Best Performing Diversified Mutual funds that are rocking now in 2015

Best Performing multi cap, diversified mutual funds for 2015Best Performing Diversified Mutual funds that are rocking now in 2015


Stock markets are moving up and down in last few months. While there are several best performing mutual funds in 2015, some of the diversified / multi-cap mutual funds are doing well in 2015. Diversified funds / multi-cap funds invests in large cap stocks, mid-cap stocks and small cap stocks, hence does not restrict them to particular segment of stocks. This makes such mutual funds unique from other categories of funds. In this article, I would provide some insights about these top and best performing mutual funds of 2015 in diversified segment.

What are diversified / multi-cap mutual funds?


If you are already familiar with this, you can skip it. Diversified or multi-cap mutual funds are those which invests in all categories of market capitalization like large cap stocks, mid-cap stocks and small-cap stocks. Their investment objective is not to invest in single market capitalization. This way, they would explore opportunities in various segments and there is scope to maximize the returns.

Also Read: Top and Best Balanced / Hybrid Mutual Funds to invest in 2015

How I picked-up these best performing mutual funds of 2015 in diversified segment?


  • These are picked based on highest returns received in the last 5 years.
  • Funds, which are rated by Crisil as Rank-1 and Rank-2 which indicates top performance across various market cycles.
  • Some of these are not rated by Value research (VRO), hence I have not considered them in this analysis.
  • AUM (Assets under management) > 100 Crores. This proves investor confidence among these top mutual funds.
  • Some of the funds might be a repetition from my earlier recommendation.

1) ICICI Pru Exports and Services Mutual Fund


    Best Performing diversifed mutual funds for 2015-ICICI Pru Exports and Services

Fund Objective: The scheme aims to invest predominantly in equity or equity related securities of the companies belonging to the service industry and the balance in debt and money market instruments.

Fund Performance: This fund has beaten all its peers and provided 22% annualised returns in last 5 years. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 132,800 now.

Why to invest: This fund has a clear strategy and consistently performing in the long run. This fund beats all its peers and provided 22% annualised returns in the last 5 years comparing to CNX Service Sector returns of 12.3% in a similar period. This makes this as a unique fund among its peers.

2) Birla SL Gennext Mutual Fund


Best Performing diversifed mutual funds for 2015-Birla SL Gennext

Fund Objective:  The scheme aims to invest in equity/ equity related instruments of companies that are expected to benefit from the rising consumption patterns in India, which in turn is getting fueled by high disposable incomes of the young generation (Generation Next).

Fund Performance: This fund has beaten its peers and provided 21% annualised returns in last 5 years. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 112,216 now. This is another best fund to invest for long term of 8-10 years.

Why to invest: The strategy is clearly articulated and has delivered exactly what it promises. This fund has provided 21% annualised returns in last 5 years compared to CNX Nifty returns of 10.1%.

3) Franklin India High Growth Cos Mutual Fund


Franklin india high growth cos

Fund Objective:  The fund seeks to achieve capital appreciation through investments in Indian companies/sectors with high growth rates or potential. It will focus on companies offering the best trade-off between growth, risk and valuation. The fund managers will follow an active investment strategy and will be focusing on rapid growth companies which will be selected based on growth, measures such as Enterprise value, growth rate, price/earnings/growth, forwardprice/sales, and discounted EPS.

Fund Performance: This fund has beaten its peers and provided 19% annualised returns in last 5 years. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 125,826 now. This is another best fund to invest for long term.

Why to invest: This MF scheme is a consistent performer and value research online rates this as 5-Star (5/5). In long run of 7 years, it has given 17.7% annualized returns against CNX 500 which just gave 9.2% annualized returns. This is one of the best mutual fund to invest in 2015 as it has performed well in various market cycles over 7 years.

4) Reliance Equity Opportunities fund


Reliance equity opps fund

Fund Objective: The scheme aims to invest in stocks across those sectors and industries where Indias strong inherent potential is increasingly becoming visible to the world, which are driving our economy and whose fundamental future growth is influenced by ongoing economic reforms, FDI inflows and infrastructural changes.

Fund Performance: This fund has beaten its benchmark and provided 19% annualised returns in last 5 years. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 110,700 now. This is one of my favorite and best multi-cap fund to invest for the long term.

Why to invest: This fund performed excellent in last 10 years and given 22% annualised return comparing to S&P BSE 100 benchmark of 15.5%.

Also Read: Which are the best tax saving ELSS Mutual funds to invest in 2015?

5) L&T India Value Fund


L&T Value fund

Fund Objective: The Scheme seeks to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, in the Indian markets with a higher focus on undervalued securities. It could also additionally invest in Foreign Securities in international markets.

Fund Performance: This fund has beaten its benchmark and provided 18% annualised returns in last 5 years. If you have invested in this fund for Rs 1,000 per month through SIP for 5 years, your total investment would have been Rs 60,000 and your investment value would have been Rs 118,000 now. This is one of the best funds to invest for long term in diversified segment.

Why to invest: This fund performed excellent in last 5 years and value research online rated this as 5-Star (5/5). This fund has given 18% annualised return comparing to S&P BSE 200  benchmark of 10% and overall category average of 13.8%.

Best Performing diversifed mutual funds for 2015

Conclusion: You can invest in these best diversified Mutual funds for the long term.  Instead of investing your entire mutual fund investments in this, you can allocate 15% to 20% of your portfolio into these multi-cap mutual funds. These mutual funds are suitable for moderate to high risk investors as mutual fund investments involves risks.

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Suresh

Best Performing Diversified Mutual funds that are rocking now in 2015

53 comments

  • akhil

    Sir i have 15000rupees,i want to invest in a mutual fund,i know nothing about iit ,please help me ,and i also want to know that 15000rupee investing straight could be better or i need to start sip with 1000rupee ,please help me please

  • Anthony Noronha

    Hi Suresh

    I am planning to Start a SIP of Rs 30,000 monthly over the next 8-10 years.

    I am looking to invest this amount across 3 mutual funds only.

    I have identified Frankilin India high growh fund, tata equity growth fund and HDFC top 200 fund for my portfolio

    Basically, I am targetiing 15% returns appx pa

    Can you please suggest if the above funds are a good choice?

    If not can you please suggest some alternatives?

    Regards,

    Anthony

    • Funds are good. However instead of 3 funds, target for 6 funds (Rs 5,000 each). Invest in large cap funds like ICICI focussed blue chip fund, Birla SL Frontline equity etc.

  • dikshant talwar

    my name is dikshant talwar age -20, from patiala punjab, 7696033527, I want to knw that is funds in my portfolio are good or not I hv following funds:- 1.icici bluechip fund (1000) 2. ui transportation & logistics fund (500) 3. uti opportunities fund (500) 4. hdfc mid cap opportunities fund (500) 5. religare invesco mid and small cap fund (500) 6. franklin india smaller co. (500) 7. reliance pharma fund (300) 8. reliance banking fund (200) 9. reliance opportunities fund (300) my risk appetite is high nd my purpose is wealth maximization

  • Rohit

    Hi Suresh

    Needed your suggestion on my current MF portfolio and future plan:

    Current- Total Rs 10,000 monthly

    1) HDFC Top 200- Rs 2500
    2) HDFC Prudence- Rs 2500
    3) HDFC Balanced- Rs 2500
    4) IDFC Premier Equity A- Rs 2500

    Going forward- plan is to invest Rs 25,000 monthly. Investment horizon atleast 20 years- I am 34 now.

    a) Are the above MFs ok? HDFC Top 200 has been a laggard- should I continue or stay invested?

    b) I understand I am invested in two balanced funds- hdfc prudence and hdfc balanced- should I exit one or continue investing in both? Should I increase my contri?

    c) If I look at HDFC Top 200, balanced and prudence- am I right to say that I am overinvested in large caps ( ignoring the debt allocations of balanced funds) and trying to overheadge myself? I am 34 years now

    d) I like HDFC stable- moreover I am an NRI and already created HDFC Direct account- so easier to open a new SIP through HDFC- am I being foolish by investing only in HDFC AMC?

    e) I am planning to invest additional Rs 15,000 per month in SIPs and I am building a retirement corpus. Would adding more large cap and mid cap fund be good? my plans are as follows:

    Additional Rs 15,000 SIP monthly

    1) HDFC Midcap- Rs 2500
    2) Sundaram Select Midecap- Rs 5000
    3) Franklin bluechip- Rs 2500
    4) Any others (including increasing SIPs in exisiting MFs….would like to add varied and
    MFs which divrsify my porotfolio and gives aggressive returns….)- Rs 5000
    5) For debt- I am looking at PPF + NRE fixed deposits 1-2 years (both tax free)- should I consider liquid/ short term debt mfs?

    Regards

    • Good to hear about to Rohit a) Don’t worry, HDFC Top-200 is underperforming in short term, however I expect to be a good fund in future. We need to see consist performers b) Better to have only one balanced fund. You can continue HDFC balanced fund c) Don;t worry about debt diversification now as you are still young e) For retirement corpus, please go with large cap funds. Regd agressive returns, you should look for mid-cap/small cap funds. Pls add them as per my recommendation in article. Last query, you should keep some fund for emergency in the form of liquid or short term funds, otherwise, invest for long term like PPF + NRE FD where interest is tax free.

  • Saurav Ghosh

    Hi Suresh,

    I follow your blog regularly. I have learnt a lot from your blog. So thanks for that.

    I have invested in the following funds (₹1000 per month basis):
    1- UTI MNC Fund
    2- Franklin India Smaller Co. Fund
    3- HDFC Balance Fund
    4- ICICI Pru Focused Blue Chip Fund

    Are these good investments for a portfolio?

    Thanks in advance.

    • Good funds. Please continue. However for UTI MNC fund, you would have seen my article about MNC funds could be laggard going forward. You may review and exit and invest in large cap fund.

      • Saurav Ghosh

        Hi,
        Thanks a lot for your reply, appreciate it.

        So if the UTI MNC fund is not a wise fund to invest in long term, then could you be so kind to suggest me me an alternative? I am looking for mid cap or small cap funds purely, as you can see I already have large cap fund in my portfolio.

        I would be really obliged if you could suggest me an alternative.

        Thanks in advance.

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