Flexi Cap Mutual Funds have gained immense popularity among investors as they provide the flexibility to invest across market capitalizations—large-cap, mid-cap, and small-cap stocks—based on market opportunities. These funds have delivered impressive returns over the years, making them a preferred choice for long-term wealth creation. In this article, we analyze the Top 7 Flexi Cap Mutual Funds that have significantly grown investors’ wealth. We will also see how a one-time investment in these funds has multiplied over five years, along with their annualized returns over different periods.
What are Flexi Cap Mutual Funds
Flexicap mutual funds invests across market cap i.e. largecap, midcap and smallcap companies. While largecap segment provides stable returns, midcap and smallcap are high risk, however can provide superior returns in medium to long term. Hence you don’t end up in investing Worst Performing Mutual Fund.
How a One-Time Investment Grew Over 5 Years
If an investor had invested ₹1 Lakh in one of these top-performing Flexi Cap funds five years ago, their wealth would have grown significantly. Below is a summary of the top 10 funds and how much ₹1 Lakh would have grown in each. Data is as of February 11, 2025.
| Fund Name | 5-Year CAGR (%) | ₹1 Lakh Invested in 2019 Became (₹) |
|---|---|---|
| Quant Flexi Cap Fund | 31.03% | 3.86 Lakhs |
| Parag Parikh Flexi Cap Fund | 24.54% | 3.04 Lakhs |
| JM Flexicap Fund | 23.30% | 2.88 Lakhs |
| HDFC Flexi Cap Fund | 23.23% | 2.87 Lakhs |
| Franklin India Flexi Cap Fund | 21.42% | 2.65 Lakhs |
| PGIM India Flexi Cap Fund | 20.45% | 2.54 Lakhs |
| Edelweiss Flexi Cap Fund | 20.06% | 2.49 Lakhs |
While it is not part of above list, Kotak Flexicap Fund is among 20 Equity Mutual Funds that generated positive returns every year in the last 10 years between 2014 to 2024.
Top 7 Flexi Cap Mutual Funds – How ₹1 Lakh Became ₹2.5-3.8 Lakhs in 5 Years!
Now, let’s take a closer look at each of these funds.
#1 – Quant Flexi Cap Fund
Investment Objective: The fund follows an aggressive investment strategy and takes concentrated bets on high-growth stocks across market caps.
Annualised Returns:
- 1 Year: -2%
- 3 Years: 17.3%
- 5 Years: 31.03%
- 10 Years: 19.1%
This fund has delivered the highest returns among Flexi Cap funds in the last 5 years, thanks to its dynamic investment strategy and strong mid-cap and small-cap exposure. However, majority of the Quant mutual funds are underperformers in the last 1 year after Quant MF front running scam happened. Hence you are seeing negative returns in the last 1 year which investors should be cautious.
#2 – Parag Parikh Flexi Cap Fund
Investment Objective: A unique flexi-cap fund that also invests in foreign equities, ensuring diversification across geographies.
Annualised Returns:
- 1 Year: 18.0%
- 3 Years: 18.7%
- 5 Years: 24.7%
- 10 Years: 18.5%
Why Invest? Suitable for long-term investors looking for diversification with global stocks like Alphabet, Amazon, and Meta in the portfolio. In case you are looking for some of the Best International Mutual Funds to consider for 2025, you can check our earlier article.
#3 – JM Flexicap Fund
Investment Objective: This fund follows a growth-oriented approach, investing across high-potential companies.
Annualised Returns:
- 1 Year: 18%
- 3 Year: 25%
- 5 Year: 23%
- 10 Year: 18%
Why Invest? A relatively lesser-known but high-performing fund with an impressive track record.
#4 – HDFC Flexi Cap Fund
Investment Objective: A well-diversified fund that balances risk and return across large, mid, and small caps.
Annualised Returns:
- 1 Year: 19%
- 3 Year: 23%
- 5 Year: 23%
- 10 Year: 15%
Why Invest? A good choice for conservative investors looking for stable returns with moderate risk.
#5 – Franklin India Flexi Cap Fund
Investment Objective: Focuses on investing in companies with strong earnings potential.
Annualised Returns:
- 1 Year: 14%
- 3 Year: 18%
- 5 Year: 21%
- 10 Year: 15%
Why Invest? Suitable for investors who prefer a mix of quality and growth stocks.
#6 – PGIM India Flexi Cap Fund
Investment Objective: Aims for long-term capital appreciation with a strong small-cap and mid-cap tilt.
Annualised Returns:
- 1 Year: 13%
- 3 Year: 11%
- 5 Year: 20%
Why Invest? Ideal for investors looking for aggressive growth opportunities.
#7 – Edelweiss Flexi Cap Fund
Investment Objective: A flexible approach with dynamic allocation across different market caps.
Annualised Returns:
- 1 Year: 16%
- 3 Year: 18%
- 5 Year: 20%
- 10 Year: 15%
Why Invest? Good for investors seeking stability with moderate risk exposure.
Should You Invest in Flexi Cap Funds?
Flexi Cap Mutual Funds offer the perfect balance of risk and reward by dynamically allocating investments across different market capitalizations. The funds listed above have delivered exceptional returns over the past five years, significantly multiplying wealth.
If you’re looking for a high-growth fund, Quant Flexi Cap Fund (except for last 1 year performance) and Parag Parikh Flexi Cap Fund stand out. For stable, long-term growth, HDFC Flexi Cap Fund and Franklin India Flexi Cap Fund are reliable choices.
Investors should align their risk appetite and investment horizon before investing. Always consider diversification and consult a financial expert if needed.
Would you invest in any of these funds? Let us know in the comments!
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sir, very useful article , thank you sir
Thank you Kannan