Investing in mutual funds can grow your wealth over a period of time. Investors looking for stability and consistent returns, large cap mutual funds could be a popular choice. These funds invest in well established, financially strong companies known as large-cap companies. When stock markets are taking correction now, you might be wondering which are the good large cap mutual funds to invest. In this article, we would explore some of the Best Large Cap Mutual Funds to invest in 2025 in India.
What Are Largecap Mutual Funds?
Skip this section if you are already familiar with largecap funds.
Largecap mutual funds are equity funds which invest in top 100 companies by market cap listed on Indian stock exchanges. These companies are generally referred as “blue-chip” companies because they are well-established and have a strong track record of stability even in market fluctuations.
Large cap funds have lower risk compared to mid cap or small cap funds, which makes them suitable option for conservative investors who want a steady growth in their investment.
Why to Invest in Largecap Funds in 2025?
Indian economy is expected to continue its growth in 2025 and beyond, driven by a young workforce and digitalization. Recently FII’s have been net sellers in the Indian stock market in the last few weeks, however historically they have always come back.
Here are some key reasons to invest in largecap funds in 2025 and beyond.
Stability – Large cap companies have a proven business model and are leaders in their industries.
Consistent Returns – These categories of funds have historically delivered consistent returns over the medium to long term.
Lower Risk – Large cap funds tend to be less volatile compared to mid-cap or small-cap mutual funds.
Good for Long-Term Goals – Suitable for long-term financial goals like retirement, children’s education or buying a home.
Investors can consider a large cap fund that has a low beta. A Beta of 1.0 means the fund’s movements are in line with the market. A Beta below 1 suggests lower volatility than the market, while a Beta above 1 indicates more volatility.
Top 5 Best Largecap Mutual Funds to Invest in 2025
Below are some of the top-performing largecap mutual funds that could be solid investments in 2025 and beyond. Returns indicated are annualised returns.
| Scheme Name | AuM (Cr) | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|
| Nippon India Large Cap Fund | 34,105 | 31.3% | 20.8% | 20.7% | 15.0% |
| ICICI Prudential Bluechip Fund | 63,670 | 29.9% | 17.6% | 20.0% | 14.6% |
| Invesco India Largecap Fund | 1,255 | 34.2% | 15.5% | 19.5% | 14.6% |
| Canara Robeco Bluechip Equity Fund | 14,581 | 29.8% | 14.7% | 19.5% | 14.8% |
| Baroda BNP Paribas Large Cap Fund | 2,349 | 32.4% | 17.0% | 19.1% | 14.4% |
Top 5 Best Largecap Mutual Funds to Invest in 2025 – Why to invest?
#1 – Nippon India Large Cap Fund
This largecap fund currently invests 99% in equity and 1% in TREPS.
- Out of its equity portfolio, it invests 66% in large cap, 12% in midcap, 3% of small cap companies and balance in other stocks.
- Its expense ratio for direct plan is 0.67%
- The Beta of the fund is 0.98 which indicates that the fund may move in line with the market, though it may experience slightly more fluctuations.
- This fund generated 17.0% annualised returns since inception.
- This fund generated 18.3% SIP returns in the last 10 years and 25.8% SIP returns in the last 5 years.
- This fund has outperformed the benchmark – BSE 100 TRI in 1 year, 3 years, 5 years and 10 years time frame.
- I am personally investing in this mutual fund for the past few years.
Nippon India Large Cap Fund has shown a consistent track record of outperforming the benchmark. With a diversified portfolio having heavily on large-cap stocks, it suits Moderate to High Risk investors who are willing to invest for medium to long-term investment horizon.
#2 – ICICI Prudential Bluechip Fund
This largecap fund currently invests 90% in equity and 10% in TREPS.
- Out of its equity portfolio, it invests 76% in large cap, 3% in midcap, 1% of small cap companies and balance in other stocks.
- Its expense ratio for direct plan is 0.87%
- The Beta of the fund is 0.88 which indicates that the fund may move inline with the market, though it may experience slightly lower fluctuations.
- This fund generated 16.5% annualised returns since inception.
- This fund generated 17.5% SIP returns in the last 10 years and 23.1% SIP returns in the last 5 years.
- This fund has outperformed the benchmark – Nifty 100 TRI in 1 year, 3 years, 5 years and 10 years time frame.
ICICI Prudential Bluechip Fund focuses on strong large-cap companies, delivering consistent performance across various market cycles. With a slightly lower Beta of 0.88, it is less volatile than the market, making it suitable for Moderate to High Risk investors aiming for long-term growth with some downside protection.
#3 – Invesco India Largecap Fund
This largecap fund currently invests 99% in equity and 1% in TREPS.
- Out of its equity portfolio, it invests 55% in large cap, 12% in midcap, 5% of small cap companies and balance in other stocks.
- Its expense ratio for direct plan is 0.72%
- The Beta of the fund is 0.96 which indicates that the fund may move inline with the market, though it may experience slightly more fluctuations.
- This fund generated 16.3% annualised returns since inception.
- This fund generated 17.0% SIP returns in the last 10 years and 22.4% SIP returns in the last 5 years.
- This fund has outperformed the benchmark – Nifty 100 TRI in 1 year, 3 years, 5 years and 10 years time frame.
Invesco India Largecap Fund offers a balanced portfolio with a mix of large-cap and selective mid and small-cap stocks. With a Beta close to 1, it aligns closely with market movements. It is best suited for Moderate to High Risk investors seeking market-aligned returns and willing to invest over the medium to long term.
#4 – Canara Robeco Bluechip Equity Fund
This largecap fund currently invests 96% in equity and 4% in TREPS.
- Out of its equity portfolio, it invests 68% in large cap, 10% in midcap, 1% of small cap companies and balance in other stocks.
- Its expense ratio for direct plan is 0.48%
- The Beta of the fund is 0.91 which indicates that the fund may move inline with the market, though it may experience slightly lower fluctuations.
- This fund generated 15.7% annualised returns since inception.
- This fund generated 17.5% SIP returns in the last 10 years and 20.5% SIP returns in the last 5 years.
- This fund has outperformed the benchmark – BSE 100 TRI in 1 year, 3 years, 5 years and 10 years time frame.
Canara Robeco Bluechip Equity Fund has a relatively low expense ratio, making it a cost-effective choice for investors. Its slightly lower Beta of 0.91 have reduced volatility and suitable to Moderate Risk investors looking for a blend of stability and steady long-term growth.
#5 – Baroda BNP Paribas Large Cap Fund
This largecap fund currently invests 91.2% in equity, F&O Holdings 1.7% and 6% in TREPS.
- Out of its equity portfolio, it invests 64% in large cap, 6% in midcap, 1% of small cap companies and balance in other stocks.
- Its expense ratio for direct plan is 0.82%
- The Beta of the fund is 0.94 which indicates that the fund may move inline with the market, though it may experience slightly lower fluctuations.
- This fund generated 16.5% annualised returns since inception.
- This fund generated 17% SIP returns in the last 10 years and 21.8% SIP returns in the last 5 years.
- This fund has outperformed the benchmark – Nifty 100 TRI in 1 year, 3 years, 5 years and 10 years time frame.
Baroda BNP Paribas Large Cap Fund balances its portfolio with a mix of large-cap and mid-cap holdings, complemented by minimal small-cap exposure. With a Beta of 0.94, it moves in sync with market trends while slightly lower volatility. This fund is ideal for Moderate to High Risk investors aiming diversified growth potential in a stable large-cap fund.
How to Choose the Best Largecap Mutual Fund for 2025
When selecting a large cap mutual fund, investors can consider below factors:
- Past Performance – One should look at the fund’s track record over the last 3-5 years or beyond. A good large cap funds should show steady and consistent growth.
- Expense Ratio – A lower expense ratio means less of your investment goes toward managing the fund. Choose funds with reasonable expense ratios.
- Fund Manager’s Expertise – The experience and expertise of the fund manager play a key role in the performance of the fund.
- Investment Horizon – Largecap funds are best suited for long-term investments (5 years or more). Ensure you are ready to stay invested for a longer duration.
- Risk Appetite – Although largecap funds are relatively safer, they are still subject to market risks. Investors should assess their risk before investing in such largecap funds.
Tips for Investing in Largecap Funds in 2025
- Invest for the Long Term: Largecap funds work best when you invest for a long duration. You should aim for a minimum of 5-7 years to see substantial growth in your investment.
- Consider SIP compared to Lump Sum: A Systematic Investment Plan (SIP) can help you invest regularly and take advantage of market fluctuations through rupee-cost averaging. However, when markets are taking huge correction, investors can always invest lumpsum at frequent intervals.
- Stay Updated: Keep an eye on economic trends and the performance of top companies in India. This will help you make informed decisions.
Is It the Right Time to Invest in Largecap Mutual Funds?
As we look toward 2025 and beyond, largecap mutual funds remain a reliable and relatively safe investment choice among mutual funds. They offer a balanced mix of growth and stability, making them suitable for investors who want to minimize risk while aiming for steady returns. By choosing the right funds, you can take advantage of India’s growing economy and secure your financial future.
Disclaimer: Mutual fund investments are subject to market risks. Always read the scheme-related documents carefully and consult with a financial advisor before making any investment decisions.
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