Top 15 Best Mutual Funds SIP to invest in India in 2018
Mutual Funds reclassification is completed now. There are several mutual fund schemes that are renamed. Some mutual funds are moved from one category to another. Stock markets are volatile, however not seen any major crash in blue chip stocks. However, Midcap and small cap mutual funds have shown lower returns in the last 6 months to 1 year. Investors are in little dilemma which are the top and best Mutual Funds SIP to invest in India in 2018. If you are one among such investor, this article is for you. We have picked up some of the top mutual funds to invest through SIP in 2018 in large cap, Midcap, small cap, multi cap and balanced fund category after the reclassification of mutual fund schemes.
Also Read: Best Performing Mutual Funds to invest in IT and FMCG
Top 15 Best Mutual Funds SIP to invest in India in 2018
These Top 15 mutual funds are picked-up based on some of the important parameters indicated here.
1) These funds are picked up based on highest returns received in the last 1,3 and 5 years.
2) Since markets have reached the peak and volatile too, we have considered 3 months returns also while ranking these funds.
3) Mutual Fund Schemes that are rated by Crisil as Rank-1, Rank-2 and Rank-3 are given preference as they indicate good fundamentals.
4) Value research Online (VRO) rated these SIP mutual funds as 5 star, 4 star and 3 star.
5) Funds has been further filtered based on AUM (Assets under management) > 500 Crores. This proves investor confidence among these mutual funds.
6) Direct Plans are excluded from such list.
3 Best Large Cap Mutual Funds SIP to invest in India in 2018
Top#1 – Mirae Asset India Equity Fund
Fund Objective: The mutual fund scheme aims to maximize long term capital appreciation by finding investment opportunities resulting from Indian economic growth and its structural shifts through investing in equity and equity related securities.
Fund Performance: This fund has provided 20% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 92,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 2.5 Lakhs.
Why to invest: Fund outperformed compared to its peers, making this as a unique mutual fund scheme. Crisil ranked as Rank-2 and value research online as 5-Star. This is one of the best large cap mutual fund to invest in India.
Top#2 – UTI Equity Fund
Fund Objective: The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.
Fund Performance: This fund has provided 17% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 90,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 2.1 Lakhs.
Why to invest: Even this fund outperformed compared to other large cap mutual funds. Crisil ranked as Rank-3 and value research online as 3-Star. This is one of the top large cap mutual fund to invest in 2018.
Top#3 – Aditya Birla Sun Life Frontline Equity Fund
Fund Objective: The Scheme aims to generate long term growth of capital, through a portfolio with a target allocation of 100% equity by aiming at being as diversified across various industries and or sectors as its chosen benchmark index.
Fund Performance: This fund has provided 16% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 85,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 2.1 Lakhs.
Why to invest: This is the 3rd fund that has outperformed among the large cap funds. Crisil ranked as Rank-4 and value research online as 4-Star.
You may like: Best Largecap Mutual Funds to invest in 2018
3 Best Mid Cap Mutual Funds SIP to invest in India in 2018
Here are some recommendations in this category. These are already part of Top 5 Mutual Funds recommended by us earlier from in this category.
Top#4 – Canara Robeco Emerging Equities Fund
Fund Objective: The scheme seeks to generate capital appreciation by investing in a diversified portfolio of large and mid-cap stocks.
Fund Performance: This fund has provided 30% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 112,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 3.7 Lakhs.
Why to invest: This fund has outperformed among Midcap funds. Crisil ranked as Rank-3 and value research online as 4-Star. This is one of the best mid cap mutual fund to invest in India in 2018.
Top#5 – Aditya Birla Sun Life Pure Value Fund
Fund Objective: The scheme seeks to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities by following value investing strategy i.e buying into stocks that are trading for less than their intrinsic value – stocks that the market is undervaluing.
Fund Performance: This fund has provided 29% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 107,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 3.6 Lakhs.
Why to invest: This fund too has outperformed among Midcap funds. Crisil ranked as Rank-2 and value research online as 4-Star. This is one of the good mid cap mutual fund to invest in India.
Top#6 – L&T Midcap fund
Fund Objective: To generate capital appreciation by investing primarily in mid cap stocks. The Scheme will invest primarily in companies whose market capitalization falls between the highest and the lowest constituent of the Nifty Free Float Midcap 100 Index.
Fund Performance: This fund has provided 29% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 111,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 3.5 Lakhs.
Why to invest: This is the 3rd mid cap fund that outperformed among these mid cap funds. Crisil ranked as Rank-2 and value research online as 5-Star.
3 Best Small Cap Mutual Funds SIP to invest in India in 2018
Top#7 – Reliance Small Cap Fund
Fund Objective: The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies.
Fund Performance: This fund has provided 35% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 125,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 4.5 Lakhs.
Why to invest: This fund has outperformed among small cap funds. Crisil ranked as Rank-1 and value research online as 4-Star. This is one of the best Small cap mutual fund to invest in India.
Top#8 – SBI Small Cap Fund
Fund Objective: The scheme seeks to provide investors with opportunities for long-term growth in the capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of small cap companies.
Fund Performance: This fund has provided 35% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 131,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 4.4 Lakhs.
Why to invest: This fund too has outperformed among small cap funds, making it as a Top Small Cap fund. Value research online as 5-Star.
Top#9 – Franklin India Smaller Cos fund
Fund Objective: The scheme aims to provide long-term capital appreciation by investing in mid and small cap companies. Normally, it would invest at least 75 per cent of its assets in smaller companies.
Fund Performance: This fund has provided 29% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 105,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 3.6 Lakhs.
Why to invest: This fund too outperformed among small cap funds, making it as a unique Small Cap fund. Crisil ranked as Rank-3 and value research online as 4-Star.
3 Best Diversified Multicap Mutual Funds SIP to invest in India in 2018
Top#10– Tata Equity PE Fund
Fund Objective: This mutual fund aims provide capital appreciation by investing 70% in stocks having a trailing P/E ratio less than that of the BSE Sensex.
Fund Performance: This fund has provided 24% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 102,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 2.9 Lakhs.
Why to invest: This fund has outperformed among diversified mutual funds. Crisil ranked as Rank-1 and value research online as 5-Star.
Top#11– Invesco India Contra Fund
Fund Objective: The scheme seeks to generate capital appreciation by investing predominantly in Equity and Equity Related Instruments through contrarian investing.
Fund Performance: This fund has provided 24% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 100,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 2.9 Lakhs.
Why to invest: This fund too outperformed among diversified mutual funds in terms of performance. Crisil ranked as Rank-2 and value research online as 5-Star. This is one of the best diversified mutual fund to invest in India.
Top#12– Principal Multicap Growth Fund
Fund Objective: The fund seeks to achieve long-term capital appreciation through investment primarily in equities. With professional management and diversification provided the AMC, the risk will be considerably lower.
Fund Performance: This fund has provided 21% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 95,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 2.6 Lakhs.
Why to invest: Crisil ranked as Rank-1 and value research online as 5-Star. This fund has outperformed by giving 21% annualized returns among the category. This is one of the best diversified mutual fund to invest in 2018.
You may like: 10 Best Diversified Mutual Fund Schemes for 2018
3 Best Balanced Hybrid Mutual Funds to invest through SIP in 2018
Top#13– HDFC Balanced Fund
Fund Objective: The mutual fund scheme seeks to generate capital appreciation with current income from a combined portfolio of equity and debt instruments.
Fund Performance: This fund has provided 19% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 90,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 2.4 Lakhs.
Why to invest: This fund has outperformed among making it as top balanced mutual fund. Crisil ranked as Rank-1 and value research online as 4-Star. This is one of the best balanced mutual fund to invest in India.
Top#14– L&T Hybrid Equity Fund
Fund Objective: The scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities and to generate reasonable returns through a portfolio of debt and money market instruments to help generating funds in the long term to save for the cost of children's education.
Fund Performance: This fund has provided 18% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 87,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 2.3 Lakhs.
Why to invest: This fund too has outperformed among its peers in this category. Value research online as 4-Star. This is one of the best balanced mutual fund to invest in 2018.
Top#15– ICICI Pru Equity and Debt Fund (Erstwhile ICICI Balanced Fund)
Fund Objective: The scheme seeks to generate long-term capital appreciation and current income by investing in a portfolio that is invested in equities and related securities as well as fixed income and money market securities. The approximate allocation to equity would be in the range of 60-80 per cent with a minimum of 51 per cent, and the approximate debt allocation is 40-49 per cent, with a minimum of 20 per cent.
Fund Performance: This fund has provided 17% annualized returns in last 5 years. If one would have invested ₹ 1,000 per month through SIP for 5 years, the total investment would have been ₹ 60,000 and investment value would have grown to ₹ 87,000. If one would have invested ₹ 1 Lakh lump sum 5 years back, the amount would have now grown to ₹ 2.2 Lakhs.
Why to invest: This fund has outperformed in the last 5 years compared to its peers. Crisil ranked as Rank-2 and value research online as 4-Star.
Also Read: Top 10 Sector Mutual Funds to invest in India
Summary of these Top 15 Best Mutual Funds SIP to invest in India in 2018
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Top 15 Best Mutual Funds SIP to invest in India in 2018
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I have already invest 3 fund.Please check and inform this is correct funds ?
1 ) Franklin India Smaller Cos Fund – 2500 Rs for 20 year
2)Mirae asset emerging bluechip — 2500 Rs For 20 year
3 Reliance small cap fund -1000 rs for 20 year
All these are smallcap/midcap funds. You can add some funds in largecap category too
Please suggest this is a right fund for 20 year ?
Dear Sir,
I have the current Sip portfolio as per below . Please advise this is correct funds ?
1 ) Franklin India Smaller Cos Fund – 2500 Rs for 20 year
2)Mirae asset emerging bluechip — 2500 Rs For 20 year
3) RELIANCE SMALL CAP FUND-DIRECT GROWTH —1000 Rs for 20 year
Satish, All these are smallcap/midcap funds. You can add some funds in largecap funds too
Hi ,
I want to invest Lamsum 2L for 5 year ,please suggest if I should distribute amount into 4 different Mutual fund or should put all in 1 only. what is better approach.
Please suggest top-4 as per priority to invest.
I am ready to invest in SIP Please suggest best mutual fund.
I have already invest 2 fund.
1 ) Franklin India Smaller Cos Fund – 2500 Rs for 20 year
2)Mirae asset emerging bluechip — 2500 Rs For 20 year
Please suggest another one for 1000 Rs
Sir
Please reply
Hello Satish, You can invest in Birla frontline equity fund or ICICI focussed blue chip fund or SBI blue chip fund
Thank you so much for the detailed research and recommendations.
I have made 5k per month investment through SIP in 5 of the above funds.
Thats great Bharadwaj
Hi Suresh,
I am investing 1000 per month in each of these funds from almost 4+ years now. The last one (6) is lumsum investment.
Could you please advice whether I need to add any other funds to my portfolio or if any funds needs to switch ?
1. HDFC Balanced Advantage Fund (G)
2. ICICI value discovery fund (G)
3. Birla life frontline equity (G)
4. ICICI prudential focused bluechip equity fund (G)
5. Reilance equity opportunity fund (G)
6. HDFC Short Term Debt Fund – (G) —–> Lumsum
Good funds. Stay invested
Thanks Suresh. I am planning for a lumsum (50K) investment . Could you please advice any debt/Balanced fund if its recommended .
Hi Karan, You can invest in ICICI Prudential Debt and Equity Fund or HDFC Balanced Fund or Aditya Birla Sun Life Equity Hybrid Fund. All these are balanced funds.
hi want to invest in SIP 20k /Month
pls suggest
Hi Tutu, To invest 20K, you may need to select 4-5 mutual funds. You can invest in any of the funds indicated in this article
The Sensex is now in peak stage/all time high. Suggest whether is this right time to invest in MF or to wait for correction as the Lok sabha election is very near.??? If its the time for investment ., suggest very good Mutual fund schemes . .
If you are looking for lumpsum investment, you need to wait for some correction. If you are investing through SIP, you can continue
Dear sir,
I am investing in below funds for past 1 year now. My investment horizon is long term (>10 years). Kindly suggest if the portfolio needs rebalancing as the returns for some funds are not up to the mark and I want to limit the funds to 3-4. Please suggest some new funds if rebalancing is needed.
Fund
Amount
Equity
Aditya Birla SL Frontline Equity Fund(G)
2000
DSPBR Midcap Fund-Reg(G)
1000
Franklin India Smaller Cos Fund(G)
2000
L&T India Value Fund-Reg(G)
2000
Reliance Small Cap Fund(G)
2000
SBI BlueChip Fund-Reg(G)
2000
Hybrid
ICICI Pru Equity & Debt Fund(G)
2000
L&T Hybrid Equity Fund-Reg(G)
2000
Thanks,
Nikhil
You are investing in good funds. Don’t worry about market fluctuations. Stay invested.
Dear Sir,
I have the current MF portfolio as per below . Please advise on the funds that I have selected.
Mirae Asset Emerging Bluechip Fund (G)- 3000 for 5 years
PRINCIPAL EMERGING BLUECHIP FUND REGULAR PLAN GROWTH- 5000 for 5 Years
SBI BLUE CHIP FUND – GROWTH- 3000 for 10 Years.
ICICI Prudential Equity & Debt Fund – Direct Plan – Growth – 3000 for 25 years (recently started- my retirement fund).
I would also like to add three more funds , 3000 each , 25 years for me and my wife (for retirement ) . Please advise
Thanks
Dilip
You are investing in good funds. Continue to invest in them. You can select any of the large cap, diversified or balanced funds from this article to add 3 funds in your portfolio
My brother is planning to invest about 50k to 1 lac per month in SIP in the name of his son. Please suggest which funds should he go for anf how much to invest in each of them. His investmest horizon is long term for about 10-15 years
Since the investment horizon is 10-15 years which is long term, he can pick-up 2 funds each from Largecap, diversified, midcap/smallcap and balanced funds for a total of 6 to 8 funds. All funds indicated are good ones.
Respected Sir,
First of all thanks for the informative articles . I keep on reading your articles on investment.
Just one question which would be the best fund to invest as a lumsum amount for long term. (say 10000).
You can invest in large cap or balanced fund indicated in this article
Dear Sir, I am planning to invest in SIP for 10 – 15 years.
(Rs. 1000 each in Growth option)
1. Reliance small cap fund
2. Canara rob emerging fund
3. Mirae asset emerging bluechip reg
4. L&T midcap fund reg
5. HSBC smallcap fund
6. Franklin india smaller cos fund
7. aditya Birla SL pure value fund
8. Principal emerging bluechip fund
9. kotak emerging equity scheme
10.Tata equity P/E fund
11.HDFC midcap opportunities fund reg
12.DSP Blackrock smallcap fund reg
13.SBI bluechip fund reg
14.UTI transportation & Logistic sector
15.SBI smallcap fund
16.Invesco india contra fund
17.Edelweisss midcap fund reg
18.Tata digital india fund reg
19.Tata india consumerfund reg
20.ICICI prudential value discovery fund
21.Tata retirement fund – prog plan.
Should I go ahead or some change is required.
please advise.
Thanks
raman
Hello raman, first is you should be investing in so many funds (my god 21 funds :-)). You can cut them to 5-8 mutual fund schemes. Most of the funds are in smallcap, midcap, sector funds (except for last one which is retirement fund). If you are high risk investor, pick 2 funds from each of these categories and invest in them
Dear Suresh Sir,
I have invested in the below funds last year in monthly SIP. I am 35 years old and would like to make corpus of at least80 lakhs in 10 years.
Most of the funds except Axis long term equity all funds are showing negative SIP returns. Have I invested in the good funds and when to seriously look to change/switch funds.
Axis Mutual Funds – 5000
DSP BlackRock Focus 25 Fund – Direct Plan – Growth- 3000
Birla Sunlife Mutual Fund – 6000
Mirae Asset Emerging Bluechip Fund – 5000
Franklin Tempelton India – 2000
L&T India Value Fund – 3000
Principal Emerging Blue Chip Fund – 2000
HDFC Balance Fund – 2000
Franklin India Savings Plus Fund Retail Option -4000
Looking forward to your valuable reply
Hi Umesh, some of the fund names indicated by you are only mutual fund house name, you need to indicate complete name so that I can guide you.
Dear Suresh Sir,
Apologies, I missed fund names in the previous query. Please find the below:
Axis Long term equity (tax saving)– 5000
DSP BlackRock Focus 25 Fund – Direct Plan – Growth- 3000
Birla Sunlife Frontline equity Mutual Fund – 6000
Mirae Asset Emerging Bluechip Fund – 5000
Franklin Tempelton India smaller companies – 2000
L&T India Value Fund – 3000
Principal Emerging Blue Chip Fund – 2000
HDFC Balance Fund – 2000
Franklin India Savings Plus Fund Retail Option ( Debt)-4000
All are direct growth plans which are about 10 to 12 months old. Recently all the funds except Axis are showing negative SIP% returns. I am worried and let me know when to seriously look for switching to other funds.
Looking forward to your quick reply.
Regards,
Umesh Kumar
Hi Umesh, The funds which you are investing are good. However due to markets being down in some of the midcap/small cap stocks, you are seeing negative or low returns. Continue to invest as you should not be worrying about short term fluctutations.
Sir, I have these funds in my fortfolio. and plan to invest for more than 15 years .
1. SBI Blue Chip Direct(G): Rs 1000.00
2.Motilal Oswal Multicap 35 Direct(G):Rs 1500.00
3.Mirae Asset Emerging Bluechip Direct (G):1000.00
4.SBI Small Cap Direct (G) :Rs1000.00
Should I continue with these funds …. or change something pls reply sir.
Goutam, You have selected good funds.You can stay invested in these funds
Hi
Sureshji,
I am having a SIP in BNP Paribas Mid Cap Fund(G) since two years.Kindly suggest for continuing the same or better aternative in the same line.
Regards
Janardan
Janardan
Hi Janardhan, This midcap fund has been underperforming for the past few years. You can review and exit and invest in better midcap funds
Hi Sureshji,
I have stayed invested in the below funds for past few years..
Is it worth continuing with these or should i remove them.
UTI OPPORTUNITIES FUND GROWTH
Mirae Asset Emerging Bluechip Fund – Regular Plan Growth Option
RELIANCE PHARMA FUND – GROWTH PLAN – GROWTH OPTION
SBI HEALTHCARE OPPORTUNITIES FUND REGULAR GROWTH
UTI-TRANSPORTATION AND LOGISTIC SECTOR – GROWTH PLAN
Awaiting quick response..
rgds
Santosh
Good funds. However fnd you invested are sector funds and midcap funds. These are high risk. You should invest in balanced portfolio of diversified funds and sector funds. You may add some funds in largecap/diversified segment too
Hi Suresh Ji,
How are you doing?
I am investing in Mirae Asset Emerging Bluechip Fund – Direct Plan – Growth, could you please tell me your view on this. It is negative over the months now
Thanks,
Prashanth
Hi Prashant, Midcap and smallcap stocks has been taking correction for the past few months, hence you are seeing that your midcap fund showing negative returns. This is an opportunity to invest more now. Don’t worry about short term fluctuations, you need to see this from medium to long term perspective
Alright I will stay invested, thanks for your quick response
Good
Dear Suresh,
Please clarify ” This is an opportunity to invest more now”. Does this mean to buy lump sum or SIP during negative returns period. If yes, which one to prefer SIP or lump sum. Also I have one more query, is CAGR and SIP return% are same? and how is it different from absolute return. Many thanks in advance
Looking forward to your quick response.
Hi Umesh, What I meant is now midcap/smallcap stocks are taking beating, hence you can invest some money in those funds. You can invest more through SIP, but even if you are some lumpsum money, you can invest them now.
Dear Mr Suresh
I am investing in the following two funds (from March 2011)
DSP Small cap 3000/ PM
ICICI Pru discovery fund 5000/ PM
Should I continue? If not please suggest other funds. I can invest another 10 years.
Thanks in advance
Hi Deepak, DSP Smallcap (erstwhile DSP Microcap fund) is good fund, continue to invest. ICICI Pru Value discovery fund is under performer in the last few years, you can review and exit this fund
Hi Suresh,
Kindly have a look at below and advice if I need to continue or modify some of the SIP as mentioned below:
SIP (Total 56000 per month)
ABSL Tax Relief96 Fund – Direct (G)- 10,000
HDFC Balanced Fund -Direct (G) – 5,000
ICICI PRU VALUE DISCOVERY FUND- Direct (G) – 5,000
SBI Magnum Multicap Fund -Direct(G) – 5,000
ABSL Frontline Equity Fund -Direct (G) – 10,000
ICICI PRU TOP 100 -Direct (G) – 1,000
ICICI PRU FOCUSSED BLUECHIP FUND -Direct (G) – 10,000
Frankline India Smaller Companies Fund-Direct(G) – 5,000
Mirae Asset Emerging Bluechip Fund -Direct (G) – 5,000
UTI EQUITY FUND -Direct (G)- SIP DISCONTINUED -160,000
LUMPSUM
HDFC Balanced Fund -Direct (G)- 500,000
ICICI PRU FOCUSSED BLUECHIP FUND -Direct (G)- 200,000
Investment horrizon is for 10 years.
Kindly have a look at above funds and advise me about the portfolio.
All are good funds. ICICI Pru value discovery fund has been under performer in the last few years. You can review this fund and exit if required.
What about the HDFC Balanced Fund? Shall I continue with it or start the STP to HDFC Small Cap Fund?
Hi Bhushan, I already covered HDFC balanced fund which is good mutual fund scheme. You can invest. HDFC Smallcap fund is unique fund which has outperformed smallcap mutual fund segment. You can continue to invest.
Hi Suresh,
I am a regular reader of your blogs and really appreciate your guidance provided on different investment options. I have following query:
Currently, I am investing in Mutual Fund with 20K Per Month and goal is to maximize my Investment for Future. Also doing Lump sum investment occasionally into same schemes approx. 10K-20K in a year :-
1. HDFC Top 200 Fund-Regular Plan-Growth – 2000 (Large Cap)
2. HDFC Mid Cap Opportunities Fund-Regular Plan– Growth -> 3000 (Small & Mid Cap)
3. ICICI LTEF (Tax Saving)-Direct Plan-Growth -> 2000 (ELSS)
4. Birla Sun Life Frontline Equity Fund -Growth -> 3000 (Large Cap)
5. SBI Blue Chip Fund Plan-Direct Plan-Growth -> 2000 (Large Cap)
6. Franklin India Prima Fund-Direct-Growth ->3000 (Small & Mid Cap)
7. Kotak Select Focus Fund – Growth -> 2000 (Diversified)
8. Mirae Asset Emerging Bluechip-Reg(G) -> 3000 (Small and Mid Cap Fund)
9. ICICI Prudential Balanced Fund-Growth Complete 3 Years in Jan 2017 (Balanced)
10. ICICI Prudential Balanced Fund-Direct Plan-Growth -> 20000 (Balanced)
Please suggest if any add/deletion required in above MF Scheme for better return or do i need to switch in some other plan.
Thanks in Advance !!
Hi Amit, Good day. The funds invested by you are good. You can continue to invest in these funds. All the best
Dear suresh,
could you please advise on my portfolio
Monthly SIP of 40K
ABSL Equity fund (Multicap) : 20K
ICICI Equity and debit Fund( Balanced fund) : 20k
Fixed amount of 20 Lks in ICICI Bluchip fund (Previous SIP closed now)
all are direct and growth option funds.
Hi RKR, you are investing your SIP of 40K in just 2 funds. What happens if these funds start underpeforming after some time. Hence, take 5-7 mutual fund schemes (you can pickup from this list) and invest in them. Your Fixed amount in ICICI Bluechip fund can continue as this is good fund
Thank you sir.
Sir, Can I ,ake changes to my portfolio
The following way.
TAT Equity PE fund : 5 K
Mirae Asset India equity fund : 5K
Reliance Scap fund : 5 k
HDFC MidCap fund : 5K
ABSL Equitry fund : 10 K
ICICI Equity&Debt fund : 10k
OR Should I add more funds. your advise please
Reg
RKR
Dear Sir my other oprion is :
Reliance Small Cap fund : 10K
HDFC MIdcap fund: 10K
ABSL Equity : 10K
ICIC Equity and Debt fund : 10K
Good funds. Stay invested in these funds
Hi RKR, There are some spelling errors indicated in your list. Reliance SCAP fund should be smallcap fund. If my understanding is correction, the funds indicated in your list are good, stay invested
Hello Suresh
I have been investing in the following funds through SIP (from April 2018)
ICICI Pru Blue chip 2500/
Kotak Standard multicap 5000/
Reliance small cap 7000/
L&T Emerging business fund 5000/
Tata equity PE 5000/
My investment horizon is 9 years.
Is my fund selection ok? My goal is to generate 70L to 80 L in 9 years.
Thanks in advance
Good funds aks, continue to invest in these funds
What are your views ob
IDFC Focused equity fund ?? For long term investment
And
HDFC Liquid fund for debt ??
IDFC Focussed equity fund is good fund. You can invest. HDFC liquid fund is also good fund
DEAR MR.SURESH KP
ANY IDEA ABOUT THE RECENT IMMENSE FALL IN AVANTI FEEDS SHARE PRICE. CAN WE BUY ON DECLINE, OR HOLD OR SELL . INFORM IF U HAVE ANY IDEA ON THIS.
THANKS
It has been falling after poor Q4 results
Hi suresh,
I have been investing in absl small cap fund through SIP from 5 months , should i continue or exit ?
Manohar, Good fund, stay invested.
Hi Suresh,
Can you suggest if we can invest in “Mirae Asset Healthcare Fund for Long Term Capital Growth”
Regards,
Manoj
Hi Manoj, Mirae Asset Health Care Fund is new fund offer. Let me review this in next 1 week with an article which would be useful to others too.
Hi Suresh,
Could you please share your view on the below fund.I am waiting for your valuable feedback.
Please share your view
Hi Manoj, Mirae Asset Health Care Fund is new fund offer. Let me review this in next 1 week with an article which would be useful to others too.
Hi Manoj, Looks you are not subscribed to our blog email list and not following our blog regularly. I have already reviewed this last week. Here is the link. https://myinvestmentideas.com/2018/05/mirae-asset-healthcare-fund-nfo-should-you-invest/
Please tell us about top MIP schemes. Can MIPs be a good source of regular [though not fixed] annual/monthly income against lump sum investment?
Hi Naresh, These are considered to be alternative to any FD schemes. However the returns are not guaranteed. You can refer this article about some of the best MIP Mutual Funds to invest in 2018. https://myinvestmentideas.com/2017/08/top-10-best-monthly-income-plan-mip-mutual-funds-to-invest-in-2017/