The Author

Suresh KP

Suresh KP i.e. me have written 1,800+ articles on this blog. I have done by B.Com from Osmania University and then MBA-Finance from Symbiosis University, Pune. I have over 20 years of experience in analyzing various investment options and money saving ideas. I love doing financial planning, Mutual Fund Analysis, Searching long term Stocks for wealth creation, IPOs, reviewing Insurance Products, analysing Health insurance Plans etc.


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  1. Hi suresh,
    I have opened this account on 7-3 , will the interest be calculated at 31-3 ? then how much I will get for this financial year ?

  2. Is the interest rate fixed at 9.10% or will it vary every year ?

    1. Yes. It would be announced by Govt. of India every year.

  3. Good work. we r blessed with triplets(3 girls), now their age is 6 years n 9 months. one son is also there for us age 4 years n 2 months.
    1.will u please suggest us how many accounts we have to open for my three daughters in sukanya samruddi account.
    2. can I open ppf account for my son under my wife name also?
    3.How much amount to be paid maximum for three accounts totally for 1 year? pls tell us the accumulated amount after their 21 years in ssa.
    4.Also suggest any other investment for my 4 children for their education n marriage?

  4. Thanks a lot Suresh for sharing your analysis with us.

  5. Very useful info 🙂

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