About Me

Hello Readers

I am Suresh Kumar Podishetti (people love to call as Suresh KP ) from Hyderabad (India). I am NISM Certified Investment Adviser, NISM Certified Research Analyst (Reg.No. NISM-201500040549) and did my MBA-Finance from Symbiosis University, Pune. I have started financial blogging since 2011. I have been analyzing financial markets in the last 20 years and love to track Mutual Funds, Stocks, Insurance Plans, Health insurance etc. and provides various insights on this blog to help investors + readers of this blog.

What is the purpose of creating this blog?

I have created this blog in 2012.

I do 9-6 job, however out of my passion, I created this financial and investment blog. The purpose of creating this blog is to create awareness among the investor community. I was always passionate about analyzing various investment options in India. Some of my friends and colleagues earlier used to ask me about various best investment options and tips to save money. I used to guide them on transaction basis. Sometimes I felt, that there might be thousands of investors who might be struggling to understand the investment options available right in front of them. I thought of sharing my stock market experiences, financial knowledge, Investment Ideas etc., so that they would also benefit. This is how this blog got created. 

While I am making every effort to be most accurate when writing my analysis on this blog, there can be errors in posts without my knowledge. In case you find any of such errors or issues in the blogs, please mail me immediately to or so that I can correct it then and there. You can also share your views under comments of respective articles.

Thanks for your support.

Suresh KP

More about us

1) Certifications

NISM Certificate – Investment Adviser – Level-1

Suresh Kumar Podishetti (Suresh KP) - NISM Investment Adviser - Level-1 Certificate

Suresh KP - NISM Investment Adviser Level-1 Certificate (Renewal) Aug-23 to Aug-26

NISM Certificate – Investment Adviser – Level-2

Suresh Kumar Podishetti (Suresh KP) - NISM Investment Adviser - Level-2 Certificate

NISM Certificate – Research Analyst

Suresh KP - NISM Certified Research Analyst (Certificate)

2) Follow-us on Social Media

Follow us on FB at

Follow us on Twitter at

Follow on Quora –

Follow on Indiblogger –

Follow on Linkedin –

3) Readers Reviews on Google


4) Other Financial websites

i) Money Control Market Expert –

ii) Silicon India –

iii) Surety Solutions –

4) Financial Planning – Training and Awareness Sessions

i) Financial Discipline, Money Management and How to Start Early – Awareness session conducted by Suresh KP for T&AS Engineers Employees –

ii) Conducted a session on “Personal investment planning during Pandemic” in 2020 to “The institute of Cost Accountants of India”.

ICMA letter - Suresh KP -


iii) Conducted a session with iFocus Mission on “Personal Wealth Creation tips” in 2020.


  1. Hi Suresh,

    i am a regular reader of your blog and find it quite informative and interesting.  i want to ask you the following:

    1. I have started a Post Office RD scheme of Rs 1000/ month for period of 5 years in my son's name and the same is maturing next month. I will be getting about Rs 74500/- on maturity next month. Please suggest a suitable investment which is safe and low risk. My investment horizon is anything between 5- 10 years.

    2. I would like to continue the Rs 1000/month installment towards any investemnt which is safe and without risk. Please suggest a suitable plan where i can put this amount??



    1. Hi Vivek, Currently there are several NCD bonds going on. You can invest in “Secured bonds” like IIFL Secured bond where money is safe. Alternative if you want to take small risk, you can invest in debt mutual funds such as IDFC Dynamic bond fund or SBI Dynamic bond fund. Since you are asking for monthly investment without risk you should go for Bank FD or post office saving scheme only. These are safe investments with zero risk.

  2. Hello Sir,

    I want to make a career in investment and trading field. Can you please guide me how to go about it. Can I join somewhere as an intern to learn things??

    Thanks in advance.

    1. Mayur, There are several companies which offer training in this field. e.g. You can check with them. This is only one choice there might be many others.

  3. Hi Suresh,

    Firstly, my appreciation towards your very good effort demonstrated on this blogspot..

    There are a lot of websites thesedays in the abroad market, where they create a bridge between small private investors and SME's come together for investments needs (by proposing business idea and capital needs).  No need to wait for Venture Capitalists and waste time running behind banks!  Do you suppose, such an option could pick up a space in India ?

    All the very best.  Look forward to grow your blog further!

    Best regards,

    Srinivasa Prasad

Comments are closed.