The Author

Suresh KP

Suresh KP i.e. me have written 1,800+ articles on this blog. I have done by B.Com from Osmania University and then MBA-Finance from Symbiosis University, Pune. I have over 20 years of experience in analyzing various investment options and money saving ideas. I love doing financial planning, Mutual Fund Analysis, Searching long term Stocks for wealth creation, IPOs, reviewing Insurance Products, analysing Health insurance Plans etc.


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  1. Are you sure about – “interest will be first credited once girl attains 14 year of age”. Also can you confirm govt will credit interest for all the year before 14 year (e.g. if girl is of 8 years she will get accumulated interest compounded annually for 6 years).

    1. Yes Animesh. You can check post office website too.

  2. This is very good plan for Girls. But this is still not available in Thrissur (Post Office or Bank). When we can join this scheme in my Place (Thrissur)

  3. Thanks a lot…

  4. Good one suresh with all the details clearly mentioned and not confusing.

    by the way where can I open this account, in which bank?

    1. Post office has already started this. Even you can open at nationalized banks, however I do not know whether they have started this or not

  5. Hi Suresh,

    I found your SSA excel calculator is the best one with simplicity. Good work 🙂

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