Top 5 Midcap/Smallcap mutual funds in India to invest for 2014
You might be investing in large cap and diversified mutual funds. However, if you want to grow your investment in faster pace, you should consider mutual funds in India which invests in midcap and small cap stocks too. Midcap and small stocks perform well in medium to long term and can multiply your investments. However, identifying such stocks at an individual level would be difficult. Hence investing in such midcap or small cap Indian mutual funds would help you to reach your goals faster.
What are midcap and smallcap India mutual funds?
Midcap/smallcap mutual funds are those which invest < 45% in CRISIL-defined Large Cap Stocks over the last 3 years. While large cap mutual funds provide stability to your returns, midcap/smallcap mutual funds can provide growth in your investment at faster speed. Selecting top mutual funds India in this sector would be key. Several midcap and small cap stocks vanish or see a severe downturn during the market crash. Hence we can leave this to professionals in mutual funds so that they can manage it well across stocks.
Also read: How to maximise returns from SIP in mutual funds?
Top 5 Midcap/Smallcap Mutual Funds in India to invest for 2014
These 5 are India’s top mutual funds which are arrived based on below parameters.
- Top 5 funds picked based on highest returns received in the last 3 to 5 years
- These funds also segregated based on SIP returns in last 5 years. If both funds have given similar returns in 5 year period, only one has performed well in last 2 years compared to the second, we have given preference to first one.
- Funds which are rated by Crisil as Rank-1, Rank-2 and Rank-3 which indicates good fundamentals for these top 5 mutual funds.
- Value research rated these mutual funds as 5 star and 4 star.
- AUM (Assets under management) > 100 Crores. This proves investor confidence among these top mutual funds.
Top-1: SBI Emerging Business Fund
Strategy of the fund: It aims and focuses on investing emerging business based on exports or out sourcing opportunities.
Performance of the fund: This is a 1st top performing Indian mutual fund and its 5 year returns are 31% per annum. It gave 6.5% annualised returns in the last 1 yr. If you have invested ₹ 1,000 in SIP in last 5 years, your invested amount would be ₹ 60,000 and investment value would have been ₹ 92,000.
Reasons to invest: AUM of this scheme is ₹ 1193 Crores which shows investor confidence in the scheme. Crisil Ranks this mutual fund as Rank-1 and Value Research online ranks it as a 5-Star rating (5 out of 5). Investing in such top mutual funds in India with highest rating would add value to your portfolio
Top-2: Franklin India Smaller Companies fund
Strategy of the fund: This fund aims for long term capital appreciation by investing in midcap and small cap companies. This fund invests 75% in smaller companies.
Performance of the fund: This is 2nd top performing mutual fund in India and its 5 year returns are 26% per annum which has beaten even equity mutual fund returns. It gave 13% returns in last 1 year. If you have invested ₹ 1,000 in SIP in last 5 years, your invested amount would be ₹ 60,000 and investment value would have been ₹ 89,000.
Reasons to invest: This fund consistently beats its peer mutual fund schemes and its benchmark. One should have such funds as part of their portfolio. AUM of this scheme is ₹ 278 Crores which shows investor confidence in the scheme. Crisil Ranks this mutual fund as Rank-2 and Value Research rates this as 4-Star (4 out of 5).
Top-3: HDFC Midcap Opportunities Fund
Strategy of the fund: It aims to generate long term capital appreciation by diversifying its midcap and small cap companies.
Performance of the fund: This is the 3rd top performing India mutual fund and its 5 year returns are 26% per annum. It gave 6% returns in last 1 year. If you have invested ₹ 1,000 in SIP in last 5 years, your invested amount would be ₹ 60,000 and investment value would have been ₹ 88,000.
Reasons to invest: It has beaten equity mutual fund performance. AUM of this scheme is ₹ 2,534 Crores which shows investor confidence in the scheme. Crisil Ranks this mutual fund as Rank-3 and Value Research rates this as 4-Star (4 out of 5).
Top-4: ICICI Prudential Discovery Fund
Strategy of the fund: This fund aims to invest in well diversified portfolio of value stocks which has attractive valuations to earnings or book value or based on expected future dividends.
Performance of the fund: This is a 4th top performing mutual fund in India in this category and its 5 year returns are 31% per annum which has beaten even equity mutual fund returns. It gave 8% returns in last 1 year. If you have invested ₹ 1,000 in SIP in last 5 years, your invested amount would be ₹ 60,000 and investment value would have been ₹ 87,000.
Reasons to invest: AUM of this scheme is ₹ 2,433 Crores which shows investor confidence in the scheme. Crisil Ranks this mutual fund as Rank-2 and Value Research rates this as 5-Star (5 out of 5). Investing in such top mutual funds in India which are consistent performers would help you to build strong portfolio.
Also read: How FMP Mutual funds are tax efficient that bank FD ?
Top-5: IDFC Premier Equity fund
Strategy of the fund: Invest in mid and small sized companies which are available at cheap valuations.
Performance of the fund: This is a 5th top performing mutual fund and its 5 year returns are 27% per annum. It gave 4% returns in last 1 year. If you have invested ₹ 1,000 in SIP in last 5 years, your invested amount would be ₹ 60,000 and investment value would have been ₹ 85,000.
Reasons to invest: AUM of this scheme is ₹ 3,100 Crores which shows investor confidence in the scheme. Crisil Ranks this mutual fund as Rank-2 and Value Research rates this as 4-Star (4 out of 5).
Quick summary along with comparison
Conclusion: I am not saying you should invest only in these 5 mutual funds. Investing in such midcap and small cap mutual funds would be less risky compared to midcap stocks. Review these top mutual funds in India and you should plan your portfolio in such a way that you should add 2-3 funds from this category to diversify your portfolio as they would help you to earn higher returns at faster pace.
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Suresh
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Hello Suresh
I have SIPs in below funds and my time horizon is 15-20 years. Kindly let me know if I need to exit any of the funds. I want to increase my holding for 5k more in any of the funds I already have.
Funds I hold are
1. ICICI Pru focused bluechip – Direct G – 3k
2. Quntum long term equity – Direct – 2k
3. HDFC Equity – Regular G – 2k
4. IDFC Premier equity – Regular G – 2k
5. ICICI Pru value discovery – Direct G – 2k
6. ICICI Pru tax plan – Direct G – 2k
Good funds.
Hello Mr.Suresh, this is prashanth. I have a query …. I am actually new to mutual funds, i wish to invest in such a scheme that would offer me good returns. I am looking to invest just for an year. So i have shortlisted the following
1) Can Robeco Emerg-Equities (G)
2) Franklin Build India Fund (G)
3) Reliance Small Cap Fund (G)
4) UTI Mid Cap (G)
5) Reliance Tax Saver (ELSS) (G)
All these funds are offering close to 100 percent returns when invested for a year. I am looking at investing close to 70000, so please tell me if i should go ahead or how should i plan this investment. Since i am new, i am not sure how to plan ahead…. KIndly suggest me on how i should take it forward. If u have any idea on other schemes, kindly let me know
Thanks in advance
Shiva, Do not assume that every year you would get 100% returns. Expect 12% to 15% returns. Stay invested in these funds
My age is 29 and being a banker myself have delayed in planning for my retirement .so I intend to save 30000 per month for next 25 years.
please advise if my fund selection is good.
1.icici pru tax plan -elss 4000 per month
2.relianc tax saver 4000 per month
3.axis long term equity elss 4000 per month
4.franklin Templeton tax shield 4000 per month
5.icici pru focused bluechip 2500 per month
6.hdfc balanced 2500 per month
7.mirae emerging bluechip 2500 per month.
8.birla sunlife top 100 2500 per month
9.idfc premier equity 4000 per month
Note -I plan 1.5 lakhs per annum for elss tax planning .so only have 4 funds .
request your comments
Regards,
Thabresh.I
Good funds Thabresh
Hello Sir
Your articles are very very informative
I am 29 yrs of age
Following is my portfolio please suggest any changes
Bsl eq fund 4000/pm
Bsl infra fund 1000/pm
Reliance pharma fund 1000/pm
Reliance small cap 1000/pm
Icici pru banking&financial service fund 1000/pm
Icici pru pru focused ble chip eq fund 2000/pm
Hdfc prudence fund 2000/pm
Hdfc midcap fund 2000/pm
My question is
1) do you agree with my fund house selection
2) is my finance in each fund properly allocated if not please suggest
3) do you have any better suggestions than this please advise
4) what should be my time horizon for sector funds & should I include any more sector
5) should I minimise my fund house selection then which should I eliminate
6) is my funds house going to gain me more wealth or should I make any change
I am willing to take risk till I am 40
Thanks
Regards
Deepak
Deepak, Funds selected are good. However it is more towards high risk as it contains sector funds, mid-cap funds and less of large cap and balanced funds. If you are high risk investor, ok, else reduce in sector / mid-cap. Sector funds invest for 3-5 years only and review industry performance before continuing.
hi sir,
i have gone though some of ur comments. i am 35 yrs and want to invest 5000 pm as sip for a span of 10 yrs. pl recommend
some funds.
Rakesh, What is your risk appetite ? If you are medium risk to high risk appetite investor, invest in large cap funds and balanced funds. Invest in these funds. 1) Large cap – HDFC Top-200 / ICICI Pru focussed blue chip fund 2) Balanced – You can check HDFC Prudence / ICICI Balanced fund.
Dear Suresh,
I want to invest in following mutual funds for a horizon of >10 years.
1) icici pru blue chip – 6000
2) uti opportunity – 6000
3) icici discovery – 6000
4) reliance equity opportunity – 6000
5) reliance pharma fund – 6000
6) hdfc balanced fund – 6000
Kindly suggest is this OK or need some change.
Thanks & regards,
Good to go
Hello Sir,
I have read lots of your articals they are very informative and helpful.I had a query, that what could be the the average rate of return from investment in Equity MFs(Large Cap/Mid Cap) through SIP we can expect, over the time period of 20-25 years, based on which I should start investing a particular sum permonth for a particular goal.
It depends. For equity funds you can expect 12% to 15%, mid-cap would be 2% higher.
Hello Sir,
I need to invest 3000 Pm as of now for minimum 15 years. Can you please suggest some MF with high return. I am 25 years old
Invest in largecap or diversified funds like ICICI Pru focussed blue chip fund,HDFC Top-200, Birla SL Frontline fund, BNPP Equity fund, UTI Opps fund and Quantum long term equity fund. You can pick any of these funds.
Suresh Sir ,
I really like the way you advice , doing a great job by helping ppl !!
I am new to investment have started with investing in the below sips , is this good or should i exit .How should one form the portfolio .
HDFC Focused Large-Cap Fund – Gr .. – 1.5K
Motilal Oswal MOSt Focused 25 Fund – Gr -1K
Thanks in advance
Harsha, Thanks for your comments. 1) For HDFC focussed large cap fund, it is crisil-5 rated fund, please switch to better fund 2) Motilal Oswal most focussed 25 fund is just 1 year, I would not comment as we need to invest in funds which has been consistently performing well in atleast 3 to 5 years. You can still invest, but in future, invest in long term performers.
Hi,
Thanks for your articles providing a good insight on the financial planning.
I work for a company with regular good income. I do even technical analysis and invest in stocks for short term making profits.Now i wanted to diversify some huge amounts into ULIP's,mutual funds and NCB (Lumpsum and SIP). I have basic knowlege on what mutual fund is but nil knowledge on fund performances. Request your advice, in which fund do the lumpsum amount and SIP in which fund to be invested in. This entire investment is for a time horizon of 5 years. Requesting your advice for ULIP plan too for a time period of 6-7 years.
Thanks in advance
Hi Vijay, Thanks for your comments. You should have objective for your investmnts. Why do you want to invest in ULIP’s. ULIP’s give 5% annualised returns. Do you need just 5% ? There are several investment options which provide minimum of 8.5% annualised returns which includes Bank FD, Mutual funds, Secured NCD etc., Invest in them. Regd lumpsum you can look only for Bank FD’s, Secured NCD or top rated corporated deposits. For monthly investment you can look for large cap mutual funds and invest in them.
Hello Sir,
I am investing in mutual funds for last 3 years. Following are my SIP, please suggest does my investment needs some correction.
HDFC Top-200 – 2K
HDFC Equity-G- 3K
HDFC Balanced-G- 3K
HDFC Tax Saver-G – 2 K
ICICI Tax Saver-G- 3K
ICICI Focused Blue Chip-G- 3K
IDFC Premiere Equity-G -3K
UTI Oppurtunities-G- 5K
Thank You Sir
You have selected good funds except for HDFC Equity and HDFC Tax saver which are underperformers. You can check and consider something else. Also you are investing in tax saving schemes, I hope you are investing for tax purpose only ?
Hello sir,
I am 19 yers old and i am new to investments.i can invest rs1000pm for 10 yers.can u suggest som tips.
Tnks
Hi Rahul, Select large cap funds and hybrid funds to invest now as you are young investor. You can look for ICICI Pru balanced fund or ICICI Pru focussed blue chip fund.
Hi Suresh,
I have been investing in DSP Top 100 fund since June 2010 and I am go for long term in this Fund. Earlier 2010 every one are recommending to invest in this fund but now the fund is not performing well for the past couple of years and now every one are recommending to exit from this fund.
In the above post you have mentioned to exit from this fund to choose other other Large Cap Fund to invest.
For long term perspective whether this fund will come out from the poor category?
Shall I continue to invest in this fund for long term another 15 to 20 yrs.?
Cheers !
Rafi
Hi Rafi, It is very difficult to say whether this would come out from the poor category. This is not a bad fund. But do not make fresh investment into it. You can stay invested for another couple of years and exit. I cannot say that in next 15-20 years you can invest or not. It is poor performer, you should look only for short term to make some money and exit for time being.
Hi Suresh,
I plan to invest in the following funds 1k each. I have on purpose selected one International fund.
ICICI US Bluechip
BSL Frontline Equity
Mirae Asset India Opp
Franklin India Smaller
HDFC Midcap
Kindly guide me if the selection of funds is good. Please let me know if you stongly think I should not invest in any of the above funds and suggest another fund as well.Thanks!!
Hi Kartik, Your selection is good. Some of the funds are recommended by me in tomorrow’s article 😉
I want to sip one of these mutual fund but I don’t have a demat account. Is it possible to do sip without demat?
Hi Rahul, To buy mutual funds you need mutual fund brokerage account and demat account not required.
Hi Suresh,
Thanks for your help and for the first time I am using your site for MF(been mostly using it for NRE FD's and FCNR's).
I am fairly new to MF and have decided to add MF's to my investment portfolio. I have researched Mutual Funds online but would like you advice for my investment.
Firstly. should I invest a lumpsum now or invest on a monthly basis.
Secondly, what MF's would you suggest for long term i.e more than 5 years.
I am planning to invest Rs 20k/m. Your advice and recommendations are very much appreciated.
Regards
Patel, Thanks for your appreciation. You should prefer to invest every month like SIP. If you want to have 5 years then invest in hybrid funds like ICICI Pru Balanced Adv fund or HDFC balanced fund.
Hi Suresh,
Below is the list of SIP's which I have from FEB 14. Just want to double check if any of these need to be revived
1. BNP Paribas Midcap Fund – Gr-5k/m
2. Mirae Asset India Opportunities Fund – Div -5k/m
3. Birla Sun Life Top 100 Fund – Div – 5k/m
4. L&T India Special Situations Fund – Gr -5k/m
5. Kotak Select Focus Fund – Gr -5k/m
6. Tata Floater Fund Plan A – Gr – 7k/m
Also, I am stopping all my current SIP's from ICICI (blue chip), HDFC(top200,Equity etc) and others. Do I need to reinvest them into above funds or let they be as is?
Thanks.
Hi SG, Mirae is good. Birla top 100 is good. L&T Special situations fund is good; Kotak Select focus is also good. Tata floater is short term fund, good, but invest in long term funds unless yu have specially invested in this.You can review BNP Paribas mid-cap fund as there are several other good funds to invest.
Hi Suresh,
I am a big fan of your articles & love the honesty with which you give your inputs to us. Here is my current portfolio:-
1. LARGE CAP – ICICI BLUE CHIP – 14k
2. MID CAP – ICIC DISOVERY FUND – 12 k
I am planning to add another Small & Mid cap to this to get higher returns. I am curently confused between HDFC MIDCAP or FRANKLIN SMALLER COS. While HDFC AMC is much bigger and seems stable fund Franklin has been doing great. I want to invest another 10k. Which funds would you advice me Sir ? Also do u think I would be overinvestd in MID CAPS with this ?
Thanks
Vikas
Vikas, You already have ICICI Discovery fund which is mid-cap. If you are high risk taker, you can add Franklin Smaller companies. Other wise you can add diversified or large cap funds which provide stability to your portfolio
Dear Sir,
I have the following investmnt in MF in the orm of monthly SIP. Can you please kindly review them.
1. icici bluechip – 2k
2. icici us bluechip – 1k
3. icici discovery – 1k
4. sbi emerging – 1k
5. uti opportunities – 1k
6. uti mnc – 1k
Good funds Dilip. However ICICI US bluechip is international fund and it is high risk high return.
Hi,
I am currently investing in 4 mutual funds.
1. HDFC top200
2.IDFC premier equity
3.HDFC equity tax saver
4.DSPBlack rock top 100
How is my portfolio?
I want o increase my SIP amount in IDFC premier equity, but kotak securities people are saying that I can't increase that SIP. I have stop the current SIP and start a fresh investment. Is there any way I can increase my SIP amount in the existing fund?
Also, I want to invest 4k in mid/small cap fund ? Could you please suggest?
Thanks Ashish
Ashish, good funds. You can review and consider some other fund in place of DSP Br Top-100. Yes you can increase in IDFC Premier equity. You can cancel existing and re-open with higher amount and I don’t see any harm in doing this. 4K invest in 4 midcap funds indicated in this article
Hi sir, how to invest in mutual fund directly through amc websites? when i trying to this it asks for folio number? will you please give my some guidelines about it.
Chandra, I just responded to your other query, pls check and inform in case you still have any issues.
Very informative article Mr.Suresh. I have been following and reading quite a number of your articles. I must say, all your write-ups are very very useful. Thank you. We (early 40's) have been investing thro SIP in three MFs – HDFC Top 200, Reliance Growth Fund & DSP Black Rock Tiger for the past 3+ years. We are looking for long term inverstment(5-6 yrs) with a mix of high risk and medium risk. What do you think about our investment choices? Should we redeem it now and invest in other MFs? Any other suggestions? Thanks in advance Mr.Suresh..
Hi Priya, HDFC Top-200 good – Keep investing. Reliance Growth fund is underperformer in diversified mutual fund sector. It yielded negative returns in last 3 years. You should look to wait and redeem at the earliest. Do not invest any more SIP’s into this. Regd DSP BR Tiger fund is Infra fund. This fund has been giving 6% negative returns in last 3 years. You should exit funds instead of incurring further losses on Infra funds.
Hi Sir,
Just came across this site and was very happy to see a lot of information in a very simple language. Thanks and appreciate your efforts for the same.
I have been investing 25k / month via SIP in mutual funds. Given below is my portfolio :
IDFC PREMIER EQUITY FUND – REGULAR PLAN – GROWTH : 6,000.00 / Month
RELIANCE EQUITY OPPORTUNITIES FUND – GROWTH PLAN – GROWTH OPTION :6,000/month
SBI EMERGING BUSINESSES FUND – REGULAR PLAN – GROWTH : 3600 / month
UTI OPPORTUNITIES FUND GROWTH : 6000/month
KOTGOL : gold etf : 1 unit.
Please advise if the portfolio looks good.
Hi Vaibhav, Happy new year. The MF’s you have chosen are mostly in mid-cap and small portion in diversfied sector. If you are high risk investor, your portfolio is ok. Otherwise add large cap MF’s like Franklin India Blue Chip or ICICI focussed blue chip fund for growing your money.
If you can, please write up an article about
a. how to determine whether an investor is a low risk takers, medium risk takers, high risk takers.
b. For each risk category (low, medium, high), recommended mutual fund categories (large cap, small & midcap, sector funds, etc.) to invest
c. For each risk category (low, medium, high), how much % we can invest on each mutual fund category
I tried to use "Suggest a topic" option. I don't see a comment option there. please check.
Thanks,
Sri
Hi Sri, I was making some changes to my blog y’day night, hence comments section was disabled. I have enabled now. Please post this request on this option so that I would not miss.
Hi Suresh,
I am above average risk taker. I have small investments on following categories:
Large Cap,
Small & Mid Cap,
Diversified Equity,
Balanced,
International,
FMCG sector,
Pharma Sector,
Technology sector
I would like to know how much % of investment should be done on each of the above categories. Do you have suggestion on adding or removing any categories to my list?
Thanks
Hi Sri, You should avoid Smallcap/Midcap/FMCG/Pharma/Technology sector funds as these are meant for high risk investors. Global funds also to some extent are high risk as they depend on country or region specific economy growth.
Hello Suresh,
I follow your blog regularly and thanks for all the advices.
I am having the portfolio of following SIP's and i am looking at horizon of 6-8 years.
SBI emerging business (G)- 2k
Franklin india smaller companies (G) – 2k
HDFC midcap opp (G) – 2k
IDFC Premier equity fund (G) – 2k
I would like to know your suggestion if i require to diversify my funds to see faster returns.
Kindly suggest.
Thank you.
Ram, You have selected all high risk, high return funds. You should diversify part of your investment to large cap such as ICICI Pru focussed blue chip fund or Franklin India growth fund kind of MF’s also.
Hi Suresh,
Perfect article. I have been investing in SBI Emerging Bussiness Fund from past 6 months, and while continue the same for 6-7 years. Just wanted to clear my doubt that whether I should opt for one or two more scheme in midcap category as listed above in order to diversify the investment, or investing in one scheme (SBI Emerging) will be enough to meet my goals.
Please suggest. Thanks in Advance.
Regards,
Ranjan
Ranjan, Diversify in two to have better returns in longer run.
Hi Suresh
Once again kudos for a well researched and written article. Really all the readers would be and are grateful for your analysis.
Please also post on top 5 Gold ETF funds to invest for in 2014, as gold value is down now, and might be a good option to enter into it now. what do you think ?
Hi Nanmith, Thanks for your apreciation. I have already posted best Gold ETF’s to invest. Here is the link. https://myinvestmentideas.com/2013/09/best-gold-etfs-in-india-to-invest-in-2013/
Thanks Suresh, the link shows for 2013, is it valid for 2014 too ?
and also is it possible to purchase these funds thru the demat account on online trading platform ? i have never done these before hence appreciate your kind advise.
and is this a good time to invest in gold etf's, as gold prices are falling and are quite low ?
Hi Nanmith, The link indicates the month and year in which I have posted the article. I just highlighted that in coming year you can buy these top funds. You need to have mutual fund brokerage account to buy them. If you have ICICIDirect or fundsindia account, demat account+mutual fund account are combined here. Yes there are several others who offer such combined service. Regd Gold ETF’s to be purchased, tell me whether you want to buy at gold high prices or want to buy at low prices when prices are falling and accumulate for long term ? You have the answer now 🙂 If you are short term investor, entering into gold ETF’s now would be little riskly.
Hi Sresh,
What is your outlook on Mid cap space in the coming year.
Shiv, I generally does not comment on outlook for an year or so. If you want to invest in mid-cap space, there is every scope to invest. It depends on stock you choose + timing. I believe no point in choosing a good stock when market reached its peaks. It should be balanced between good stock + timing + invest in various market cycles. All these can happen between 3 to 5 years time frame.
Dear Suresh,
I just read your article today. Thanks for the article and your analysis. Sometimes back, I also have done some analysis and found that BNP Paribas Midcap fund is performing well when compared to the funds listed. I also found that SBI Emerging Business fund is not performing well since 2 yrs and many advisors are asking not to invest in this fund, instead suggesting to invest in IDFC Premier Equity or ICICI Pru Discovery fund. Pls correct me if my analysis is wrong.
Thanks
Ravi N
Hi Ravi, There would be always better funds. 2 years performance cannot be taken as basis. e.g. this fund has given 11% in last 3 months now. 4% in last 1 month. Since it is lagging behind its peers in short term of 1-2 years, advisors might be suggesting to shift fund. I don’t blame them. That is how even investors are looking. They want quick returns in 1-2 years and do not have patience to wait for long term. Yes IDFC Premier equity and ICICI discovery funds are also good.
Hi, Nice article. I am investing in IDFC prem equity plan A thorugh sip from 3 yrs. As per you much much percentage should we have for small and midcap in our portfolio. My horizon is for 15 to 20 yrs, besides I have other mfs in large cap and large and midcap too. Please comment
Satish, There is no hard and fast rule here. You can invest up to a maximum of 20% of your portolio in these funds.
Sir,
I am new to investments. I can invest rs5000 every month for 10yrs. Can u suggest some sips.
Thanks.
Hi Priya, Since you are new to investment, my suggestion is to invest in balanced mutual funds to start with. 1) Invest in ICICI Balanced fund and HDFC Balanced fund. Keep some amount into recurring deposits also. 2) Once you are familar on how mutual funds operate, you can invest in large cap funds and diversified mutual funds. 3) If you can take some risk, you can invest in these top 5 mid cap and small cap funds which I have recommended. But note that you should hold them for 8 to 10 years to get good returns. You can keep tracking every month on how your funds are progressing.
Hello Sir!
Great and very informative article.
I love to read your articles ,good work sir.
R.Sridhar
Hello Suresh Sir,
Nice article.
Hello Sir
Im a geologist and i work offshore.
The more i read your articles the more i like them.
Just want to say thank you for everything.
Keep up the good work.
Maven
Respected Sir,
I read your mutual fund article regularly.I found it very useful.Sir, my monthly saving for M.F. is Rs. 3000/-. Three months back I started 2 mutual fund of Rs.1000/- p.m on ICICI Pru Focused Blue chip & UTI Opp. Fund . So please suggest me another 1000/- whr shd I invest? Should I go for BSL Frontline Equity Fund or one from the above 5 small/mid cap fund?
I obey your advice so kindly recomend me the good M.F. Thanking you Sir.
Pls pick-up any one fund from this article Ramesh. I have done thorough analysis before posting the article.