Category Archives: Insurance Plans

List of articles on Term Plans, Health Insurance Plans and ULIPs

Bharati Axa Life Launches Wealth Pro – How is this ULIP Plan?

Bharati Axa Life Launches Wealth Pro ULIP Plan – Review Bharti Axa Life has recently launched Wealth Pro Insurance Plan. This is a unit linked insurance plan (ULIP) that offers several nice features along with life protection, enhanced savings and market linked returns. ULIPs always contain high allocation charges which make such plans unattractive. What … Continue reading Bharati Axa Life Launches Wealth Pro – How is this ULIP Plan?

LIC Tech Term Plan Vs Max Life Term Plan Plus – Which is better?

LIC Tech Term Plan Vs Max Life Term Plan Plus – Which is better? Are you amongst the one who is the chief breadwinner of your family and has high concerns about them in your absence? Well! Term Insurance is the answer to your worries that provide high financial security to your family in your … Continue reading LIC Tech Term Plan Vs Max Life Term Plan Plus – Which is better?

PNB Metlife – Mera Term Plan Plus – Should you opt?

PNB Metlife – Mera Term Plan Plus – Review PNB Metlife Mera Term Plan Plus has unique features. PNB Metlife has claim settlement ratio of over 90% in the last couple of years. This term plan comes with a unique feature which protects child education benefit as an additional layer of protection and a few … Continue reading PNB Metlife – Mera Term Plan Plus – Should you opt?

LIC Jeevan Umang – Whole Life Plan with Money back every year and Maturity Benefits – Should you opt?

LIC Jeevan Umang Insurance Plan Review LIC Jeevan Umang is a whole life insurance plan. In this life insurance plan, one has to make premium payments for a specific period. They would get money back every year (after that), would receive the maturity amount after the policy tenure and the risk coverage would be there … Continue reading LIC Jeevan Umang – Whole Life Plan with Money back every year and Maturity Benefits – Should you opt?

ICICI Pru iProtect Smart Term Plan vs HDFC Life Click 2 protect 3D plus – Which is better?

ICICI Pru iProtect Smart Term Plan vs HDFC Life Click 2 protect 3D plus – Which is better? In today’s world of uncertainty, every individual seeks an insurance plan that caters to all his needs and requirements. All insurance providers are throwing various schemes to allure customers. ICICI and HDFC are the two life insurance … Continue reading ICICI Pru iProtect Smart Term Plan vs HDFC Life Click 2 protect 3D plus – Which is better?

LIC New Jeevan Shanti (Pension Plan No 858) – Features, Benefits and Negative Factors

LIC New Jeevan Shanti No 858 Review LIC has launched New Jeevan Shanti No 858 which is deferred annuity plan. This is like enhancement to old LIC Jeevan Shanti Pension plan with a few changes. The annuity rates are guaranteed at the inception of the policy. LIC is a trusted brand and many would opt … Continue reading LIC New Jeevan Shanti (Pension Plan No 858) – Features, Benefits and Negative Factors

Saral Jeevan Bima Term Insurance Policy – Features and Benefits

Saral Jeevan Bima Standard Term Insurance Policy – Features and Benefits IRDA has issued guidelines to Life insurance companies now to come up with a simple term insurance policy with name Saral Jeevan Bima. This Saral Jeevan Bima term insurance policy is targeted to low income group. Currently there are several restrictions for low income … Continue reading Saral Jeevan Bima Term Insurance Policy – Features and Benefits

Max Life Smart Term Plan – Is this a really smart insurance plan?

Max Life Smart Term Plan – Is this a really smart insurance plan? Life is full of uncertainties. One does not know what would happen with us the next moment. It is natural to get worried about the people who are entirely dependent on you for their financial needs. However, taking a life insurance comes … Continue reading Max Life Smart Term Plan – Is this a really smart insurance plan?

Why exiting ULIP right after the lock-In period is not a good idea?

Why exiting ULIP right after the lock-In period is not a good idea? Many think low cost ULIPs (Unit Linked Insurance Plans) are one of the most popular life insurance products. ULIPs are inherently market-linked financial instruments that allow you to invest in a variety of equities and debt funds – based on your financial … Continue reading Why exiting ULIP right after the lock-In period is not a good idea?

LIC Jeevan Akshay Pension Plan VII – Benefits explained in detail

LIC Jeevan Akshay Pension Plan VII – Benefits explained in detail LIC has launched Jeevan Akshay Pension Plan VII, No 857 where one can get annuity pension income for for life time. We have reviewed LIC Jeevan Akshay VII well ahead before it was launched. Now the pension plan is launched, we thought it is … Continue reading LIC Jeevan Akshay Pension Plan VII – Benefits explained in detail