The Author

Suresh KP

Suresh KP i.e. me have written 1,800+ articles on this blog. I have done by B.Com from Osmania University and then MBA-Finance from Symbiosis University, Pune. I have over 20 years of experience in analyzing various investment options and money saving ideas. I love doing financial planning, Mutual Fund Analysis, Searching long term Stocks for wealth creation, IPOs, reviewing Insurance Products, analysing Health insurance Plans etc.


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  1. I refer to SBI Circular no.Gad/MDS/27/17-18 Reg.PPF Schemr-1968
    ‘If a resident who opened an Account under this scheme, subsequentely becomes a non resident during the currency of the maturity period,the account shall be deemed to be closed with effect from the day he becomes a non Resident and interest with effect from that date shall be paid at the rate applicable to post office SB A/C up to the last day of the month preceding the month in which the A/C is actually closed’
    When the bank has received the money assuring 8.5 % returns can the govt do like this with retrospective effect?

  2. Dear sir my brother had opened PPF account when he was in India in2010 now he is bringing what to do now

  3. I am an nri but my minor son lives in India.  Can i invest in my minor son's ppf account as i am his guardian or i have to change his gaurdianship to my wife?  Please advise.

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