5 Mutual Funds with 3 Year Returns Upto 358% (1 Lakh turned 4.4 Lakhs)

Who said that mutual funds cannot generate multibaggers returns? The Nifty50 Index, which represents a collection of 50 major Indian stocks, made less than 5% profit in the past year and a half. However, it gained a massive 100% profit over the last 3 years. Although investors don’t need to stress about short-term ups and downs, it’s important to regularly check their mutual fund investments over the short, medium, and long term to ensure they have chosen the right ones. In this article, we would detail about 5 mutual fund schemes that generated up to massive 358% returns in the last 3 years and our view about these funds.

Also Read: Best Mutual Funds to invest as per ChatGPT

Do we need to really look at short term performance in mutual funds?

You would have invested in several mutual funds. However, tracking them for short term could be always good idea to see how well they are performing compared to its peers. As an example if you have invested in a midcap mutual fund scheme, comparing the short term performance of your midcap fund with its peers will help you to assess that your fund is inline with the overall stock market performance (both upside or downside). Don’t sit and hope to recover if you are investing in worst performing mutual fund scheme in short to medium to long term.

How these mutual funds are filtered?

All equity funds that have generated highest returns in the last 3 years are considered.

Filtered Top-5 mutual funds from this list that generated highest returns in the last 3 years.

List of 5 Mutual Funds with 3 Year Returns Upto 358%

Now let me provide the MF schemes that generated up to 358% returns in the last 3 years.

#1 – Quant Smallcap Fund

  • 3 Years Returns 358%
  • 1 Lakh turned 4.5 Lakhs

#2 – Nippon India Smallcap Fund

  • 3 Years Returns 342%
  • 1 Lakh turned 4.4 Lakhs

#3 – Quant Infrastructure Fund

  • 3 Years Returns 260%
  • 1 Lakh turned 3.6 Lakhs

#4 – ICICI Pru Commodities Fund

  • 3 Years Returns 240%
  • 1 Lakh turned 3.4 Lakhs

#5 – ICICI Smallcap Fund

  • 3 Years Returns 221%
  • 1 Lakh turned 3.2 Lakhs

5 Mutual Funds with Highest returns in 3 Years – Fund Performance

Now let me provide the color of where does this fund invests, its short to medium to long term performance and our view about these funds.

#1 – Quant Smallcap Fund

The scheme’s main investment objective is to generate capital appreciation and offer long-term growth opportunities by investing in a portfolio of Small Cap companies.

Performance of the fund

Annualised Returns

  • 1 Year Returns – 30%
  • 3 Year Annualised Returns – 66% (Last 3 years returns 358%, Rs 1 Lakh turned to Rs 4.58 Lakhs)
  • 5 Year Annualised Returns – 26%
  • 10 Year Annualised Returns – 16%

SIP Returns

  • 1 Year Returns – 30%
  • 3 Year Returns – 37%
  • 5 Year Returns – 37%
  • 10 Year Returns – 21%

Rolling Returns

From a 3 year rolling return perspective, this fund generated:

  • Over 12% returns – 80% of the times
  • 1% to 12% returns – 14% of the times
  • Negative returns – 6% of times

From a 5 year rolling return perspective, this fund generated:

  • Over 12% returns – 43% of the times
  • 1% to 12% returns – 45% of the times
  • Negative returns – 12% of the times

Our View: This is one of the good smallcap fund to invest in medium to long term that has consistently performed both in terms of annualised returns and SIP. Smallcap funds invests majorly in smallcap stocks are high risk. Hence, if you are high risk investor, you can invest in such mutual funds, else you can avoid.

#2 – Nippon India Smallcap Fund

This fund would invest in equity and equity related instruments of small cap companies.

Performance of the fund

Annualised Returns

  • 1 Year Returns – 31%
  • 3 Year Annualised Returns – 51% (Last 3 years returns 342%, Rs 1 Lakh turned to Rs 4.4 Lakhs)
  • 5 Year Annualised Returns – 18%
  • 10 Year Annualised Returns – 26%

SIP Returns

  • 1 Year Returns – 29%
  • 3 Year Returns – 32%
  • 5 Year Returns – 28%
  • 10 Year Returns – 23%

Rolling Returns

From a 3 year rolling return perspective, this fund generated:

  • Over 12% returns – 70% of the times
  • 1% to 12% returns – 23% of the times
  • Negative returns – 7% of times

From a 5 year rolling return perspective, this fund generated:

  • Over 12% returns – 70% of the times
  • 1% to 12% returns – 30% of the times
  • Negative returns – Zero times

Our View: This is one of the best smallcap fund to invest in medium to long term. If you are looking for ways to create Rs 100 Crores in mutual funds in long term, you can make this fund as part of your portfolio. Smallcap funds invests majorly in smallcap stocks are high risk. High risk investors only should invest in such funds and other can avoid.

Also Read: How to create Rs 100 Crores with 50,000 SIP in Mutual Funds?

#3 – Quant Infrastructure Fund

The main investment objective of the scheme is to generate capital appreciation and provide long-term growth opportunities by investing in a portfolio of companies focused on infrastructure.

Performance of the fund

Annualised Returns

  • 1 Year Returns – 15%
  • 3 Year Annualised Returns – 53% (Last 3 years returns 260%, Rs 1 Lakh turned to Rs 3.6 Lakhs)
  • 5 Year Annualised Returns – 21%
  • 10 Year Annualised Returns – 18%

SIP Returns

  • 1 Year Returns – 9%
  • 3 Year Returns – 30%
  • 5 Year Returns – 29%
  • 10 Year Returns – 20%

Rolling Returns

From a 3 year rolling return perspective, this fund generated:

  • Over 12% returns – 59% of the times
  • 1% to 12% returns – 18% of the times
  • Negative returns – 23% of times

From a 5 year rolling return perspective, this fund generated:

  • Over 10% returns – 25% of the times
  • 1% to 10% returns – 44% of the times
  • Negative returns – 31% of the times

Our View: Infrastructure funds invests in infrastructure and related companies and is high risk. Such sectorial funds can take down trend in medium to long term. Hence, if you are high risk investor who are looking for short to medium term investment, you can invest small portion of your portfolio in such funds.

#4 – ICICI Pru Commodities Fund

The objective is to generate long-term capital appreciation by building a portfolio primarily invested in equity and equity-related securities of companies involved in commodity and commodity-related sectors.

Performance of the fund

This fund was launched 3.5 years back.

Annualised Returns

  • 1 Year Returns – 17%
  • 3 Year Annualised Returns – 28% (Last 3 years returns 240%, Rs 1 Lakh turned to Rs 3.4 Lakhs)
  • Since Inception Annualised Returns – 12%

SIP Returns

  • 1 Year Returns – 16%
  • 3 Year Returns – 28%

Rolling Returns

From a 3 year rolling return perspective, this fund generated:

  • Over 12% returns – 100% of the times
  • 1% to 12% returns – Zero Times
  • Negative returns – Zero Times

Our View: This fund invests in commodities and related companies which are high risk. As indicated in above section, such sectorial funds can take down trend in medium to long term. High Risk Investors can invest small portion of your portfolio in such funds.

Also Read: Best Mutual Funds as per Google Artificial Intelligence Bard

#5 – ICICI Smallcap Fund

Performance of the fund

Annualised Returns

  • 1 Year Returns – 21%
  • 3 Year Annualised Returns – 47% (Last 3 years returns 221%, Rs 1 Lakh turned to Rs 3.2 Lakhs)
  • 5 Year Annualised Returns – 16%
  • 10 Year Annualised Returns – 17%

SIP Returns

  • 1 Year Returns – 20%
  • 3 Year Returns – 27%
  • 5 Year Returns – 25%
  • 10 Year Returns – 17%

Rolling Returns

From a 3 year rolling return perspective, this fund generated:

  • Over 12% returns – 68% of the times
  • 1% to 12% returns – 20% of the times
  • Negative returns – 12% of times

From a 5 year rolling return perspective, this fund generated:

  • Over 10% returns – 62% of the times
  • 1% to 10% returns – 33% of the times
  • Negative returns – 5% of the times

Our View: Even this is one of the top performing smallcap fund to invest in medium to long term. Since it invests in smallcap stocks these are high risk. High risk investors can invest in such MF schemes.

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Suresh KP

4 comments

  1. Your article has given a lot of insight on small cap mutual funds. can you please suggest me how should be my portfolio as I invest in index fund and also I invest in stocks through small case and my current investment is electric vehicle category and small cap compounder in small cap

  2. Very nice sir. I am a regular reader of ur blog. Very nice. Can u please describe a model portfolio for 32 years old guy. For 20 to 25 years term. Risk high. Goal .. wealth creation.

    Thank u

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