would have grown to Rs 2.4 Lakhs.

Why to invest?

This is one of the consistent performing multi cap mutual fund schemes from SBI that gave 17% annualized returns in the last 10 years. With a Valueresearch rating of 4 star and Crisil as Rank-3, this is one of the best SIP Plans for SBI to invest for the period of 8-10 years.

Who can invest?

This is a mutual fund scheme that invests in various stocks across market cap. If you are a moderate to high risk taker and willing to invest for long term, you can invest in this diversified mutual fund scheme.

#3 – SBI Focused Equity Fund


Investment Strategy: The scheme ams to provide the investor with the opportunity of long-term capital appreciation by investing in a concentrated portfolio of equity and equity related securities.

How this Fund Performing now?

This mutual fund scheme gave 12% annualized returns in the last 3 years and 19% annualized returns in the last 5 years. If you would have invested Rs 1,000 per month through SIP for 5 years, the invested value would have been Rs 60,000 (Rs 1,000 x 60 months) and the value of the fund would have grown to Rs 84,000.  Even if you would have invested Rs 1 Lakh lump sum amount 5 years back, it would have grown to Rs 2.4 Lakhs.

Why to invest?

This is one of the consistent performing multi cap mutual fund schemes from SBI that gave 25% annualized returns in the last 10 years. With a Valueresearch rating of 4 star and Crisil as Rank-2, this is one of the top SIP Plans from SBI to invest in India for the period of 10-15 years.

Who can invest?

Even this fund that invests in various stocks across market cap. If you are a moderate to high risk taker and willing to invest for long term, you can invest in this SBI multi-cap fund.

#4 – SBI Magnum Midcap Fund


Investment Strategy: The scheme aims to provide investors with opportunities for long term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well-diversified basket of equity stocks of Midcap companies.

How this Fund Performing now?

This mutual fund scheme gave 5% annualized returns in the last 3 years and 19% annualized returns in the last 5 years. If you would have invested Rs 1,000 per month through SIP for 5 years, the invested value would have been Rs 60,000 (Rs 1,000 x 60 months) and the value of the fund would have grown to Rs 74,000.  Even if you would have invested Rs 1 Lakh lump sum amount 5 years back, it would have grown to Rs 2.4 Lakhs.

Why to invest?

This is one of the best performing midcap mutual fund schemes from SBI that gave 22% annualized returns in the last 10 years. With a Valueresearch rating of 2 star and Crisil as Rank-5, this is one of the good SIP Plans from SBI to invest in India for the period of 8-10 years.

Who can invest?

This MF invests in midcap stocks which is very high risk. If you are a high risk taker and willing to invest for long term, you can invest in this fund. If you are moderate to low risk taker, you should stay away from such funds.

#5 – SBI Magnum Global Fund


Investment Strategy: The MF aims to provide the investor with the opportunity of long-term capital appreciation by investing in diversified portfolio comprising primarily of MNC companies.

How this Fund Performing now?

This mutual fund scheme gave 7% annualized returns in the last 3 years and 18% annualized returns in the last 5 years. If you would have invested Rs 1,000 per month through SIP for 5 years, the invested value would have been Rs 60,000 (Rs 1,000 x 60 months) and the value of the fund would have grown to Rs 78,000.  Even if you would have invested Rs 1 Lakh lump sum amount 5 years back, it would have grown to Rs 2.3 Lakhs.

Why to invest?

It is one of the good fund that gave 23% annualized returns in the last 10 years. This is one of the best SIP Plans from SBI who want to invest in a MNC fund for a period of 5-10 years.

Who can invest?

This MF invests in MNC companies in India, which is very high risk. If you are a high risk taker and willing to invest for long term, you can invest in this fund. If you are moderate to low risk taker, you should stay away from such MNC funds.

#6 – SBI Large & Midcap Fund


Investment Strategy: The scheme aims to provide the investor with the opportunity of long-term capital appreciation by investing in a diversified portfolio comprising predominantly large cap and mid cap companies.

How this Fund Performing now?

This mutual fund scheme gave 10% annualized returns in the last 3 years and 18% annualized returns in the last 5 years. If you would have invested Rs 1,000 per month through SIP for 5 years, the invested value would have been Rs 60,000 (Rs 1,000 x 60 months) and the value of the fund would have grown to Rs 82,000.  Even if you would have invested Rs 1 Lakh lump sum amount 5 years back, it would have grown to Rs 2.3 Lakhs.

Why to invest?

This fund gave 19% annualized returns in the last 10 years proving it as consistent performer. This is one of the top 10 SIP Plans from SBI who want to invest in a large cap-midcap fund for a period of 8-10 years.

Who can invest?

This MF invests in Largecap-midcap companies in India. If you are a high risk taker and willing to invest for long term for 8-10, you can invest in this fund. If you are moderate to low risk taker, you should stay away from such funds.

#7 – SBI Equity Hybrid Fund


Investment Strategy: The MF scheme aims to provide investors long-term capital appreciation by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in fixed income securities.

How this Fund Performing now?

This mutual fund scheme gave 10% annualized returns in the last 3 years and 16% annualized returns in the last 5 years. If you would have invested Rs 1,000 per month through SIP for 5 years, the invested value would have been Rs 60,000 (Rs 1,000 x 60 months) and the value of the fund would have grown to Rs 80,000.  Even if you would have invested Rs 1 Lakh lump sum amount 5 years back, it would have grown to Rs 2.1 Lakhs.

Why to invest?

This fund gave 17% annualized returns in the last 10 years. This is one of the SIP Plans from SBI who want to invest in a hybrid / balanced mutual funds for 5-10 years.

Who can invest?

This is balanced mutual fund which invests 65% in equity and balance in debt related instruments. If you are a moderate risk taker and willing to get good returns, this fund is for you.

#8 – SBI Blue Chip Fund


Investment Strategy: The MF scheme seeks to provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of large cap equity stocks.

How this Fund Performing now?

This mutual fund scheme gave 10% annualized returns in the last 3 years and 16% annualized returns in the last 5 years. If you would have invested Rs 1,000 per month through SIP for 5 years, the invested value would have been Rs 60,000 (Rs 1,000 x 60 months) and the value of the fund would have grown to Rs 80,000.  Even if you would have invested Rs 1 Lakh lump sum amount 5 years back, it would have grown to Rs 2.2 Lakhs.

Why to invest?

It is one of the best performing fund that gave 18% annualized returns in the last 10 years. This is one of the best SIP Plans from SBI who want to invest in a blue chip fund for 8-10 years and beyond.

Who can invest?

This is blue chip large cap fund that invests in large cap stocks. If you are a moderate to high risk taker and willing to get good returns in the long term, this fund is for you.

#9 SBI Consumption Opportunities Fund


Investment Strategy: The MF scheme aims to provide the investor with the opportunity of long-term capital appreciation by investing in a diversified portfolio of equity and equity related securities in Consumption space.

How this Fund Performing now?

This mutual fund scheme gave 14% annualized returns in the last 3 years and 16% annualized returns in the last 5 years. If you would have invested Rs 1,000 per month through SIP for 5 years, the invested value would have been Rs 60,000 (Rs 1,000 x 60 months) and the value of the fund would have grown to Rs 87,000.  Even if you would have invested Rs 1 Lakh lump sum amount 5 years back, it would have grown to Rs 2.1 Lakhs.

Why to invest?

It is one of the good consumption based thematic fund that gave 25% annualized returns in the last 10 years. This is one of the best SIP Plans from SBI who want to invest in consumption theme based mutual funds. This is a short term SIP plan from SBI and not for the long term.

Who can invest?

This is consumption theme based mutual fund scheme that checks for opportunities in FMCG, Services, Consumer durables etc., If you are a high risk taker, willing to invest for short term of 3-5 years, you can invest in this scheme. If you are moderate to low risk taker, you should stay away from such funds.

Also Read: Best Technology / IT Mutual Funds to invest in India

#10 SBI Technology Opportunities Fund


Investment Strategy: The mutual fund scheme seeks to provide the investor with the opportunity of long-term capital appreciation by investing in a diversified portfolio of equity and equity related securities in technology and technology related companies.

How this Fund Performing now?

This mutual fund scheme gave 10% annualized returns in the last 3 years and 13% annualized returns in the last 5 years. If you would have invested Rs 1,000 per month through SIP for 5 years, the invested value would have been Rs 60,000 (Rs 1,000 x 60 months) and the value of the fund would have grown to Rs 80,000.  Even if you would have invested Rs 1 Lakh lump sum amount 5 years back, it would have grown to Rs 1.9 Lakhs.

Why to invest?

It is a technology based mutual fund scheme that gave 21% annualized returns in the last 10 years. This is one of the good SIP Plans from SBI who who want to invest in technology funds for 3-5 years.  

Who can invest?

This is technology fund that invests in IT and Technology Stocks only. If you are a high risk taker, willing to invest for short term of 3-5 years, you can invest in this scheme. If you are moderate to low risk taker, you should stay away from such funds.

Summary of Best SIP Plans from SBI Mutual Funds to invest in 2019


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Suresh

Best SIP Plans from SBI Mutual Funds to invest in 2019

The Author

Suresh KP

Suresh KP i.e. me have written 1,800+ articles on this blog. I have done by B.Com from Osmania University and then MBA-Finance from Symbiosis University, Pune. I have over 20 years of experience in analyzing various investment options and money saving ideas. I love doing financial planning, Mutual Fund Analysis, Searching long term Stocks for wealth creation, IPOs, reviewing Insurance Products, analysing Health insurance Plans etc.

9 Comments

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  1. SIR I AM HAVING MF IN SBI, WHICH ONE IS BEST SIP STP OR ONE TIME INVESTMENT IAM RETIRED except pension no income sugest me for short period means 3 to 5 years.

  2. Dear Suresh Ji

    I am working abroad. I have a six-months old daughter. Which investment option would be good for her future, i can contribute Rs 10000 per month. Any advise will be highly appreciated.

    Many thanks
    Regards
    Vin

    1. Hi Vinayak, It would depend on your risk appetite. Since you are thinking about your 6 months old daughter, I assume you may not need money for next 10-15 years. If this is the case, you can look for largecap / diversified / balanced mutual funds to invest in. You can select 5 funds from these categories. You can expect 12% to 15% annualised returns from such funds. You can check this article about selecting some of the top performing funds from these categories. https://myinvestmentideas.com/2018/11/top-best-sip-mutual-funds-to-invest-in-india-in-2019/

      1. Many thanks, Suresh Ji

  3. Hi Sir,

    Sorry this is not related to this article, But I have been investing in mutual fund for my son education, marriage and my retirement. My son is 1 years old, I am thinking to open bank account for my son and shift some mutual fund to his account. I am a salaried person and i can put monthly money in his account (may be in cash). I wanted to know –
    1. Do I need to start filling his ITR too if I open his account.
    2. What about the LTCG taxes.

    Thanks in advance,
    Nandkishore

    1. Hello Nandkishore 1) If you are creating an account on his behalf, any income which you generate would be clubbed against your name and you need to pay income tax 2) LTCG would be based on clubbed income. My advice is you can open another account in your spouse name and start investing. This way you are keeping away your regular investments vs the investments what you want to do against your son

      1. Thank you very much sir,

        My spouse is house wife and will it be same son’s account (the clubbing). then where will be the advantage on name of spouse.

        1. Nandkishore, I have responded your query earklier in 2nd point. If you invest in your spouse name, while there is no tax benefit(even if the clubbing provisions apply), you should be able to have separate track of investments which you are planning on behalf of your child

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