How to check the Income Tax Refund Online in 2020?

How to check income tax refund online in India

How to check income tax refund online in India

How to check the Income Tax Refund Online in India in 2020?


I have filed my income tax return on time and I was expecting some income tax refund. There was announcement by Govt of India that due to coronavirus situation, Income Tax Department would be speeding up the income tax refund which can benefit many of us from the current situation. A couple of days back, I got an SMS that my income tax refund is being processed. I have been wondering how to check income tax refund online for the past few weeks as the Income Tax website has removed the option from their website. However, I found out a way to check the current status and also to track the status of my income tax refund. In this article, I would provide details on how to check income tax refund online in India and also to see if we can track them in any document if it is processed / paid in between.

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What is an income tax refund?


If you have paid higher income tax than actually you are supposed to pay, Income Tax Department would refund such income tax. Currently income tax authorities have speedup the process and the majority of the cases are refunded within 3 months time while others there could be delays for various reasons. Here are same sample cases where an income tax refund is made:

1) The bank has cut TDS on your FDs, whereas in reality you have zero taxable income for the financial year (Example your taxable income is less than Rs 2.5 Lakhs).

2) There are income tax adjustments pertaining to previous financial years and you are expecting an income tax refund in this year.

3) Based on your self assessment, you have paid income tax, however, post allowable deductions, you have lower income tax to be paid and you are expecting an income tax refund.

4) You have claimed 80c deductions very late, by the time your employer already deducted income tax.

The above is not a comprehensive list, but are examples.

What are various reasons where your Income Tax Refund is delayed?


There are a number of reasons for delay in processing your IT Refund.

1) Your bank details are incorrect.

2) Your bank details are old / account closed.

3) You have claimed erroneous deductions and your Assessing Officer (AO) has put that pending for validations.

4) You have delayed filing income tax returns beyond the deadline and filed revised income tax return.

You can overcome point no 1 and 2 by pre-validating your bank account for income tax refund.

How to Check Income Tax Refund Status Online?


Here are two ways to check:

#1 – Check your income tax refund online on income tax website – This is regular method, but the option is removed now for some reason. This could be temporary.

#2 – Check your income tax refund status on NSDL Website.

How to Check Income Tax Refund Status Online on Income Tax Website?


The income tax website has removed this option now. It could be temporary, but you can check after a few days if this is restored.

Step-1 – Visit Incometax e-Filing website at this link. If you have not registered earlier, register first.

Step-2 – Give your user ID (PAN) and password and captcha.

Step-3 – Visit My Account section and click on “Refund/Demand Status”.

Step 4 – Details are displayed which includes Assessement Year, Status, Reasons (if refund failure) and mode of payment.

If you have challenges in viewing the income tax refund here, you can skip to other methods.

#2 – How to check your income tax refund status online on NSDL Website?


You can follow below steps:

Step-1 – Visit NSDL Income Tax Refund Tracking link.

Step-2 – Enter PAN number and assessment year.

Step-3 – Enter captcha code

Step-4 – Click to proceed and it would display whether your refund is processed, if yes, at what date.

When I checked my income tax refund status through this option, it shows that my IT refund is processed on X date through SBI Bank. Just seen the two screens.

How to check income tax refund status at NSDL-Screen-1

How to check your income tax refund tracking status online?


If your tax refund is processed, but you are not sure where it got credited, this tax credit statement can help to trace that. There are chances that there are some bank accounts which you would have forgotten or not tracking, but IT refund is credited there. This option can help to trace that.

Step-1 – Visit Incometax e-Filing website at this link. If you have not registered earlier, register first.

Step-2 – Give your user ID (PAN) and password and captcha.

Step-3 – Visit My Account section and click on “View Form 26AS (Tax Credit) as indicated in below screen and then click on confirm.

How to check income tax refund tracking online-Screen-2

Step 4 – This would take you to TRACES website. Click on the link “Click View Tax Credit (Form 26AS) to view your Form 26AS”.

Step-5 – Select financial year and view as “HTML” or “Text” and click to view/download. I would suggest you to use HTML format.

Step-6 – The details if income tax deducted for you as well as income tax credited to you would be displayed. If income tax is not processed and paid, it would not appear here.

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Suresh KP

How to check the Income Tax Refund Online in India

Suresh KP

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