How to Withdraw Employee Provident Fund (EPF) Online in India?
Long awaited employee wish is fulfilled now. Now employees can withdraw employee Provident Fund (EPF) Online in India. Yesterday, 1st May, Employee Provident Fund Office (EPFO) has launched new facility to withdraw EPF Online in India. This process is going to reduce EPF withdrawal from 30 days to few hours as per EPFO officials. Who is eligible to withdraw EPF in India? How to withdraw EPF online in India? In this article, I would provide step-by-step process on withdrawing Employee Provident Fund (EPF) Online.
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What are the terms and conditions to withdraw EPF Online?
EPFO has published certain guidelines and conditions on who can withdraw EPF Online in India.
1) UAN (Universal Account Number) must have been activated and your mobile is linked to your UAN. You can simply check your Payslip which has UAN number and follow below process in case your UAN is not activated. If it is already activated, go to Point-2.
- Visit the EPFO website (click this link)
- Click on Important link –> Activate UAN
- You can activate UAN with, UAN number or EPF ID or Aadhaar Card number or PAN number.
- Enter name, Date of Birth, mobile number (mandatory) and email ID(optional)
- Click on Authorization PIN
- EPFO will send an authorization PIN to your mobile number, once you enter the details.
- Submit the PIN received in your mobile and activate UAN.
- Generate your login ID and password to complete the registration process.
- You can refer this screenshot for more info.
2) Aadhaar number should be updated in your EPF account in EPFO Website. This in turn should have been linked to your mobile no. This way EPFO can send OTP authorization based on your mobile number. In case you did not updated Aadhaar number with your EPF account, you can follow below process.
- Scan these documents and keep it ready a) Self attested PAN Card b) Self attested Aadhaar Card c) Cancelled cheque which contains, a/c no, name and IFSC code
- Visit EPFO website –> Online Services –> For employees –> UAN member Esewa –> Give UAN ID and Password –> Dashboard –> Profile –> Open Menu –> Update KYC information –> Enter EPF ID –> Select Aadhaar –> Upload the scan document –> You would see these documents. These would be approved by EPFO officials later on. The process is complete now.
3) PAN number should have been updated in EPFO website for EPF withdrawals for the employee who have serviced for less than 5 years. Since, you would have already updated PAN number with your employer, no need to separately update this.
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How to Withdraw Employee Provident Fund (EPF) Online in India?
- Login on UAN Portal with your ID and password https://unifiedportal-mem.epfindia.gov.in/memberinterface/
- Verify KYC details provided against your UAN details. If details provided are correct, you can proceed.
- Select the option a) EPF Withdrawal b) Partial Withdrawal c) Advance EPF Withdrawal
- OTP sent to mobile number registered for your Aadhaar number.
- Authenticate using the OTP
- Click Submit
- EPFO processes your payment.
Conclusion: EPFO claims that 80% of the EPFO effort is going into paper work and chasing multiple approvals. In this automated process now, hopefully it would reduce such 80% effort and EPFO should process the EPF amount within few hours. If this is true, this would be the biggest benefit to all employees who might be withdrawing PF when there is gap in work when shifting between two companies.
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Suresh
How to Withdraw Employee Provident Fund (EPF) Online in India
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Hi,
I’ve worked for the company more than 10 years now. I quit the company and joined in new company in outside of india. Is there anyway withdraw my EPF or should I need to wait until I get the age 60?
Thanks,
Sen
you can submit withdrawal form as per guidelines and claim the entire amount now.
Hi suresh
I am currently in a job where I am not getting promotion since long and also getting humiliation form my co workers who are junior. I am planning to quit my Job but scared whether I will be able to get new job for survival. I am at the age of 36 and does earn around very less. Pls help and give me ur advice. I don’t have much saving. I request if u can reply to my email I’d.
Sorry to hear your situation. Not sure whether I can give my personal suggestion in your case, but let me try. If you don’t have savings and if you don’t have new job, quitting your current job could be an issue. 1) Try to get into new job in the next 3-6 months. These days colleague references are giving preferences in hiring instead of Naukri kind of portals. Try to take help from your friends. Even you can mail your resume to my mail ID suresh@myinvestmentideas.com, I can try to check any techie job for you based on your skills and experience 2) Go aggressive on saving money for next 6 months to 1 year. Invest such money in simple FDs every month. Once you think you got suitable money and then change in job, you can try to start investing in some aggressive investments like mutual funds or equity. My advice may or may be 100% right, but you can talk to some of your close friends and figure that out
I left the company in 2016.but pf amount displayed UAN passbook. but how to withdraw my PF.
please give suggestion
I left the company 7 years ago. The Company in Gurgaon is closed (GE Money) but their main branch is operational in Hyderabad. HR department is not at all helpful.
How should i withdraw PF now online?
Please Suggest.
I have applied for online epf withdrawal but but aadhar otp not generated.what to Do??
THERE IS ALL DOCUMENTS MATCHED BUT IT'S SHOWN PLEASE UPDATE YOUR ADHAAR
Can u pls post an article on how to update nominee details online for PF if unemployeed currently.
I'm unable to upload a scanned copy of my aadhar card on the portal as the option is greyed out. What can i do to have the option activated?
Dear Bernali,
there is a option in epf/uan site, where you need to fill information of nominee and then needs to submit it. It will show you status as pending from employer side. You take the prInt out of that PDF page, sign it and submit to your employer. Employer will verify the details and then it will be submitted to EPF office. Once submission, you can check after some days in uan site. The pendIng status will disappear. Hope it helps.
While activating UAN it is asking est code and extension code from where do I get this plz help me.
HI I AM NOR ABLE TO UPDATE MY AADHAAR NO.
IT’S SHOW ERROR LIKE “Invalid Gender details for AADHAAR authentication.”
Yes, its shownig same for me also!
there is an error in date of birth and the name in UAN, as this doesnt match to the name and date of birth provided in adhar card . Hence unable to update the KYC
Hi Suresh,
In the section where you mentioned to update Aadhar with EPFO, I am not able to locate the specified link/path “Visit EPFO website -> Online Services -> For employees -> UAN member Esewa -> Give UAN ID and Password -> Dashboard -> Profile -> Open Menu -> Update KYC information -> Enter EPF ID -> Select Aadhaar -> Upload the scan document -> You would see these documents.”
Can you please check and provide the right location to link them?
Thanks,
Karthick
Hi Karthick, unless you complete KYC and Aadhar linking you would not be able to see the link.
Like EPF is it have for PPF
Request you to verify this information again.. I have logged in and checked but there are no options as such to withdraw (beit partially or full), KYC has already been verified and UAN is active.
Hi Ram, unless you complete KYC and Aadhar linking you would not be able to see the link.
There are no options to select the withdrawal option on the website. Could you please attach a screenshot? Thanks.
Hi Arihant, unless you complete KYC and Aadhar linking you would not be able to see the link.
There is no option for selecting the withdrawal options as mentioned in Point 2.
Can you please post a screenshot if you are seeing such an option over there?
Correction: I am talking about the section titled “How to withdraw EPF online in India..”.