Dividend or Growth option in mutual funds – Which is better?

Dividend or growth option in mutual funds - Which is better

Dividend or growth option in mutual funds – Which is better? Last week there were series of queries from readers enquiring whether Dividend or Growth option, which is better one in mutual funds. This is one of the key points for an individual to make investment decisions in mutual funds. Mutual funds offer two types of schemes, Growth and Dividend option. Both have their own unique features. In this article, I would detail about Dividend or Growth options in mutual […]

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What are FMP Mutual funds and how they are tax efficient than bank FD?

What are FMP Mutual funds and how they are tax efficient than bank FD

What are FMP Mutual funds and how they are tax efficient than bank FD? Bank Fixed deposits have been favorable for many investors as they provide fixed returns. If you are in high tax bracket, the post tax returns would be very low. One of the answers to this is to invest in Fixed Maturity Plan (FMP) mutual funds. FMP’s are tax efficient investment options. In this article, I would detail about what are FMP mutual funds, its features, how […]

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Best ELSS Mutual funds to invest for tax savings in 2013

Best ELSS Mutual funds to invest for tax savings in 2013

Best ELSS Mutual funds to invest for tax savings in 2013 Many of the investors are doing their tax planning from Apr itself instead of thinking during Dec/Jan. While there are several tax savings investment options, one of the best investment options for tax planning which has potential to provide more returns are Equity Linked Tax saving schemes (ELSS). In this article we would discuss about these equity linked saving schemes and how they can be used to enhance our […]

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Simple steps to follow to maximize the returns from Systematic Investment Plans (SIP) in Mutual Funds

Overview – System Investment Plan (SIP) System Investment Plan (SIP) is the plan where investor makes equal investments at regular intervals into mutual funds on a specific date for a specific period. The biggest advantage is the averaging of the investments made where the market fluctuations are eliminated. How does SIP runs ? Investor makes equal investments at regular intervals over a period of time (minimum 6 months). For an example, investor invests Rs.10,000 in mutual funds  where the NAV […]

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Best Investment Options – 5 Steps to pickup the right and best mutual funds

Quick overview about Mutual Funds Mutual Funds pool money from several investors and invest in Stocks, Bonds, Money market instruments and other Govt Securities.  There are various types of Mutual Funds and there are several Mutual Fund schemes in each category  Various Mutual Funds Equity – These mutual funds invest majority of the money (upto 80%) in Equity shares (Stocks). Only upto 20% of its amount is invested in Bonds and Govt Securities. They generally fluctuate highly based on the […]

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