Best Investment Plans in India by Top Experts (with video tutorials)

Best Investment Ideas and Plans in India by Top ExpertsBest Investment Plans in India by Top Experts

Last week, I was going through several websites on best investment plans in India and found that some experts have given good advice. I thought I should summarise their views into a blog post so that it would be useful for my blog readers. Which are the best investment plans in India as per these experts? Which are the top investment plans where investors can benefit and get higher returns? Experts have indicated several investment options and ideas pertaining to children education and retirement too.

Best Investment Plans in India by Top Experts

1) Parsha from Smartmoneygoal says while there are several Best Investment Ideas and Plans in India to invest, some of the investment options are favourite to ever one. Here is the list of investment ideas he feels one can invest.

  • Public Provident Fund – One of the good investment options along with tax savings. Tax free investment option makes it more attractive. You can read about complete guide on PPF account here.
  • National Savings Certificate
  • Senior Citizen Savings Scheme (SCSS)
  • Bank Fixed Deposits
  • Sukanya Samriddhi Account Yojana Scheme – If you are risk averse, this is one of the good investment options. This scheme sole aim is for daughter education or marriage. There are some new guidelines that came in 2016 for Sukanya Samriddhi account which would help you further.
  • National Pension Scheme (NPS)
  • Atal Pension Scheme – Last year, Govt.of India has launched this investment option. For non-income tax payers, the government will contribute 50% of your contribution for 5 years or Rs 1000. Whichever is lower is applicable.
  • Tax saving ELSS Mutual funds
  • Diversified Mutual funds
  • More investment plans can be read at smartmoneygoal article here.

2) Santosh Sahu from InvestFunds team believes that apart from regular investment options there are unique investment plans where one can look for.

  • Insurance Policy is a popular investment option.
  • Stock investments is the best for risk takers
  • Investment in gold and silver is healthy
  • NRO fund investments are good for NRI’s

3) Sanyam Jain from Simpleinterest feels that one can smartly diversify their portfolio and grow their money faster. Here is what he suggests some of the long term investment plans in India.

  • Invest in attractive IPOs – You should read article about how myinvestmentideas IPO recommendation gave 35% returns.
  • Top company FD Schemes – You can check this top rated company FD schemes to invest in India in 2016.
  • Buy ULIP Plan for long term – Purchasing low cost ULIP’s is a good idea.
  • Invest in Govt. Bonds
  • Invest in Gold in several ways
  • Real Estate Investment in India
  • Some of the options suggested by him can be read here.

4) Chandrakant Mishra from PlanMoneyTax feels there identifying best investment plan is not easy task and he would guide on several good investment options. Here is the list what he says:

  • Tax Saving Mutual funds – Investing early during the financial would help you to have peaceful tax planning instead of last minute rush. Consider these good ELSS funds for 2016.
  • Gold Bonds
  • Investment in blue chip companies – Investing in top blue chip stocks for 2016 can help you to grow money faster.
  • Tax Free Bonds
  • Balanced Mutual funds and Sukanya Samriddhi Account for child investment plans

5) Sreekanth Reddy from Relakhs says, unfortunately in India a major portion of these savings gets invested in unproductive assets like Gold or low-yielding bank fixed deposits or traditional life insurance policies. Here is the list what he says are best investment options.

  • Post office MIS Scheme
  • Post office Term Deposits – These are better than bank FD’s as they provide highest returns.
  • Kisan Vikas Patra – You can double your money in 110 months.
  • PPF
  • National Pension Scheme
  • Non-convertible debentures
  • Residential and commercial properties
  • Reverse Mortgage – This provides income post retirement for senior citizens.
  • Sovereign Gold Bonds
  • ULIP’s
  • Pension Plans
  • More info can be read here.

6) BusinessStandard says that some of the investment plans would help you to plan pre and post retirement.

  • NPS
  • EPF
  • Exchange traded Funds
  • Liquid funds

You don’t have patience to read them, here is the video tutorial about some of the best investment plans.

7) Video from myinvestmentideas about some of the top investment ideas in India

8) Financial planner Raam Vamdatt reveals nice investment ideas saying, Good plan leads to a good achievement.

9) How a salaried couple achieved their dreams?

10) Which are the best investment options for NRI’s

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Best Investment Plans in India by Top Experts


  • Vikas Das

    Hi Suresh,
    Very informative article, great work. I am myself a prospective investor and have some funds in hand to invest. I have recently read about peer 2 peer lending. Can you put your views on this?

  • AP Singh

    What are the best options available to buy NCDs from secondary market.

  • AP Singh

    Suresh. I want to invest in secure NCDs from secondary markets. You have suggested somewhere that we should buy NCDs which are going to mature in 1 or 2 years. Can you please advise me the best options available ?

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