Best Performing Diversified Mutual funds that are rocking now in 2015

Best Performing multi cap, diversified mutual funds for 2015Best Performing Diversified Mutual funds that are rocking now in 2015


Stock markets are moving up and down in last few months. While there are several best performing mutual funds in 2015, some of the diversified / multi-cap mutual funds are doing well in 2015. Diversified funds / multi-cap funds invests in large cap stocks, mid-cap stocks and small cap stocks, hence does not restrict them to particular segment of stocks. This makes such mutual funds unique from other categories of funds. In this article, I would provide some insights about these top and best performing mutual funds of 2015 in diversified segment.

What are diversified / multi-cap mutual funds?


If you are already familiar with this, you can skip it. Diversified or multi-cap mutual funds are those which invests in all categories of market capitalization like large cap stocks, mid-cap stocks and small-cap stocks. Their investment objective is not to invest in single market capitalization. This way, they would explore opportunities in various segments and there is scope to maximize the returns.

Also Read: Top and Best Balanced / Hybrid Mutual Funds to invest in 2015

How I picked-up these best performing mutual funds of 2015 in diversified segment?


  • These are picked based on highest returns received in the last 5 years.
  • Funds, which are rated by Crisil as Rank-1 and Rank-2 which indicates top performance across various market cycles.
  • Some of these are not rated by Value research (VRO), hence I have not considered them in this analysis.
  • AUM (Assets under management) > 100 Crores. This proves investor confidence among these top mutual funds.
  • Some of the funds might be a repetition from my earlier recommendation.

1) ICICI Pru Exports and Services Mutual Fund


    Best Performing diversifed mutual funds for 2015-ICICI Pru Exports and Services

Fund Objective: The scheme aims to invest predominantly in equity or equity related securities of the companies belonging to the service industry and the balance in debt and money market instruments.

Fund Performance: This fund has beaten all its peers and provided 22% annualised returns in last 5 years. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 132,800 now.

Why to invest: This fund has a clear strategy and consistently performing in the long run. This fund beats all its peers and provided 22% annualised returns in the last 5 years comparing to CNX Service Sector returns of 12.3% in a similar period. This makes this as a unique fund among its peers.

2) Birla SL Gennext Mutual Fund


Best Performing diversifed mutual funds for 2015-Birla SL Gennext

Fund Objective:  The scheme aims to invest in equity/ equity related instruments of companies that are expected to benefit from the rising consumption patterns in India, which in turn is getting fueled by high disposable incomes of the young generation (Generation Next).

Fund Performance: This fund has beaten its peers and provided 21% annualised returns in last 5 years. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 112,216 now. This is another best fund to invest for long term of 8-10 years.

Why to invest: The strategy is clearly articulated and has delivered exactly what it promises. This fund has provided 21% annualised returns in last 5 years compared to CNX Nifty returns of 10.1%.

3) Franklin India High Growth Cos Mutual Fund


Franklin india high growth cos

Fund Objective:  The fund seeks to achieve capital appreciation through investments in Indian companies/sectors with high growth rates or potential. It will focus on companies offering the best trade-off between growth, risk and valuation. The fund managers will follow an active investment strategy and will be focusing on rapid growth companies which will be selected based on growth, measures such as Enterprise value, growth rate, price/earnings/growth, forwardprice/sales, and discounted EPS.

Fund Performance: This fund has beaten its peers and provided 19% annualised returns in last 5 years. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 125,826 now. This is another best fund to invest for long term.

Why to invest: This MF scheme is a consistent performer and value research online rates this as 5-Star (5/5). In long run of 7 years, it has given 17.7% annualized returns against CNX 500 which just gave 9.2% annualized returns. This is one of the best mutual fund to invest in 2015 as it has performed well in various market cycles over 7 years.

4) Reliance Equity Opportunities fund


Reliance equity opps fund

Fund Objective: The scheme aims to invest in stocks across those sectors and industries where Indias strong inherent potential is increasingly becoming visible to the world, which are driving our economy and whose fundamental future growth is influenced by ongoing economic reforms, FDI inflows and infrastructural changes.

Fund Performance: This fund has beaten its benchmark and provided 19% annualised returns in last 5 years. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 110,700 now. This is one of my favorite and best multi-cap fund to invest for the long term.

Why to invest: This fund performed excellent in last 10 years and given 22% annualised return comparing to S&P BSE 100 benchmark of 15.5%.

Also Read: Which are the best tax saving ELSS Mutual funds to invest in 2015?

5) L&T India Value Fund


L&T Value fund

Fund Objective: The Scheme seeks to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, in the Indian markets with a higher focus on undervalued securities. It could also additionally invest in Foreign Securities in international markets.

Fund Performance: This fund has beaten its benchmark and provided 18% annualised returns in last 5 years. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 118,000 now. This is one of the best funds to invest for long term in diversified segment.

Why to invest: This fund performed excellent in last 5 years and value research online rated this as 5-Star (5/5). This fund has given 18% annualised return comparing to S&P BSE 200  benchmark of 10% and overall category average of 13.8%.

Best Performing diversifed mutual funds for 2015

Conclusion: You can invest in these best diversified Mutual funds for the long term.  Instead of investing your entire mutual fund investments in this, you can allocate 15% to 20% of your portfolio into these multi-cap mutual funds. These mutual funds are suitable for moderate to high risk investors as mutual fund investments involves risks.

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Suresh

Best Performing Diversified Mutual funds that are rocking now in 2015

53 comments

  • Vilas

    Hi Suresh,

    I want to Invest 6K in SIP monthly minimum for one year and max can 3 to 5 years. Please let me know in how much and in which Mutual funds should I invest.

    Regards,
    Vilas Nagare

  • Amit yadav

    Hi,
    I invested 4000 in ICICI midcap and 3000 in hdfc balanced fund through SIP.
    I want to invest 4000 more.
    Please suggest one/two good fund. So that good portfolio will create.
    Time horizon is 7-10 years

  • Vivek Soni

    Dear Suresh,
    I understand that only Equity Mutual funds are not taxable when redeeemed whereas the debt MF are taxable. Is it true??
    Also request you to pls advice whetehr the follwoing MF are equity or debt based:
    1. Reliance Growth Fund
    2. SBI FMCG Fund
    3. HDFC Top 200 fund
    4. HDFC Long term advantage fund

    From where i can check whether the MF are Equity or debt based????

    • Hi Vivek 1) Equity funds> 1 year – Not taxable, however < 1 year, returns would be added to your income 2) Debt funds - < 3 years, short term capital gains, more than 3 years, tax is computed based on long term capital gains i.e. 20% with indexation or 10% without indextion

      • Among 4 of them 3 are large cap funds and 1 is ELSS (means all are equity funds only). You can type any fund on google and click on links to moneycontrol or valueresearchonline. You would see the category / class of mutual fund. It would indicate like large cap, mid-cap, small-cap, ELSS etc., Anything relating to Debt funds, short term funds or liquid funds are all classified under debt funds category.

  • dikshant talwar

    Sir my exposure in mid cap section was high bcoz of tht I thought of exiting…sir can u plz give a check on my current portfolio md guide me if m doing somethibg wrong…m currently investing 5000 rs with 50% in sector funds, 30% in mid cap, 10% diversified, 10% large cap
    Following are the funds:-
    1. Sbi pharma fund (1000)
    2. Reliance pharma fund (500)
    3. Uti trans & logistics fund (1000)
    4. Uti mid cap fund (500)
    5.Uti mnc fund (500)
    6. Uti equity fund (500)
    7. Franklin india smaller co. (500)
    8. Hdfc mid cap opportunities (500)
    9. Religare invesco mid and small cap fund (500)
    Sir plz guide me wht m doing wrng nd bw much exposure should I hv in different sectors as my riak appetite is very high nd goal is wealth maximization .

  • dikshant talwar

    Hi sir….I need ur advice…I want to exit frm 1 of the following bt m confused tht which fund should I take exit
    1. Uti midcap fund
    2. Religare invesco mid and small cap fund
    3 . Hdfc mid cap opportunities fund
    4. Franklin india smaller companies fund

    And moreovr I wanna knw best sector funds which provide high return…my risk appetite is very high nd goal is wealth maximation I can give upto 20 years….presently m investing in sbi pharma fund & uti transportation and logistics fund

    • Dikshant, any reason you want to exit 1 out of them. Given a choice, I would exit UTI Mid-cap fund among 4. You are investing in SBI pharma and UTI Transportaion and it is sufficient in sector funds. Don’t go over investment in sector funds. 

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