Category Archives: Fixed Income

Here you can find List of articles where you can earn fixed income,

This Government bond would give @ 6.8% interest rate for next 40 years

These Government bonds would give @ 6.8% interest rate for next 40 years Government Securities Bonds of 2060 (re-issue) would open for subscription on 8th  December, 2020. Retail investors can invest in such bonds to get guaranteed fixed income for long term of 40 years. The majority of banks would issue fixed deposit for 10 … Continue reading This Government bond would give @ 6.8% interest rate for next 40 years

6.67% Government Securities Bonds of 2050 [Dec-20 issue details]

6.67% Government Securities Bonds of 2050 [Dec-20 issue details] GOI – G-Sec Bonds of 2050 (re-issue) would open for subscription on 1st December, 2020. Retail investors can invest in such bonds to get guaranteed fixed income for the long term of 30 years. Majority of banks would issue fixed deposit for 10 years. Some banks … Continue reading 6.67% Government Securities Bonds of 2050 [Dec-20 issue details]

Sukanya Samriddhi Yojana – How to make Partial withdrawals or do Premature closure?

Sukanya Samriddhi Yojana – How to make Partial withdrawals or do Premature closure? Sukanya Samriddhi Yojana is one of the safest investment options to invest for a girl child. Parents or guardian can open Sukanya Yojana scheme for a girl child and invest for 14 years and it would mature in 21 years. Many of … Continue reading Sukanya Samriddhi Yojana – How to make Partial withdrawals or do Premature closure?

9.5% Muthoottu Mini Financiers NCD Bonds Nov-2020 issue  – Should you invest?

Muthoottu Mini Financiers NCD Bonds Nov-2020 issue – Review Muthoottu Mini Financiers is coming up NCDs that would open for subscription on November 4, 2020. It is issuing secured NCD’s now. The interest rates are as high as 10.5%. It is offering NCDs of 480 days, 24  months, 36 months, 50  months, 60 months and … Continue reading 9.5% Muthoottu Mini Financiers NCD Bonds Nov-2020 issue  – Should you invest?

7.35% Equitas Small Finance Bank Fixed Deposits – Should you invest?

Equitas Small Finance Bank Fixed Deposits Review Majority of the banks are offering FD interest rates between 4.5% to 6%. Only a few banks are offering high interest rates. One among them is Equitas Small Finance Bank. It offers FD interest rates ranging between 6.75% to 7.35% for 1 to 5 years tenure. Equitas Small … Continue reading 7.35% Equitas Small Finance Bank Fixed Deposits – Should you invest?

8% Muthoot Finance NCD opens on 27 October, 2020 – Should you invest?

Muthoot Finance NCD opens on 27 October, 2020 – A review Muthoot Finance is coming up with secured NCD bonds Issue that would open for subscription on October 27, 2020. Muthoot Finance Limited is leading NBFC company in India. Muthoot Finance NCD interest rates are up to 7.75% and yield works out up to 8%. … Continue reading 8% Muthoot Finance NCD opens on 27 October, 2020 – Should you invest?

How to transfer your PPF account from the Post office to bank or from one bank to another bank?

How to transfer your PPF account from the Post office to bank or from one bank to another bank? Public provident fund (PPF) is one of the popular investment options that provides EEE Status. You would have opened a PPF account with a post office for tax savings. However, maintaining a post office PPF is … Continue reading How to transfer your PPF account from the Post office to bank or from one bank to another bank?

Post Office Fixed Deposits in 2021 – Interest Rates and Features

Post Office Fixed Deposits in 2021 – Interest Rates and Features Post office Fixed deposits are considered as one of the safest investment options as they are backed up by the Govt of India. Ministry of finance has reduced post office FD rates in the last few quarters. FD interest rates for Apr-2020 to Jun-2020 … Continue reading Post Office Fixed Deposits in 2021 – Interest Rates and Features

3 AAA Rated Company Fixed Deposits offering up to 8.4% interest

AAA Rated Company Fixed Deposits offering up to 8.4% interest rates Banks have reduced fixed deposit interest rates drastically. If you observe large banks like SBI or ICICI Bank are offering 4% to 5% interest rates which are very small. While there are stocks and mutual funds which offer high returns, these are high risk … Continue reading 3 AAA Rated Company Fixed Deposits offering up to 8.4% interest

8.38% Mahindra Finance FD Schemes 2020 – Should you invest?

Mahindra Finance FD Schemes 2020 Review Mahindra Finance FD Scheme offers highest interest rates up to 7.3% where one can get yield up to 8.38%. Banks are reducing interest rates in the last few quarters. Banks are currently offering 5% to 6.5% interest rates. Mahindra Finance FD rates in 2020 are far higher compared to … Continue reading 8.38% Mahindra Finance FD Schemes 2020 – Should you invest?

Bharat Bond ETF 2020 offers up to 6.7% Yield – Should you Invest?

Bharat Bond ETF 2020 Review Last year in Dec 2019, Govt of India has launched a Bharat Bond ETF which was subscribed by 1.8 times. Now, after 6 months, Bharat Bond ETF second tranche is being issued. Bharat Bond Exchange Traded Fund (ETF) would constitute companies from the CPSU, CPSE and other Government Organizations. PSUs … Continue reading Bharat Bond ETF 2020 offers up to 6.7% Yield – Should you Invest?

Latest Post Office interest Rates – Jul, Aug and Sep 2020

Latest Post Office interest Rates – Jul, Aug and Sep 2020 Govt of India has announced the latest and revised post office interest rates on small saving schemes for the period July, August and September, 2020. They have retained existing interest rates of the small saving schemes and not made any changes in Quarter 2 … Continue reading Latest Post Office interest Rates – Jul, Aug and Sep 2020

7.15% RBI Floating Rate Savings Bonds, 2021 – Features and Interest Rates

RBI Floating Rate Savings Bonds, 2021 – Features and Interest Rates GOI has issued taxable bonds 7.75% during 2018-2020 and discontinued in May 2020. Ministry of Finance has announced now that they would be issuing Floating Rate Saving Bonds 2020 (Taxable) that would open for subscription from 1 July, 2020. While the current interest would … Continue reading 7.15% RBI Floating Rate Savings Bonds, 2021 – Features and Interest Rates

Muthoot Fincorp NCD bonds June 2020 – Invest 1 Lakh and get 1.6 Lakhs in 5 years – What about risks?

Muthoot Fincorp NCD bonds June 2020 Review Ms. Anu Patel (one of the readers), asks whether she can invest Rs 1 lakh in these bonds for 5 years which would grow to Rs 1.6 lakhs and checking whether it is a wise investment decision. Muthoot Fincorp is coming up with secured NCD bonds Issue that … Continue reading Muthoot Fincorp NCD bonds June 2020 – Invest 1 Lakh and get 1.6 Lakhs in 5 years – What about risks?

10.07% Shriram Transport Finance Fixed Deposits 2020 – Should you invest?

Shriram Transport Finance Fixed Deposits 2020 Review Bank FD rates have fallen drastically in the last 3-6 months. Many investors are looking for safe fixed income options. While there are several company FD schemes, they are high risk. One of the way to safeguard to some extent is to invest in AAA rated company FD … Continue reading 10.07% Shriram Transport Finance Fixed Deposits 2020 – Should you invest?

11% Muthoottu Mini Financiers NCD June 2020 – Should you Avoid?

Muthoottu Mini Financiers NCD June 2020 Review Muthoottu Mini Financiers is coming up with NCD issue that would open for subscription from 3rd June, 2020. It is issuing secured NCD’s now. The interest rates are as high as 10.5% and yield is as high as 11.02% per annum. It is offering NCDs of 480 days, … Continue reading 11% Muthoottu Mini Financiers NCD June 2020 – Should you Avoid?

12% KLM Axiva Finvest NCD bonds June 2020 – Should you invest?

KLM Axiva Finvest NCD bonds June 2020 Review KLM Axiva Finvest is coming up with secured NCDs that would open for subscription on 2nd June, 2020. These NCDs offer interest rates up to 12% and yield up to 12.4%. This Non Banking Finance Company is operating from Kerala with registered office in Hyderabad and has … Continue reading 12% KLM Axiva Finvest NCD bonds June 2020 – Should you invest?