List of articles on Term Plans, Health Insurance Plans and ULIPs
One of the basic financial steps is to consider a life insurance plan in the name of member in the family. In case of unfortunate death of the earning member, there would not be any hurdles for kids education and to meet regular monthly expenses of the family members. There are different types of life insurance plans in India. Among […]
» Read more
One of the unique features in the Star Health Insurance policy is that it offers buy back of pre-existing disease waiting period. There are over 25 insurance companies offering health insurance plans. However, one of the major problems with these health plan is high waiting period for pre-existing diseases (PED). Some health insurance companies offer plans with 4 year waiting […]
» Read more
Health insurance plan is considered as one of the basic financial planning. Such plans provide medical insurance coverage in case of hospitalization. Due to sky rocketing of medical expenses, having a medical insurance is MUST. Otherwise, it can put a dent in our hard earned savings. There are over 30 private and public sector insurance companies that are offering health […]
» Read more
Do you still need Life Insurance after achieving financial goals? In the young or middle age, we would have taken 1 Crore or 2 Crore term insurance plans. These terms plans would help you meet financial goals even in your absence. However, a time comes where you would have achieved your financial goals. In such case you might get doubt […]
» Read more
IRDA Incurred Claims Ratio for 2022 – How good is your health insurance company? There are 33 health insurance companies that are offering health insurance plans in India. This includes private health insurance companies, public sector health insurance companies and standalone health insurance companies. IRDA annual report for 2020-21 was published a few weeks back. This annual report contains a […]
» Read more
IRDA Life Insurance Claim Settlement Ratio 2022 IRDA has released its annual report for 2020-21 a few days back, which contains life Insurance Claim Settlement Ratios for the year 2020-21. Generally they would publish this report after 9-10 months from the date of closure of the financial year. IRDA analyse several key details and publishes these details as part of […]
» Read more
LIC Dhan Rekha Insurance Plan Details (Updated this post again after it is launched) LIC comes with new insurance plans couple of months ahead of closure of the financial year. This time they are a little early. LIC has launched Dhan Rekha Plan No. 863. This LIC’s new plan is a money back plan with guaranteed additions. Recently we have […]
» Read more
A person takes an insurance policy to have the financial security of self and loved ones in case of uncertain events and emergencies. As life deals with several uncertainties the need for insurance has become extremely important. In the absence of any financial security, the loved ones might face a financial crisis if proper insurance is not done. However, the […]
» Read more
SBI Life eShield Next Term Plan – Features, Benefits and Review SBI Life has launched a new term insurance plan – ‘SBI Life eShield Next’. This is a pure risk protection plan. SBI Life had eShield term plan earlier. It has enhanced this plan and brought the new term plan now. What are the key features of SBI Life eShield […]
» Read more
HDFC Life Saral Pension – Features, Benefits and Review HDFC Life has launched Saral Pension which is immediate annuity pension plan. This standard pension policy is issued as per guidelines from IRDA which has same terms and conditions across insurance companies. Earlier LIC has launched Saral Pension plan. What are the features of HDFC Life Saral Pension? What are various […]
» Read more