About Me

Hello Readers

I am Suresh KP from Hyderabad (India). I have done by Bachelor of Commerce (B.Com) from Osmania University and then MBA-Finance from Symbiosis University, Pune. I have started blogging since 2011. I have over 20 years of experience in analysing various investment options and money saving ideas. I love doing financial planning, Mutual Fund Analysis, Searching long term Stocks for wealth creation, IPOs, reviewing Insurance Products, analysing Health insurance Plans etc.

What is the purpose of creating this blog?

I have created this blog in 2012.

Main objective of creating this blog: I do 9-6 job, however out of my passion, I created this blog. My main purpose of creating this blog is to make money.

Second Main objective of creating this blog: The other main objective of creating this blog is to create awareness among the investor community. I was always passionate about various investment options in India. Earlier, many of my friends and colleagues used to ask about various best investment options, Tips on saving money and how to save money in some of the best investment plans. I used to guiding them several times. Sometimes I felt, that there might be thousands of people who might be struggling to understand the investment options available right in front of them. I thought of sharing my experiences, knowledge, Investment Ideas etc., so that they would also benefit.

While I am making every effort to be accurate when doing analysis, there can be errors in blog articles without my knowledge. In case you find any of such errors or issues in the blogs, please mail me immediately at suresh@myinvestmentideas.com so that I can correct it then and there.You can also share your view under comments of respective articles.

Thanks for your support.

Suresh

Myinvestmentideas.com

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The Author

Suresh

77 Comments

  1. Hi Suresh,

    I have gone thru your 20 small business ideas.

    i am interested in starting a consultancy firm (technical assistance) to auto ancillary companies.

    What steps should i take, whom should i contact.

    Location is pune.

    1. Sushil, Please refer this article on our other blog about opening a consultancy firm. It may give some idea to you. 

  2. Dear Suresh,

    For the past few months i have been surfing the net to find any guidelines to lead me in starting my own business, as of now currently i am working in Kuwait in CATERPILLAR, I am a MBA professional and my Wife is a Physiotherapist, all of us are working in Kuwait. Lately there is a feel of insecurity prevailing all of our fellow Indians, since they are removing foreigners and want to make Kuwaitization. Its their Right. So i am planning to migrate to India, in Chennai, Tamil Nadu. By GOD's grace i found your site and its very impressive and the feedback from people are amazing. I decided to follow the tips from your site as a footsteps for me to start a business in Chennai.

    My request is please, advise me what kind of business i shall start with a low investment, I have an idea of starting a EXPORT business, where i know the demand in Middle East or advise me what business i can start…Please i need you advise and guidance as a mentor.

    Regards,

    Albert

    1. Albert, There are several aspiring entrepreneurs like you. I thought it would be good idea to educate about various business options where one can choose. Please refer allbusinessideasdotcom where I have posted 50+ business ideas.

  3. Hi
    I'm  Anant from mumbai I earn 45k a month I'm looking for an investment oppurtunity where I could have a fixed monthly return of Rupees 5000-10000 kindly advise what will be suited to my requirement.

    Regards
    Anant

    1. Anant, If you are looking for Rs 10k per month, you need to invest Rs 15 lakhs in Bank FD / Post office FD. Alternatively you may need 9.5 L where you can invest in diversified mutual funds and do Sytematic Withdrawal plan (monthly withdrawing) and get this amount per month. Please invest your Rs 45K per month in diverisifed funds, large cap funds, debt funds and bank FD (small component) and you can achieve this.

  4. Hi Suresh

    Let me first thank you for ur intiatives which is a great help to all investors specially young &first time investor like me.I have some queries…

    1) Whether maturity value of Recurring deposits is tax free?

    2) I am interested to invest in SIP but need to understand its pros & cons more clearly.So can u plz provide any contact of a reliable financial advisor who would guide me.I live in Kolkata.

    1. Priyajit, Thanks for your comments 1) Interest on Recurring deposit is taxable. Bank would send you statement specifying the interest accrued and tax deducted. You need to show the interest in your IT Return as “Income from other sources” and pay necessary tax applicable as per your income tax slab 2) SIP in mutual funds are good. You can check this article. Don’t approach any financial advisor just to know what is SIP. Thought this is an old article, it would give you idea about what is SIP https://myinvestmentideas.com/2012/07/investment-option-one-single-step-follow-maximize-returns-systematic-investment-plans-sip-mutual-funds/

  5. Hello.I was searching for some good business ideas for women when I came across your website. This is where I got the best information. But I could not get a solution to my problem. Please advice me.

     I am a graduate in philosophy and did B.ed in English and social sciences from GGSIP University. I tried for jobs in schools. But was unable to get one. Then I worked in a BPO. I quit that job one year back to do something better. I again tried for jobs in schools and gave exams for jobs in banks. But I am still unemployed. Now I don’t want to waste any more time in search of a job. I am a very creative person and have interests in a lot of activities. I love cooking, embroidery, painting, I make handmade personalised gifts, I also learnt to make chocolates. Out of these, the only things that I am an expert in is cooking, making sweet dishes, personalised gifts and making chocolates. I want to start up a business from my home with good profits. But at the same time, I want to help ladies living in a slum near my home.  I want them to earn a good living.

    The market for these activities is not very good near my home. Also, I do not have much to invest. I don’t know the prerequisites and the steps to start up my own business. I could think of a few ideas. But there are problems associated with them. Plz suggest what I should do as I am really in a dilemma.

    1. Surbhi, If you are working on the areas which you are not interested, you may end up in such frustration. Refer this blog allbusinessideasdotcom. You should get some decent ideas where you might be interested.

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