5 Mutual Fund Schemes with 5-Year Returns between 260% to 380%

Nifty touched 22,000+ points few days back and took some correction now. Many mutual funds have been delivering high returns in the last 3 to 5 years time frame. Investors can analyze how well mutual funds performed in 5 years to 10 years time frame for long term investment. This article provides information on 5 mutual fund schemes that yielded returns between 260% and 380% in the last 5 years from 28-Jan-2019 to 27-Jan-2024.

Also Read: List of 5 Mutual Funds with 1 Year Return of 66% to 90%

5 Mutual Fund Schemes with 5-Year Returns Between 260% to 380%

Here is the list of Top Performing Mutual Funds in the last 5 years that generated over 260% returns. We have filtered based on the absolute returns in the last 5 years.

#1 – Quant Small Cap Fund – 5-Year Return: 380%

#2 – Bank of India Small Cap Fund – 5-Year Return: 290%

#3 – Quant ELSS Tax Saver Fund – 5-Year Return: 275%

#4 – Nippon India Small Cap Fund – 5-Year Return: 270%

#5 – Quant Mid Cap Fund – 5-Year Return: 260%

Note: ETFs are excluded when filtering these funds. We also ignored funds that got merged which might not have relevance in terms of historical returns.

5 Mutual Fund Schemes with 5-Year Returns between 260 percent to 380 percent

What is Beta and Alpha in Mutual Funds?

We have given beta and alpha metrics in the article, hence providing detailed definition for investors to understand them. You can skip this section if you are already aware of them.

Beta – It is a measure of fund’s sensitivity to the market movement. Beta of less than 1 indicate that fund would have lower swing compared to ups and downs of the benchmark. Beta of more than 1 indicate that fund would have wider swings compared to benchmark. Investors should prefer lower beta funds which can have lesser swings compared to benchmark.

Alpha – It is a measure of extra returns provided by the fund compared to the benchmark. Investors should prefer high alpha funds which can generate higher returns. One should use Alpha and Beta together which goes hand in hand when comparing between risk and returns.

5 Mutual Fund Schemes with 5-Year Return Over 260% – Investment Objective and Performance Details

Let’s get into more information about these funds.

#1 – Quant Small Cap Fund – 5-Year Return: 380%

Investment Objective:

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio of Small Cap companies.

Performance Details

Absolute Returns of the Fund

  • 1-Year Return: 60%
  • 2-Year Return: 74%
  • 3-Year Return: 228%
  • 5-Year Return: 380% (1 Lac would have turned to 4.8 Lacs)
  • 10-Year Return: 562%

Annualised Returns of the fund

  • 1-Year Return: 60%
  • 2-Year Annualised Return: 32%
  • 3-Year Annualised Return: 48%
  • 5-Year Annualised Return: 37%
  • 10-Year Annualised Return: 21%

Our View:

Smallcap mutual funds invests in smallcap companies which are relatively carry high risk compared to midcap or largecap companies. Such funds provides high returns too. This fund has a beta of 1.02 and alpha of 10.49. This fund generated 19.47% annualised returns since inception. As indicated in our earlier article, I am personally investing in this smallcap mutual fund too. High risk investors who are looking for high returns can make such funds as part of their portfolio for medium to long term perspective. Such funds are not for moderate or low risk investors.

#2 – Bank of India Small Cap Fund – 5-Year Return: 290%

Investment Objective:

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies.

Performance Details

Absolute Returns of the Fund

  • 1-Year Return: 49.5%
  • 2-Year Return: 50%
  • 3-Year Return: 149%
  • 5-Year Return: 325% (1 Lac would have turned to 4.25 Lacs)

Annualised Returns of the fund

  • 1-Year Return: 49.5%
  • 2-Year Annualised Return: 22%
  • 3-Year Annualised Return: 35%
  • 5-Year Annualised Return: 33%

Our View:

Like I indicated earliier Smallcap funds are high risk-high return as they invest in smallcap companies. This fund has a beta of 0.8 and alpha of 6.8. This fund generated 32.6% annualised returns since inception. If you are high risk investor, you can invest in such funds. Others can stay away from such funds.

#3 – Quant ELSS Tax Saver Fund – 5-Year Return: 275%

Investment Objective:

The investment objective of the Scheme is to generate Capital Appreciation by investing predominantly in a well diversified portfolio of Equity Shares with growth potential. This income may be complemented by possible dividend and other income.

Performance Details

Absolute Returns of the Fund

  • 1-Year Return: 38%
  • 2-Year Return: 50%
  • 3-Year Return: 132%
  • 5-Year Return: 275% (1 Lac would have turned to 3.75 Lacs)

Annualised Returns of the fund

  • 1-Year Return: 38%
  • 2-Year Annualised Return: 22%
  • 3-Year Annualised Return: 32%
  • 5-Year Annualised Return: 30%
  • 10-Year Annualised Return: 25%

Our View:

This tax saver fund provides tax benefit u/s 80c up to Rs 1.5 Lacs in a financial year. This fund has outperformed and generated 22.3% returns since inception. This fund has a beta of 1.02 and alpha of 12. If you are looking for tax savings u/s 80c, you can consider such funds preferably through SIP route. Other investors can invest in equity funds based on their risk profile and financial goals.

#4 – Nippon India Small Cap Fund – 3-Year Return: 180%

Investment Objective:

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies.

Performance Details

Absolute Returns of the fund

  • 1-Year Return: 53%
  • 2-Year Return: 64%
  • 3-Year Return: 180%
  • 5-Year Return: 270% (1 Lac would have turned to 3.7 Lacs)
  • 10-Year Return: 1070%

Annualised Returns of the fund

  • 1-Year Return: 53%
  • 2-Year Annualised Return: 28%
  • 3-Year Annualised Return: 40%
  • 5-Year Annualised Return: 30%
  • 10-Year Annualised Return: 28%

Our View:

Like I indicated above, Smallcap funds invests in smallcap and high risk. Such funds are rewarded with high returns too. This fund has a beta of 0.85 and alpha of 10.4. Even this fund has been consistent performer that generated 27% annualised returns since inception. I am personally investing even in this smallcap fund. High risk investors can make such funds a5 Mutual Fund Schemes with 5-Year Returns between 260 percent to 380 percents part of their mutual fund portfolios for medium to long term perspective. Moderate or low risk investors can avoid such funds.

You may like: Five Mutual Funds with 3 Year Returns between 160% to 215%

#5 – Quant Mid Cap Fund – 5-Year Return: 260%

Investment Objective:

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio of midcap companies.

Performance Details

Absolute Returns of the Fund

  • 1-Year Return: 46%
  • 2-Year Return: 68%
  • 3-Year Return: 151%
  • 5-Year Return: 260% (1 Lac would have turned to 3.6 Lacs)
  • 10-Year Return: 490%

Annualised Returns of the fund

  • 1-Year Return: 46%
  • 2-Year Annualised Return: 30%
  • 3-Year Annualised Return: 36%
  • 5-Year Annualised Return: 29%
  • 10-Year Annualised Return: 20%

Our View:

Midcap mutual funds invests majorly in mid size companies. These carry high risk compared to largecap companies. Even midcap funds provides high returns compared to largecap funds. This fund has a beta of 0.9 and alpha of 7.1. This fund generated 19.36% annualised returns since inception. I am personally investing in this midcap mutual fund too. High risk tolerance investors can invest in such funds for medium to long term perspective. Moderate or low risk investors can stay away from such funds.

Conclusion: In summary, the mutual fund schemes highlighted in this article have demonstrated outstanding performance over the past five years where we could see stock market being stagnent (Oct-21 to Mar-23) and also bull run during 2023. However, small cap funds or midcap funds come with risk and market volatility. Investors should carefully assess their risk tolerance, investment goals, and time horizon before considering any of these funds.

Suresh KP

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