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Dear Readers

Greetings from

I am getting several emails asking for investment advices on While I would be responding them individually, these would not reach other readers. I am getting questions from people which are general in nature and I am trying to answer the same questions to several investors. To avoid this, I am taking new initiative which would help readers. This is "Suggest a topic" option on the menu bar. If you have any topic which is not covered here, you can leave a comment with little detailed description on what you are looking for which you could not find on this website. I would start publishing the articles based on these topics as early as possible.

Thanks Manju Fernandes from Dubai who is asking for NRI investment advices and Ravi Gupta who is asking to write about best demat accounts in terms of low charges. I am starting this topic with these two.


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The Author

Suresh KP

Suresh KP i.e. me have written 1,800+ articles on this blog. I have done by B.Com from Osmania University and then MBA-Finance from Symbiosis University, Pune. I have over 20 years of experience in analyzing various investment options and money saving ideas. I love doing financial planning, Mutual Fund Analysis, Searching long term Stocks for wealth creation, IPOs, reviewing Insurance Products, analysing Health insurance Plans etc.


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  1. Dear Suresh,

    Could you please advise or publish a new list for 2019…of Midcap stocks

    Thank You

  2. maturity On MF is taxable ? I heard only Equity are exempted from tax ? Please make a List of Fund type and year on which no tax will help to maintain that many years to get the tax relief.

    Same as above for the maturity on LIC claims to get the tax relief?

  3. in Mutual funds Investment is for wealth creations or Goal planning or retirement planning,but when market turnmoil lots of profit again goes to market.
    How to book profit and what to do with profit amount.
    equity to debt nd again debt to equity,eqrly indication or any formula.
    Pl.write on this issue,may be help lots of your readers.

  4. tax savings for govt. employees

  5. Sir,
    I invested rs 2000 per month in Tata Aig whole life midcap opportunity in ULIP since
    Jan 2011. Current profit is 88% of investment or 15% yearly return.Now agent saying do partial profit or withdraw from scheme. Kindly suggest what to do. Also he suggested to invest now in kotak smartlife yearly 100000 for 8 years with reinvest option.Will get decent return.

    1. Hello Rahul, You made one mistake of investing in high charged ULIP. Now don’t make another mistake. First try to exit from such ULIP. If you still want to continue for another ULIP, look for zero charges / low charges ULIP plan and invest. Alternatively you can invest in other investment options like mutual funds or bank FDs. Don’t burn your fingers one more time by going what agent says

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