Tag Archives: ULIPs

Why exiting ULIP right after the lock-In period is not a good idea?

Why exiting ULIP right after the lock-In period is not a good idea? Many think low cost ULIPs (Unit Linked Insurance Plans) are one of the most popular life insurance products. ULIPs are inherently market-linked financial instruments that allow you to invest in a variety of equities and debt funds – based on your financial … Continue reading Why exiting ULIP right after the lock-In period is not a good idea?

ULIP or Mutual Fund: Choose the One That You Need

ULIP or Mutual Fund: Choose the One That You Need Choosing the right investment plan helps you build your wealth and accomplish your financial goals on time. However, with multiple investment instruments available in the market, selecting the one that is right for your purpose can be overwhelming. Most often, people are confused about whether … Continue reading ULIP or Mutual Fund: Choose the One That You Need

Aegon Life iMaximizer ULIP comes with zero Allocation Charges – Should you opt?

Aegon Life iMaximizer ULIP comes with zero Allocation Charges – Should you opt? When stock markets are crashing, investors are looking for safer investment options. ULIP’s are one of the investment options where investors were resisting to invest due to higher premium allocation charge and high agents commission. However, I the last few years many … Continue reading Aegon Life iMaximizer ULIP comes with zero Allocation Charges – Should you opt?

8 Ways to Benefit from the Indian Equity Markets Safely

Investing in the share market has become a popular trend in India right now. Making a huge profit in equities is not at all an easy task. The stock market is indeed volatile, and that’s why there is no success formula or short cut route. Rather, this specific domain calls for serious introspection. The word … Continue reading 8 Ways to Benefit from the Indian Equity Markets Safely

Mutual Funds Vs ULIPs – Which is the Best Investment Option?

Mutual Funds Vs ULIPs – Which is the Best Investment Option? It is rightly said “Mutual funds are subject to market risks”, but let us look at the brighter side as well before making investment decisions. When it comes to investment, mutual funds and Unit Linked Insurance policy (ULIP) are two well-known instruments in which … Continue reading Mutual Funds Vs ULIPs – Which is the Best Investment Option?

Edelweiss Tokio Life Wealth Plus Plan – Zero ULIP Charges – Should you opt?

Edelweiss Tokio Life Wealth Plus Plan – Zero ULIP Charges – Should you opt? ULIPs that came till 2009 are still showing horror movies to many insured individuals. Many of us stay away from Unit Linked Insurance Plan (ULIPs) due to high allocation charges and policy administration charges. Few weeks back, Edelweiss Tokio Life has … Continue reading Edelweiss Tokio Life Wealth Plus Plan – Zero ULIP Charges – Should you opt?

Star Rating for ULIP Funds – How would it benefit you?

Star Rating for ULIP Funds – How would it benefit you? We have seen star rating in mutual fund schemes. However recently, Morningstar website started giving Star Ratings for Unit Linked Insurance Plan (ULIP) funds too. It rates ULIP funds with 1 star (lowest) to 5 star (highest). What do these star ratings in ULIP indicate? … Continue reading Star Rating for ULIP Funds – How would it benefit you?

HDFC Life Click 2 Retire Online ULIP – Is it worth investing ?

HDFC Life Click 2 Retire Online ULIP Review Recently, HDFC Life has launched a new online retirement plan Click 2 Retire ULIP. HDFC Click 2 Retire is a online ULIP plan that offers market linked returns with minimal charges and helps you achieve your retirement goals with advanced planning. There are several unique features in … Continue reading HDFC Life Click 2 Retire Online ULIP – Is it worth investing ?

New LIC Endowment Plus ULIP Plan – What are its hidden factors?

New LIC Endowment Plus ULIP Plan – What are its hidden factors? Couple of weeks back, LIC has introduced new ULIP Plan called LIC Endowment Plus ULIP Plan. It is a combination of Endowment and ULIP Plan. LIC Endowment Plus ULIP Plan No.835 has several unique features. Premium allocation charges also reduced to maximum of 7.5%. … Continue reading New LIC Endowment Plus ULIP Plan – What are its hidden factors?