Best investment plans in India to earn one Crore

Best investment plans in India to earn one Crore, Best investment plans in India

Best Investment Plans in India to earn one Crore

I have a dream of earning one Crore and I am trying all possible options to achieve this faster. What are the best investment plans in India to earn one Crore? Is it possible to achieve this dream with small savings? To earn one Crore, how much we should save a month. I keep asking this question to me a number of times.

In the last 2 weeks, my mail box is flooded with mails asking, is it possible to grow my money to one Crore, or can we grow money for my children education with Rs 5,000 per month to make to 30 lakhs in 10 years etc. This article should answer all such questions.

Best Investment Plans in India to earn one Crore

  1. Best blue chip stocks to buy: This was one of the highest viewed articles in 2012 on my blog. Top 10 best stocks to buy can double your investment in a period of 3 to 5 years. Investment in such stocks can be done regularly instead of a single investment. With this option, there would be greater possibility of increasing the investment value. If you invest Rs 20,000 per month in stock market in blue chip stocks, you can earn one Crore in 10 years assuming that you would get 25% annualized returns for long term of 10 years. I feel this is a best investment plan in India to grow money faster.
  2. Investment in sector based mutual funds: Pharma and FMCG sector based mutual funds has been providing 30%+ annualized returns over the past few years. This is a good investment plan for high risk and high return investors. If you invest Rs 14,000 per month for 10 years, you would earn one Crore. Sector based mutual funds would be very high risk as they concentrate on specific sector.  
  3. Best large cap mutual funds: While there are several mutual fund schemes, there are large cap mutual funds where there is greater possibility of growing our money. The average returns on mutual funds in the last 10 years are 20%. This is one of the best investment Plans in India with less risk. If you invest Rs 27,000 per month in such mutual funds, your money would grow to one Crore.
  4. Best diversified mutual funds: Like large cap mutual funds and diversified mutual funds also has greater possibility of growing our money. The average returns on mutual funds in the last 10 years are 20%. If you invest Rs 27,000 per month in such mutual funds, your money would grow to one Crore. With diversified mutual funds, the risk would get diversified which makes it as a best investment plan in India.
  5. Best Bank fixed / recurring deposits: This is one of my favorite best investment plans. All FD’s are not same. There are best bank fixed/recurring deposits where you can become crorepathi in 10 years period. You need to invest Rs 50,000 per month in such fixed deposit schemes to earn one Crore in 10 years.
  6. Best company fixed deposits: Company fixed deposits would provide higher returns comparing to bank fixed deposits. However one has to be little cautious when investing in such company fixed deposits. These are high risk, high return investments. You can invest Rs 43,000 per month for a return of 12.5% p.a. to earn one crore in 10 years. This can be added as part of the portfolio to smaller portion. With the very high risk involved in these schemes, I am not considering this is a best investment plan in my personal investment portfolio.
  7. Investment in gold: Who does not love gold? Do you know that investment in gold has provided 25% returns in the last few years? If you invest Rs 22,000 a month in gold ETF’s for next 10 years, you would earn one Crore. This is one of the best investment plans for every Indian.
  8. Investment in IPO’s: IPO investments in 2011 were bad. However in 2012, Investment in IPO’s (considering investment is done in all IPO’s in 2012), has provided 45% returns. I agree that they may not be consistent every year, but there is greater possibility of multiplying your money if you invest in the IPO’s. This can be considered as one of the best investment plans in your portfolio.
  9. Investment in Silver: When I discussed this with couple of my friends, everyone has laughed at me. But when I have written an article about “Silver as an investment option”, everyone has started thinking about this. It may take some time for us to digest that this can be treated as one of the best investment plans.
  10. Investment in real estate: This is one of the investment option, where I could not make much investment in the last few years and I am regretting now. Investment in real estate for long term period of 10 years can definitely help you to reach your goal to earn a Crore. Out of all the best investment plans, this would be the best one.

Conclusion: Above best investment plans can help you to reach your goal of one Crore in 10 years. However instead of investing in single investment option, diversify your investments into multiple options to reach your one Crore goal faster.

If you enjoyed this article, share the link in Facebook/Twitter. The links are provided below.

Suresh
Best Investment Plans in India to earn one Crore

Suresh KP

100 comments

  1. Hello to all,
    Invest in fmcg company officially/legally one time 11.53 lacs. Earn 27599/- per month till 10 years after it u can withdraw ur basic (11.53) or to be continued same amount with renual amount only 19 members required…..for more details call on 9928826413.

  2. Dear Mr. Suresh,

    Your article is worth reading ! I want to invest approx 5 L now and thereafter 1 L every month for next 12 -16 (i.e total 16 L +5L) month, there after I need around 30-40 L for house construction. I am ready to take 60-70 % risk. Can you pls guide what is the best investment option for me.

    Thanks,
    AP

  3. Hi All, this is Ansuman Khandai. Regarding the savings of money or earning a huge interest of making 50 Lakhs or 1 crore, it is a real aim for all of us. But most of us do not have proper knowledge and planning for the investment and you should have patience also. I can guaranty you that, you will get excellent returns only on equity, shares, provided you invest in good fundamental stocks. I can always help every one of you in this regards as I have done this. You can contact me on 9902637127 or you can SMS me also. You will understand the truth.

  4. Dear Team,,
    My Age is 29 years and annual income is 5 lacks.
    Currently my investment SIP:-

    1) HDFC Mid Cap (G)- 2000
    2) HDFC Balance (G) -3000
    3) ICICI pru Export and other services (G)-2500.

    My requirement is after 7 years 25 Lacks for Car and and after 10 years 1 Cr for home.

    Please suggest.

    Best Regard//
    Ratnakar

Leave a Reply

Your email address will not be published. Required fields are marked *