Top 15 Best Performing Mutual Funds in the last 5 to 10 years
Sensex is touching new highs every week. There are several best performing mutual funds in the last 5 to 10 years. Some of the sectors like FMCG gave 20% annualised returns in the last 10 years. Which among the sectors/segments gave highest returns for mutual fund schemes? Which are the top 15 best performing mutual funds from large-cap, midcap, smallcap, diversified, balanced, tax saving / ELSS Mutual funds. This article would help you to understand which sectors performed well for mutual funds and which are the top performing mutual funds among these sectors.
Also Read: Top 5 Midcap Funds to invest in 2017-2018
How I filtered Top 15 Best Performing Mutual Funds in Last 5 to 10 years?
Here are the key parameters on how I filtered these Top Performing Mutual funds in India.
1) Mutual funds that gave highest returns in last 10 years, 5 years, 3 years, 1 year and 3 months.
2) Picked mutual fund schemes that have good rating from value research online i.e. 5 Star, 4 Star and 3 Star ratings only considered. However sector funds are not rated by VRO, hence this parameter ignored for sector funds.
3) Funds that gave consistent returns in the last 5 to 10 years are given importance rather than high returns in bull-run only.
4) Picked 2 mutual fund schemes each from large cap, midcap, smallcap, diversified and balanced segment. We have picked-up 3 mutual fund schemes each from sector funds and ELSS category.
Which are the best sectors/segments that gave highest returns for mutual fund schemes?
We have analysed and found that below sectors have given highest returns for mutual fund schemes in the last 5 to 10 years.
1) Mutual funds in FMCG segment gave 18% annualised returns in last 5 years and 20% annualised returns in the last 10 years. This segment gave highest returns among the mutual fund schemes in the last 10 years.
2) Mutual funds in Banking Sector gave 14% annualised returns in last 5 years and 15% annualised returns in last 10 years. This sector gave second highest returns among the mutual fund schemes in the last 10 years. One should keep investing in banking and financial sector as this is ever green industry.
3) Mutual funds in Small cap segment gave 28% annualised returns in last 5 years and 15% annualised returns in last 10 years. This segment gave 3rd highest returns among the mutual fund schemes in the last 10 years. One should keep investing 5% to 20% of their portfolio in small cap segment.
4) Mutual funds in Pharma Sector gave 17% annualised returns in last 5 years and 14% annualised returns in last 10 years. This sector gave 4th highest returns among the mutual fund schemes in the last 10 years. However this sector is facing downturn in the last 6 to 9 months, one should be little cautious while investing in this sector.
5) Mutual funds in Midcap segment gave 23% annualised returns in last 5 years and 13% annualised returns in last 10 years. One should keep investing 15% to 20% of their portfolio in mid-cap funds.
6) Mutual funds in Multi-cap segment gave 17% annualised returns in last 5 years and 11% annualised returns in last 10 years. One should always invest some portion of their portfolio in multicap / diversified funds.
7) Mutual funds in ELSS segment gave 18% annualised returns in last 5 years and 11% annualised returns in last 10 years. This is one fo the best ways to invest your money for tax saving and to get highest returns for your money saved for tax.
8) Mutual funds in Balanced segment gave 16% annualised returns in last 5 years and 11% annualised returns in last 10 years. You should invest in such funds if you are moderate to low risk taker.
9) Mutual funds in Largecap segment gave 12% annualised returns in last 5 years and 10% annualised returns in last 10 years. Largcap funds would move based on movment in SENSEX, hence one should invest good portion in largecap funds.
As indicated in my earlier articles, one should diversify their portolio by investing their money of 30% in large cap funds, 20% in multi-cap, 20% in mid-cap, 20% in smallcap segment and 10% in balanced segment. We can play with these ideal portfolios based on the risk appetitie. You may add more in mid-cap and small-cap if you are high risk taker and add more in balanced segment if you are moderate to low risk taker.
Top 15 Best Performing Mutual Funds in the last 5 to 10 years
Top#1 – Birla SL Frontline Equity (Large cap segment)
Fund Objective: This fund aims to generate long term growth of capital by diversifying across various industries/sectors in BSE 200.
Fund Performance: This fund has beaten its benchmark and provided 19% annualised returns in the last 5 years and 14% annualized returns in last 10 years. It gave 19% returns in the last 1 year in this bullrun. Value Research Online rates it as 5 Star. This one of my favorite large cap fund which performed well in the last 5 to 10 years.
Top#2 – Birla SL Top 100 Fund (Large cap segment)
Fund Objective: The scheme invests predominantly in a diversified portfolio of equity and equity related securities of top 100 companies based on market capitalization. The scheme may also invest in ADR/GDR & equities of listed overseas companies.
Fund Performance: This fund has beaten its benchmark and provided 19% annualised returns in the last 5 years and 12% annualized returns in last 10 years. It gave 19% returns in the last 1 year in this bullrun. Value Research Online rates it as 4 Star. This one of my second favorite best large cap fund that performed well in the last 5 to 10 years.
Top#3 – HDFC Midcap Opps Fund (Midcap segment)
Fund Objective: This mutual fund's objective is to invest in mid sized companies.
Fund Performance: This fund has beaten its midcap benchmark and provided 25% annualised returns in the last 5 years and 18% annualized returns in last 10 years. It gave 29% returns in the last 1 year in this bullrun. Value Research Online rates it as 4 Star. This one of my favorite midcap fund that I am investing for several years now.
Top#4 – UTI Midcap Fund (Midcap segment)
Fund Objective: This mutual fund's objective is to invest in mid sized companies.
Fund Performance: This fund has beaten its benchmark in midcap segment and provided 26% annualised returns in the last 5 years and 16% annualized returns in last 10 years. It gave 17% returns in the last 1 year in this bullrun. Value Research Online rates it as 3 Star. One of the good midcap mutual fund to invest in India for long term of 5-10 years.
Top#5 – DSP BR Micro Cap fund (Smallcap segment)
Fund Objective: This fund’s objective is to generate long-term capital appreciation from a portfolio of small-cap companies.
Fund Performance: This fund has beaten its benchmark in smallcap segment and provided 32% annualised returns in the last 5 years and 19% annualized returns in last 10 years. It gave 28% returns in the last 1 year in this bullrun. Value Research Online rates it as 4 Star. One of the good small cap mutual fund to invest in India for long term of 5-10 years. However since the fund has grown very large, they stopped fresh investments from new investors. Existing investors should continue to invest in such good funds.
Top#6 – Franklin India Smaller Companies Fund (Smallcap segment)
Fund Objective: This fund’s objective is to generate long-term capital appreciation from a portfolio of mid-cap and small-cap companies. It invests upto 75% in smaller companies.
Fund Performance: This fund has beaten its benchmark in smallcap segment and provided 31% annualised returns in the last 5 years and 16% annualized returns in last 10 years. It gave 24% returns in the last 1 year in this bullrun. Value Research Online rates it as 4 Star. One of the top performing smallcap mutual fund to invest in India for long term of 5-10 years.
Top#7 – Franklin India High Growth Cos Mutual Fund (Multicap segment)
Fund Objective: The fund seeks to achieve capital appreciation through investments in Indian companies/sectors with high growth rates or potential. It will focus on companies offering the best trade-off between growth, risk and valuation. The fund managers will follow an active investment strategy and will be focusing on rapid growth companies which will be selected based on growth, measures such as Enterprise value, growth rate, price/earnings/growth, forward price/sales, and discounted EPS.
Fund Performance: This fund has beaten its benchmark in diversified segment and provided 24% annualised returns in the last 5 years. It gave 19% returns in the last 1 year in this bullrun. Value Research Online rates it as 5 Star. One of the good multicap mutual fund to invest in India for long term of 5-10 years.
Top#8: Birla SL Equity Fund (Multicap segment)
Fund Objective: This mutual fund seeks long term growth of capital and regular income through 90% investment in equities and balance in debt and money market instruments. The scheme would adopt top-down & bottom-up approach of investing and it invests in IPO’s and emerging sectors.
Fund Performance: This fund has beaten its benchmark in multipcap segment and provided 23% annualised returns in the last 5 years and 12% annualized returns in last 10 years. It gave 29% returns in the last 1 year in this bullrun. Value Research Online rates it as 4 Star. One of the good multicap mutual fund to invest in India for long term of 5-10 years.
Top#9 – HDFC Balanced Mutual Fund (Balanced segment)
Funds objective: This mutual fund scheme aims to generate capital appreciation from a combined portfolio of equity and debt instruments. This scheme invests up to 60% in equity and balance in debt related instruments.
Fund Performance: This fund has beaten its peers in balanced fund segment and provided 18% annualised returns in the last 5 years and 16% annualized returns in last 10 years. It gave 21% returns in the last 1 year in this bullrun. Value Research Online rates it as 4 Star. One of the good balanced mutual fund to invest for medium to long term of 5-10 years.
Top#10 – Birla SL Balanced 95 Fund (Balanced segment)
Funds objective: This mutual fund scheme aims to generate capital appreciation from a combined portfolio of equity and debt instruments. This scheme invests up to 60% in equity and balance in debt related instruments.
Fund Performance: This fund has beaten its benchmark in balanced segment and provided 18% annualised returns in the last 5 years and 14% annualized returns in last 10 years. It gave 18% returns in the last 1 year in this bullrun. Value Research Online rates it as 4 Star. One of the good balanced mutual fund to invest in 2017-2018 for medium term to long term of 5-10 years.
Top#11 – Franklin India Tax Saver Fund (ELSS segment)
Fund Objective: The MF scheme aims medium to long term growth of capital along with income tax rebate. This scheme invests in equities and it has good exposure to PSU Bonds, debentures and other debt related instruments.
Fund Performance: This fund has beaten its benchmark in ELSS segment and provided 19% annualised returns in the last 5 years and 14% annualized returns in last 10 years. It gave 15% returns in the last 1 year in this bullrun. Value Research Online rates it as 4 Star. One of the good Tax Saving ELSS mutual fund for long term of 5-10 years.
Top#12 – DSP BR Tax Saver Fund (ELSS segment)
Fund Objective: The mutual fund scheme aims to generate medium to long-term capital appreciation from a diversified stock portfolio of equity and equity related securities along with tax savings.
Fund Performance: This fund has beaten its benchmark in ELSS segment and provided 21% annualised returns in the last 5 years and 14% annualized returns in last 10 years. It gave 23% returns in the last 1 year in this bullrun. Value Research Online rates it as 4 Star. One of the good Tax Saving ELSS mutual funds to invest for long term of 5-10 years.
Top#13 – SBI FMCG Fund (Sector based – FMCG)
Fund Objective: SBI FMGC Mutual fund invests in FMCG Companies in India.
Fund Performance: This fund provided highest returns in FMCG Funds segment and provided 20% annualised returns in the last 5 years and 22% annualized returns in last 10 years. It gave 24% returns in the last 1 year in this bullrun. One of the good sector funds to invest, however it should be only for short term to medium term of 3-5 years only.
Top#14 – Reliance Banking Fund (Sector based – Banking)
Fund Objective: The scheme aims to generate continuous returns by actively investing in equity, equity related or fixed income securities of banks. The proportion of investment between equity and debt will be decided based on the view of the fund manager on anticipated movement in both debt as well as equity markets.
Fund Performance: This fund provided highest returns in Banking Funds segment and provided 20% annualised returns in the last 5 years and 18% annualized returns in last 10 years. It gave 38% returns in the last 1 year in this bullrun. One of the good banking sector funds to invest, however it should be only for short term to medium term of 3-5 years only.
Top#15 – UTI Transportation and Logistics Fund (Sector based – Others)
Fund Objective: This fund objective to provide Capital appreciation through investments in the stocks of the companies engaged in providing transportation services, design, manufacture, distribution or sale of transportation equipment and companies in the logistics sector.
Fund Performance: This fund provided highest returns in other sector Funds segment and provided 31% annualised returns in the last 5 years and 20% annualized returns in last 10 years. It gave 25% returns in the last 1 year in this bullrun. This is one of the best sector funds to invest in 2017-18, however it should be only for short term to medium term of 3-5 years only.
Here is the summary of all these top 15 mutual funds along with its performance
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Suresh
Top 15 Best Performing Mutual Funds in the last 5 to 10 years
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I invest me sip plan in hdfc mid cap oops fund in 5 years. Monthly 5000 rupees. How my return in after 5 years
I want to start sip which fund best for 5 year's
Good
Want to get Rs 50 Lakh in 10 Years, what should be the Sip amount & which fund to invest in.
Hi Amit, You can achieve this in 2 ways 1) Invest Rs 12,500 per month for 10 years and increase your investment by 10% year on year (Rs 1,250 as an example). With 15% annualised returns, you can achieve Rs 50 Lakhs corpus in 10 years 2) You can invest Rs 18,000 per month for 10 years and at 15% returns, you would be still able to achieve your goal. In this method you don’t need to increase your SIP amount every year. 3) Pls consider investing in 5-7 mutual funds which should comprise of large cap funds, midcap/smallcap fund and diversified funds and balanced funds (25% in each category). All the best.
Please suggest for Sip of rs 25000 for 10 years
I want to made my portfolio for higher gain, Pl suggest me.
Hi Santosh, You can invest in large cap and diversified funds to start with.
Hi
I want to invest in a Multi cap fund. I am confused between HDFC Equity Fund, ABSL Advantage Fund and ABSL Equity Fund. Can anyone help me in choosing one?
Hello Sir,
Great articles with very useful info. Thanks and keep up the good work please.
I've been investing in the below funds past 1.5 years and willing to stay invested for next 8-10 more years, hopefully. Also, I bump up the SIPs by 10% each year, regardless of the market conditions.
Mutual Funds
Birla SL Advantage Direct-G – INR 10k (Multi cap)
DSPBR Micro Cap Direct-G – INR 10k (Small cap)
DSPBR Tax Saver Direct-G – INR 10k (ELSS)
ICICI Pru Balanced Direct-G – INR 10k (Balanced/Hybrid)
ICICI Pru Value Discovery Direct-G – INR 10k (Multi cap)
Mirae Asset Emerging Bluechip Direct-G– INR 15k (Mid cap)
SBI Bluechip Direct-G – INR 10k (Large cap)
Do you suggest any changes in my portfolio such as changing/switching or dropping any fund (more consolidation) ?
Thanks once again for keeping this blog alive and interesting. Krishna.
Hello Suresh Sir,
A big Thank you for your effort.
I am regular reader of your articles, kindly review about my investments and suggest any modification,
and also suggest me a fund to invest for 5000 per month ( I think i wont have any mid cap & small cap funds, should I add? kindly suggest)
Axis Long Term Equity Fund (G) 2000/PM
Birla SF Top 100 Fund (G) 2000/PM
Franklin India High Growth Companies Fund (G) 3000/PM
ICICI Prudential Focused Bluechip Equity Fund (G) 1000/PM
SBI Blue Chip (G) 1000/PM
Suresh Ji,
I have started 5 MFs Rs 25000/month each. my plan is for 8 years if evrything goes smooth by god's grace.
1. Birla SL fronline Equity growth -Direct
2.HDFC mid cap opps funs growth- Direct
3.Franklin india smaller cos fund growth -Direct
4.HDFC balanced fund growth – Direct
5.Birla SL Equity fund growth -Direct
is it Ok my choise, or need to change anything ?
waiting for ur advice Ji. thanks
Hello suresh,
I'm investing in 8 different SIP's every month.
Below details. Pls tell for which I should continue investing and which to stop with.
Birla sunlife frontline equity fund regular (G)
1500
Axis midcap fund (G)
2000
Tata equity P/E fund growth
1000
reliance top 200 fund (G)
1500
ICICI Prudential value discovery find (G)
2000
DSP black rock natural gas & energy direct plan
500
L&T midcap fund cumulative
2000
SBI Blue Chip Fund (G)
1500
why are Franklin bluechip, ICICI Focussed Bluechip and SBI funds not in the list..they have been consistent performers for more than 10 + years
Sir,
Recently I changed my name in PAN CARD, in addition, to add with AADHAR.
Do I have to do anything with my mutual fund house and shares which I am holding at present?
Suresh sir, i have invested in axis 25 focused growth plan Rs.2000 SIP each.is it worth to have same SIP of same fund?
again i have invested 50k in lumpsum in franklin smaller companies fund,hdfc prudence growth and reliance fund. Is this combination Good one or not?
now i am again planning to invest 50k in lumpsum. where shd i invest this time? any suggestion.
Nice enlightening post.
I am a Senior Citizen.I want to have steady stream of monthly cash inflows.Can you suggest Mutual Funds that declare dividends more than Bank Annual Interest per annum?
Very good. Very useful
Thank you Milind