Best Flexi Cap Mutual Funds to invest in 2021

Best Flexi Cap Mutual Funds to invest in 2021 in India

Best Flexi Cap Mutual Funds to invest in 2021Best Flexi Cap Mutual Funds to invest in 2021

Midcap and small cap sectors were consistent performers till 2018. Post SEBI recategorization in 2018, these segments were lagging till 2020 bull run. Now after 2 years, we could see these segments going new highs. Largecap segment were ruling to some extent in the last couple of years.  Investors are always confused whether to invest in large cap or mid cap or small cap as they tend to perform differently in various market cycles. Here comes Flexi Cap mutual funds. Flexi Cap mutual funds would invest across market cap without any restrictions. Which are the Best Flexi Cap Mutual Funds to invest in 2021 in India? Which are the Top-Flexi Cap Mutual Funds in India, which performed consistently in terms of rolling returns?

Also Read: Proven Strategies to generate regular income through short term trading

What are Flexi Cap Mutual Funds?

Flexi Cap mutual funds are diversified mutual funds which do not have any boundaries about market cap. These funds can invest in large cap, Midcap and smallcap stocks.

Earlier these funds were termed as diversified funds or multicap funds. However, SEBI has bought new guidelines in 2020 indicating that multicap funds / diversified funds should invest minimum 25% each in largecap, midcap and smallcap segments. Post this rule, many fund houses started renaming their diversified funds to “Flexi Cap”. In simple terms, Flexi Cap Mutual Funds would invest in stocks irrespective of market cap without any restrictions. Such funds can also invest in overseas markets provided it is indicated in the scheme objective.

Mutual fund investors might get a doubt how much they need to invest in flexicap fund. There are no specific rules here. One can invest up to 20% of their overall portfolio.

Best Flexi Cap Mutual Funds to invest in 2021

Here are the Flexi Cap Mutual Fund List that gave highest annualized returns as well as consistent rolling returns.

#1 – Parag Parikh Flexi Cap Fund

#2 – UTI Flexi Cap Mutual Fund

#3 – PGIM India Flexi Cap Fund

#4 – Canara Robecco Flexi Cap Fund

#5 – DSP Flexi Cap Fund

One can invest in these top 5 multicap funds from long term perspective.

Performance of these Top Flexi Cap Mutual Funds of 2021

#1 – Parag Parikh Flexi Cap Fund

The scheme aims to achieve long-term capital appreciation by investing primarily in equity and equity related instruments.

Where do this flexi cap fund invest?

This fund invests across diversified portfolio along with exposure to US stocks.

Currently this fund majorly invested in technology, financial, services, automobile and FMCG sectors. It also invests some portion in overseas stocks.

How did this Flexi Cap fund performed?

This fund generated 19% annualized returns in the last 7 years, 20% annualized returns in the last 5 years and 23% annualized returns in the 3 year’s time frame.

In terms of SIP returns, this fund gave 26% returns in the last 5 years and 37% in the last 3 years (returns are annualised).

This fund consistently performed well in terms of rolling returns compared to its peers in the last 1 year, 2 years, 3 years and 5 year’s time frame.

Considering the outstanding performance in the medium to long term, it is one of the Best Flexi Cap Mutual Funds to invest in 2021.

#2 – UTI Flexi Cap Fund

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.

Where do this Flexi Cap fund invest?

Currently this fund majorly invested in financial, healthcare, technology, services, chemicals and automobile sectors.

How did this Flexi Cap fund performed?

This fund generated 17% to 18% annualized returns in the last 10 years, 5 years and 3 year’s time frame.

In terms of SIP returns, this fund gave 18% returns in the last 10 years, 24% in the last 5 years and 34% in the last 3 years (returns are annualised).

This fund has outstanding performance in terms of rolling returns compared to its peers in the last 1 year and 5 year’s time frame. It stood among top 4 flexi cap funds in 3 years rolling returns.

Considering the consistent performance in the short term to long term, it is one of the Top Flexi Cap Mutual Funds to invest in 2021 in India.

#3 – PGIM India Flexi Cap Fund

The scheme seeks to generate income & capital appreciation by predominantly investing in an actively managed diversified portfolio of equity & equity related instruments including derivatives.

Where do this Flexi Cap fund invest?

Currently this fund majorly invests in technology, healthcare, financial, construction, chemicals, engineering, Insurance, services and metals.

How did this Flexi Cap fund performed?

This fund generated 19% to 24% annualized returns in the last 3 to 5 year’s time frame.

In terms of SIP returns, this fund gave 26% returns in the last 5 years and 41% in the last 3 years (returns are annualised).

This fund has outstanding performance in terms of rolling returns compared to its peers in the last 1 year and 3 year’s time frame. It stood among top 5 Flexi Cap funds in 5 years rolling returns.

This is one of the consistent performing Flexi Cap Mutual Funds in India.

#4 – Canara Robecco Flexi Cap

The scheme aims to generate capital appreciation by investing in equity and equity related securities. The scheme would follow bottom-up investment style by identifying companies with strong competitive position in good business and having quality management.

Where do this Flexi Cap fund invest?

Currently this fund majorly invested in financial, technology, automobile, healthcare,  construction, energy, chemicals and FMCG sectors.

How did this Flexi Cap fund performed?

This fund generated 15% to 18% annualized returns in the last 5 to 10 year’s time frame.

In terms of SIP returns, this fund gave 17% returns in the last 10 years, 21% returns in the last 5 years and 29% in the last 3 years (returns are annualised).

This fund has outstanding performance in terms of rolling returns compared to its peers in the last 1 year and 3 year’s time frame. It stood among top 5 Flexi Cap funds in 2 years and 5 years rolling returns.

This is one of the Best Flexi Cap Funds in India.

Also Read: 10 Mutual Fund Schemes that gave steady income

#5 – DSP Flexi Cap

The scheme seeks to generate long-term capital appreciation, from a portfolio which is substantially constituted of equity and equity related securities and may also invest a certain portion of its corpus in debt and money market securities, in order to meet liquidity requirements from time to time.

Where do this Flexi Cap fund invest?

Currently this fund majorly invested in financial, construction, technology, automobile, chemicals, healthcare and FMCG sectors.

How did this Flexi Cap fund performed?

This fund generated 15% to 18% annualized returns in the last 5 to 10 year’s time frame.

In terms of SIP returns, this fund generated 18% to 32% in the last 3 to 10 year’s time frame (returns are annualised).

This fund has outstanding performance in terms of rolling returns compared to its peers in the last 5 years. It stood among top 5 Flexi Cap funds in 2 years, 3 years and 5 years rolling returns.

This is one of the Best Flexi Cap Funds to invest in 2021.

Performance of Top and Best Flexi-cap Funds in India

Best Flexicap Mutual Funds to invest in 2021

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Suresh KP

10 thoughts on “Best Flexi Cap Mutual Funds to invest in 2021 in India”

  1. Hi please to review my portfolio its for long term 7-10 years for my two kids (son and daughter)
    A
    1. Axis Blue chip-1000
    2. Mire asset Emerging Blue chip-3000
    3. Franklin US opportunity-2000
    4. Motilal oswal 100 NASDAQ FOF-2000
    5. Axis Small Cap-1000
    B
    1. PGIM midcap- 3000
    2. PGIM Global opportunity – 2000
    3. Parag parikh flexicap-4000
    4. Kotak small Cap- 2000
    5. Quant Active- 2000
    6. Edlewise greater china- 1000

    1. Good funds. International funds have currency risk and geo-political risks. Also you have 4 out of 11 funds from this category which is high risk. You may like to review and reduce if required.

  2. Hi Suresh sir,
    I am permanent follower of your bog thanks for sharing informations. I am new for MF and started below prtfolio SIP from this month, Can you pease review or let me know if I want to add any more fund in my port folio for log term child education:
    1.Axis Bluechip Fund Direct Plan-Growth: 1000
    2.SBI Bluechip Direct Plan-Growth:1000
    3.ICICI Prudential Bluechip Fund Direct-Growth:1000
    4.Parag Parikh Flexi Cap Fund Direct-Growth:1000
    5.Mirae Asset Hybrid Equity Fund Direct-Growth:2000
    6.PGIM India Flexi Cap Fund Direct-Growth:1000

    I am planning to take below funds for Lumsum investment:
    1. Canara Robeco Focused Equity Fund Direct – Growth
    2. Axis Flexi Cap Fund Direct – Growth
    3. ICICI Prudential Flexicap Fund Direct – Growth

    What is correct time or which factors to keep in mind for any lumsum MF invetment? Which one should we go with Lumsum or SIP. I think this are have low NAV so instead of FD can I put money in this schemes for next 3-5 years or
    Please suggest some other option from your side for investing 1 or 2lacs lumsum amount for next 3-5 years for better returns.

    1. Yogesh, Good to hear about you. You don’t need to add too many funds from same category. e.g. You have 3 funds from bluechip. You can add two. Same way in flexicap too. Funds indicated by you are good, excep that you need to trim them to two from each category. Don’t invest in these schemes for 3 to 5 years. Invest only if you can hold it for atleast 5 years, else 8-10 years is good time frame to get high returns. Markets are at peak, hence don’t go for lumpsum now. Invest in atleast 4-6 lots. e.g. Rs 60,000 invest through SIP 10K each. If you are investing 2 Lakhs, go for 20K for 10 months.

  3. Sir, Please make a page on Global MF in details as you are doing so far.
    Deep Regards,
    Dilip Adhikary

  4. Thanks for giving great insight through your articles , can you please have article on best debt funds to invest and how they’re better then bank deposit for long-term of 3-5 years

  5. My heartfelt Thanks for clear the details of flexi cap fund in such a lucid way.
    Regards & Thanks
    Dilip Adhikary

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