Terms and Conditions
Last Updated: May 2026
Welcome to myinvestmentideas.com. By using this website and our services, you agree to these terms and conditions.
1. General Website Use
- Content is for general information only and subject to change without notice
- We provide no warranty regarding accuracy or suitability of information
- Your use of information is at your own risk
- Website material is owned by or licensed to us – reproduction prohibited
- Unauthorized use may give rise to claims for damages
- Links to other websites are for convenience only – we have no responsibility for their content
- You may not create links to this website without our prior written consent
2. AI Mutual Fund Portfolio Analyser Tool
We offer the AI Mutual Fund Portfolio Analyser as a free educational tool. By using this tool, you agree to:
- Provide accurate portfolio information for analysis
- Use the tool for personal, non-commercial purposes only
- Understand that analysis results are educational and not professional advice
- Accept that we may limit usage to prevent abuse or system overload
3. User Accounts and Access
- You may need to create an account to access certain features
- You are responsible for maintaining the confidentiality of your account credentials
- Account sharing is prohibited
- One account is valid for one user only
- We reserve the right to terminate accounts that violate these terms
4. Service Availability
- We strive to maintain reliable service but do not guarantee uninterrupted availability
- Scheduled maintenance will be announced in advance when possible
- We are not liable for service disruptions due to technical issues or circumstances beyond our control
- We reserve the right to modify or discontinue the tool at any time
5. Disclaimer of Financial Advice
IMPORTANT: The AI Mutual Fund Portfolio Analyser provides educational information and analysis only. It does NOT constitute:
- Professional financial advice
- Investment recommendations
- Tax advice
- Legal advice
You should:
- Consult a qualified financial advisor before making investment decisions
- Not rely solely on the Tool’s output for financial decisions
- Understand that past performance does not guarantee future results
- Be aware that all investments carry risk
6. Data Accuracy and Third-Party Sources
- We use third-party data sources (including mfapi.in) for NAV and fund information
- While we strive for accuracy, we cannot guarantee real-time accuracy of all data
- You should verify all data with official fund house sources before making decisions
- We are not responsible for errors in third-party data
7. Limitation of Liability
Myinvestmentideas.com and its owner shall NOT be liable for:
- Financial losses resulting from use of our tools or information
- Errors or inaccuracies in analysis or data
- Third-party data sources used by the Tool
- Investment decisions made based on Tool outputs
- Missed opportunities or opportunity costs
- Consequential, indirect, or punitive damages
- Service interruptions or data loss
Our liability is limited to the maximum extent permitted by law.
8. Intellectual Property
- The AI Mutual Fund Portfolio Analyser, including its code, algorithms, and design, is proprietary to myinvestmentideas.com
- You may not reverse engineer, copy, or redistribute the Tool
- Analysis reports generated are for your personal use only
- You may not resell or commercially exploit the Tool or its outputs
- All blog content, articles, and images are protected by copyright
9. Prohibited Uses
You may NOT use our services to:
- Violate any laws or regulations
- Engage in fraudulent activity
- Share account access with others
- Attempt to breach our security measures
- Use automated tools to extract data or overload our systems
- Resell or redistribute our services or content
- Post spam, offensive, or illegal content in comments
Violation may result in immediate account termination.
10. User-Generated Content
- You are responsible for any comments or content you post on this website
- We reserve the right to moderate, edit, or remove any user content
- By posting content, you grant us a license to use, display, and distribute it
- You must not post defamatory, offensive, or illegal content
11. Modifications to Service and Terms
We reserve the right to:
- Modify features of the Tool at any time
- Update these terms and conditions at any time
- Discontinue the service at any time
- Change usage limits or access policies
Continued use after changes constitutes acceptance of modified terms. We will notify users of significant changes when possible.
12. Contact Information
For questions about these terms or our services:
Email: suresh@myinvestmentideas.com or suresh.podishetti@yahoo.com
Response time: Within 2-3 business days
13. Governing Law
These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Hyderabad, India.
14. Acceptance of Terms
By using myinvestmentideas.com and its services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.