How to become Millionaire / Crorepathi – 4 life changing lessons I learnt

How to become Millionare / Crorepathi

I am not going to tell you how to become Millionare / Crorepathi overnight. I would be telling you basic simple steps on how to attain this goal. Well, I am not Millionare / Crorepathi, then why do you listen to me? I dreamed of becoming Millionare / Crorepathi 10 years back, but am still dreaming. But in this process, I learnt what to do and what “not” to do.

What I was dreaming?

10 years back, I had Rs.40,000 as my investment and dreamed of becoming Millionare / Crorepathi in 8 years. The only idea was my investment would get double in 1 year. I invest Rs.40,000 and after 1 year the investment would become Rs.80,000 and after 2nd year it would be Rs.160,000 and on 8th year the amount Rs.1 Crore. What a good dream. I wasted my time in dreaming and putting the money in stock markets and enjoying the losses.

What are the 4 lessons I learnt?

  1. Income:  I was not worried about my earnings. Whether it is 20K or 30K, it was not a major concern for me. When I realized how important the earnings are, I was way behind my friends and colleagues who were having good earnings and real estate properties. Then my concentration shifted on how to maximize the earnings. I tried all the ways to see on how to maximise my regular income. I keep trying for every small opportunity to increase my income.
  2. Spend within limits and budgets: What I could not realize earlier was on how I was spending the money. I used to take my daughter to a store when she wanted to buy an Rs.10 chocolate, but I used to spend Rs.400 bugs for variety of chocolates and biscuits. Don’t laugh. My daughter was happy for 15 minutes and she forgot this instance after that. Another example was, I used to take personal loans just like that for friends and relatives which I felt coming was coming for cheaper interest rates. But when I was re-paying before the tenure, I used to pay the interest + prepayment charges which I was trying to recover from the people I gave loans. Third example was, I used to spend my money freely in my joint family who never cared about that money and who never valued me.

         In the last 2 years I have mastered spending money within my limits and budgets. I keep reviewing my expense budget every month and see the areas to cut down the cost. 

  1. Invest wisely: Whatever I was able to save money, I used to “play” with that. What I meant to say here is I never cared about “growing” money; I spent money to check how can I  become Millionare / Crorepathi “overnight”. This was one of the biggest gap. In the last 2 years, I was able to plan where to invest and where I would be in the next 3 years. In this process I was able to know the best investment options.
  1. Various ways of earning money: The last option currently I am trying various ways of earning money. It could be through  blogging (this website I am using for blogging), ways to earn money through youtube, Starting a success ebay business etc., I am yet to be successful in these money making ways. Out of 10 options I am making attempt, even if 2-3 options are successful, this shows ways to earn that extra money, and it would automatically add to my “Millionare / Crorepathi” kitty.

Conclusion: I learnt these 4 life changing lessons to become Millionare / Crorepathi, in the last 10 years which you could start implementing from this minute. Maximize your regular incomes, Spend within your limits and budgets, Invest wisely in best investment options and try ways and means to earn that extra money which would show you the way for becoming a Millionaire / Crorepathi

Readers, do you have any success stories for becoming Millionare / Crorepathi? If so, please provide the ways and means you used to achieve or trying to achieve this goal.

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Suresh KP


  1. Hi Suresh,

    I was going through many articles in this website and I found your intent to be genuine.

    Although I am a novice in investing matters, I will be glad to help you in writing any articles. If you are open to this, please let me know if I can email to you personally or you can mail me back.

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  2. Inspiring article….Always post the ispirable and life changable article. I also want to try to do some bussiness and become a billionaire. So please suggest me……


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