About Me

Hi, I am Suresh KP from Hyderabad, India. I am blogging since 2011. I have an experience of more than 15 years in  financial planning and investing.

What is the purpose of this blog:  To be honest, my main purpose of creating this blog is to make money.

Second main purpose is, many of my friends and colleagues keep asking me about the best investment options, Tips on saving money and how to do savings in good investments plans. I keep guiding them several times. At time I felt, that there might be thousands of people who would be struggling to understand the good investment options available right in front of them. I thought of writing my experiences, knowledge, Investment Ideas etc., so that they would benefit people like you.

While I am making every effort to be accurate, there can be errors without my knowledge. In case you find any of such errors or issues in this blog, please mail me immediately at suresh@myinvestmentideas.com so that I can correct it immediately.

Some people are posting on this page for their queries. I have disabled them and requesting you to post on relevant articles so that they would be useful for others too. 

Thanks for your support.

Suresh

Myinvestmentideas.com

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77 comments

  • BIKASH

     SURESH JE, I SEE INDIAN BANK VRD DETAILS ON INDIAN BANK OWN SITE WHERE IT CLEARLY MENTION THAT IN THIS SCHEME TDS IS NOT APPLICABLE, THIS IS TRUE OR NOT KINDLY SUGGEST ME

    • Bikash, Two weeks back, I got intimation from Indian bank stating that their team is no deducting TDS on my VRD account, hence would be proceeding to deduct TDS from now on. I have seen that prior to my IT return and paid necessary tax. Every branch is following their own rule. Recently one reader went to bank and asked about what is specified in website, bank official refused to comment and they said it is incorrect. Request you to go to your bank branch to verify authenticity of such data. It may be immaterial for you as you any how need to pay tax based on your income tax slab. 

  • BIKASH

    suresh ji , one more question , are there any variable recurring deposite schemes in govt bank where  no TDS deduct by bank in its interest.

    • Bikash, All banks are supposed to deduct TDS on RD, VRD and Bank FD. If your income is not taxable, you can submit form 15G and bank would not deduct tds.

  • Anup Biswas

    OK….I will post there.

  • vishwas

    Dear Suresh, Nice blog sir, I just wanted to know how to make money by writing blogs. I tried google adsense but i am not able to get a registration. Any other ways where in I can make money. Currently I am working as a sales engineer where in I spend a lot of time at work from home and travelling across bangalore all day. Please guide me.

    Thanks

    Vishwas 

    • Vishwas, pls see allbusinessideasdotcom where we have posted several articles on how to make money online. I would not say they are easy, but you can try and would definitely make money if you put good effort. 

  • Anup Biswas

    Dear suresh,

    I have one query.Today I have got a call from HDFC Life ,they have given some details on HDFC Life Sampoorn Samridhi Insurance Plan.I would like to know,if this plan is good enough to invest,or do I refrain myself from doin the investment.Please help.

     

    • Can you pls post this on suggest a topic option so that next week  I can review this. I heard about this Anup, let me do some analysis.