Union Budget Highlights 2014-15 – In simple terms

Budget of 2014-15 highlights

Union Budget Highlights 2014-15 – In simple terms You would have got bored from budget announcements in Televisions and newspapers, hence I am not going to get bored by going into much details. I would provide Union Budget Highlights of 2014-15 in simple terms. Union Budget 2014-15 – Highlights – Personal Finance Maximum IT exemption limit raised to Rs. 2.5 lacs for an individual. Uniform Know Your Customer (KYC) norms for the entire financial sector. Public Provident Fund (PPF) annual […]

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9 tips on how to be within your personal finance budget and increase savings

Overview How many of us plan our personal finance budget? Planning of personal finance budget is important for achieving your financial goals. If you are struggling to manage your cash inflow / out flow every month and keep worrying about your future money management, this article is for you. Budget planning can be done by an individual for his money management, a business man or company for their business. Below is the step-by-step guide on how you plan for your […]

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8 Ways to stay within your budget, when you go for shopping

Overview It is very difficult to control the expenses when we for shopping. Just observe, we would be spending more than what we have planned. 8 Ways to stay within your budget, when you go for shopping. 1) Plan it:  Prepare the list of items you want to buy and have an approximate cost on each item. This way you are fixing the tight budget. 2) Check the prices:  Try checking online about the items you wanted to buy and […]

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Managing cost budgets-Know your true savings month on month

Have you managed your cost budget and know your true savings month on month ? Overview of "Managing budget" Many of us complain stating that in some months we spend abnormal expenses either for children education, car maintenance or insurance payments and our savings month on month fluctuate. How to identify the true savings month on month is a big challenge for any one. I would be telling you simple tips on identification of true savings month on month. These […]

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Reduce Expenses and Save – Without compromising on the quality of services

  Overview What I meant here is, not to cut-down the items which you use and reduce the expenses. What I refer is getting what you want with lesser costs, thereby increasing savings and adding this kitty as extra income. How to reduce your expenses You are aware of the saying “80% of the problem would be in 20% of the bucket”. Similar way 80% of the expenses would fall under 2-3 categories of expenses. List down your expenses for […]

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