10 CRISIL 5-Star Rated Mutual Funds with Over 30% CAGR in 5 Years

When it comes to mutual fund investments, many investors look for consistent performance over the long term, and third-party ratings like those from CRISIL (Credit Rating Information Services of India Limited) add an extra layer of trust. Today, we bring to you a list of top 10 CRISIL 5-star rated mutual funds that have delivered an impressive Compound Annual Growth Rate (CAGR) of over 30% in the last 5 years. These funds not only boast of high returns but also come with high credibility ratings.

What is CRISIL Mutual Fund Ranking?

CRISIL Mutual Fund Rankings are assigned based on a combination of quantitative and qualitative parameters. These include historical performance, risk-adjusted returns, portfolio concentration, liquidity, and fund manager track record. The ranking ranges from 1 to 5 stars, with 5-star rated funds considered top performers in their category.

Let us now look at the 10 mutual fund schemes with CRISIL 5-star ratings and 5-year returns of more than 30% CAGR.

Fund Category Wise List of CRISIL 5-Star Funds with Over 30% CAGR

Mid Cap Funds

Motilal Oswal Midcap Fund (39.9%)
Edelweiss Mid Cap Fund (36.0%)

Small Cap Funds

ITI Small Cap Fund (33.9%)

Focused Funds

HDFC Focused 30 Fund (33.8%)
ICICI Prudential Focused Equity Fund (30.5%)

Flexi Cap Funds

HDFC Flexi Cap Fund (33.2%)

Large & Mid Cap Funds

ICICI Prudential Large & Mid Cap Fund (32.7%)

Sectoral/Thematic Funds

Bank of India Manufacturing & Infrastructure Fund (34.5%)
DSP Natural Resources and New Energy Fund (32.2%)

ELSS (Tax Saving) Funds

HDFC ELSS Tax Saver (30.5%)

Detailed Mutual Fund Scheme Analysis (Sorted by Category)

Mid Cap Funds

#1 – Motilal Oswal Midcap Fund

Fund Objective: Seeks to achieve long-term capital appreciation by investing primarily in midcap stocks.
Annualised Returns:
- 3Y – 33.9%
- 5Y – 39.9%,
- 10Y – 19.1%
Risks: High volatility, sectoral concentration
Who Can Invest: Aggressive investors looking for long-term wealth creation through midcap exposure.

#2 – Edelweiss Mid Cap Fund

Fund Objective: Aims to generate long-term capital appreciation from a diversified portfolio of midcap companies.
Annualised Returns:
- 3Y – 30.7%
- 5Y – 36.0%
- 10Y – 19.2%
Risks: Moderate to high risk due to midcap exposure
Who Can Invest: Suitable for investors with medium to high risk appetite and a long-term investment horizon.

This MF is part of our earlier article on 10 Mutual Funds with 10 Year returns between 464% to 646%.

Small Cap Funds

#3 – ITI Small Cap Fund

Fund Objective: Invests in equity and equity-related instruments of small-cap companies to provide long-term capital growth.
Annualised Returns:
- 3Y – 32.5%
- 5Y – 33.9%
Risks: Very high volatility due to small cap nature
Who Can Invest: High-risk appetite investors with long-term goals.

Focused Funds

#4 – HDFC Focused 30 Fund

Fund Objective: Focuses on a concentrated portfolio of up to 30 companies to generate long-term capital appreciation.
Annualised Returns:
- 3Y – 28.5%
- 5Y – 33.8%
- 10Y – 15.9%
Risks: High due to concentrated holdings
Who Can Invest: Investors who believe in focused investing and can handle short-term volatility.

#5 – ICICI Prudential Focused Equity Fund

Fund Objective: Invests in a focused portfolio of maximum 30 stocks across market caps.
Annualised Returns:
- 3Y – 27.7%
- 5Y – 30.5%
- 10Y – 16.0%
Risks: Concentrated risk, market cap exposure
Who Can Invest: Suitable for investors seeking focused strategies with a long-term outlook.

Flexi Cap Funds

#6 – HDFC Flexi Cap Fund

Fund Objective: Invests across market capitalizations (large, mid, small) for long-term growth.
Annualised Returns:
- 3Y – 28.1%
- 5Y – 33.2%
- 10Y – 16.4%
Risks: Moderate to high due to diversified equity exposure
Who Can Invest: Suitable for long-term investors looking for a diversified equity portfolio.

This mutual fund is part of our earlier article on Best Mutual Funds as per Google Gemini AI for 2025.

Large & Mid Cap Funds

#7 – ICICI Prudential Large & Mid Cap Fund – Direct Plan – Growth

Fund Objective: Invests in a mix of large and mid cap companies for balanced growth potential.
Annualised Returns:
3Y – 26.7%
5Y – 32.7%
10Y – 16.4%
Risks: Moderate
Who Can Invest: Suitable for moderate-risk investors seeking a mix of stability and growth.

Sectoral/Thematic Funds

#8 – Bank of India Manufacturing & Infrastructure Fund

Fund Objective: Focuses on investing in companies in the manufacturing and infrastructure space.
Annualised Returns:
- 3Y – 29.4%
- 5Y – 34.5%
- 10Y – 17.9%
Risks: High due to sectoral concentration
Who Can Invest: Ideal for those who believe in India’s manufacturing and infrastructure growth story.

Investors can also read 10 Worst Peforming Mutual Funds in last 10 years

#9 – DSP Natural Resources and New Energy Fund

Fund Objective: A thematic fund that invests in companies engaged in natural resources and new energy sectors.
Annualised Returns:
- 3Y – 20.5%
- 5Y – 32.2%
- 10Y – 18.1%
Risks: High sector-specific risk
Who Can Invest: Thematic investors who understand commodity and energy sector trends.

ELSS (Tax Saving) Funds

#10 – HDFC ELSS Tax Saver

Fund Objective: Offers tax benefits under Section 80C while aiming for long-term capital growth.
Annualised Returns:
- 3Y – 27.1%
- 5Y – 30.5%
- 10Y – 14.2%
Risks: Market-related risks with a 3-year lock-in
Who Can Invest: Investors looking for tax-saving options u/s 80c with equity exposure.

Conclusion

These CRISIL 5-star rated mutual funds with over 30% CAGR in the last 5 years are ideal for investors looking for high-growth opportunities. However, high returns often come with higher risks. It’s important to align your investment choices with your financial goals, risk tolerance, and investment horizon.

Happy Investing!

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Suresh KP

Founder at Myinvestmentideas.com

Suresh KP is a seasoned financial expert with over 23 years of experience. He is NISM Certified Investment Adviser and Research Analyst. For more about his expertise and certifications, visit About Suresh KP