Best investment plans in India to earn one Crore


Best investment plans in India to earn one Crore, Best investment plans in India

Best Investment Plans in India to earn one Crore

I have a dream of earning one Crore and I am trying all possible options to achieve this faster. What are the best investment plans in India to earn one Crore? Is it possible to achieve this dream with small savings? To earn one Crore, how much we should save a month. I keep asking this question to me a number of times.

In the last 2 weeks, my mail box is flooded with mails asking, is it possible to grow my money to one Crore, or can we grow money for my children education with Rs 5,000 per month to make to 30 lakhs in 10 years etc. This article should answer all such questions.

Best Investment Plans in India to earn one Crore

  1. Best blue chip stocks to buy: This was one of the highest viewed articles in 2012 on my blog. Top 10 best stocks to buy can double your investment in a period of 3 to 5 years. Investment in such stocks can be done regularly instead of a single investment. With this option, there would be greater possibility of increasing the investment value. If you invest Rs 20,000 per month in stock market in blue chip stocks, you can earn one Crore in 10 years assuming that you would get 25% annualized returns for long term of 10 years. I feel this is a best investment plan in India to grow money faster.
  2. Investment in sector based mutual funds: Pharma and FMCG sector based mutual funds has been providing 30%+ annualized returns over the past few years. This is a good investment plan for high risk and high return investors. If you invest Rs 14,000 per month for 10 years, you would earn one Crore. Sector based mutual funds would be very high risk as they concentrate on specific sector.  
  3. Best large cap mutual funds: While there are several mutual fund schemes, there are large cap mutual funds where there is greater possibility of growing our money. The average returns on mutual funds in the last 10 years are 20%. This is one of the best investment Plans in India with less risk. If you invest Rs 27,000 per month in such mutual funds, your money would grow to one Crore.
  4. Best diversified mutual funds: Like large cap mutual funds and diversified mutual funds also has greater possibility of growing our money. The average returns on mutual funds in the last 10 years are 20%. If you invest Rs 27,000 per month in such mutual funds, your money would grow to one Crore. With diversified mutual funds, the risk would get diversified which makes it as a best investment plan in India.
  5. Best Bank fixed / recurring deposits: This is one of my favorite best investment plans. All FD’s are not same. There are best bank fixed/recurring deposits where you can become crorepathi in 10 years period. You need to invest Rs 50,000 per month in such fixed deposit schemes to earn one Crore in 10 years.
  6. Best company fixed deposits: Company fixed deposits would provide higher returns comparing to bank fixed deposits. However one has to be little cautious when investing in such company fixed deposits. These are high risk, high return investments. You can invest Rs 43,000 per month for a return of 12.5% p.a. to earn one crore in 10 years. This can be added as part of the portfolio to smaller portion. With the very high risk involved in these schemes, I am not considering this is a best investment plan in my personal investment portfolio.
  7. Investment in gold: Who does not love gold? Do you know that investment in gold has provided 25% returns in the last few years? If you invest Rs 22,000 a month in gold ETF’s for next 10 years, you would earn one Crore. This is one of the best investment plans for every Indian.
  8. Investment in IPO’s: IPO investments in 2011 were bad. However in 2012, Investment in IPO’s (considering investment is done in all IPO’s in 2012), has provided 45% returns. I agree that they may not be consistent every year, but there is greater possibility of multiplying your money if you invest in the IPO’s. This can be considered as one of the best investment plans in your portfolio.
  9. Investment in Silver: When I discussed this with couple of my friends, everyone has laughed at me. But when I have written an article about “Silver as an investment option”, everyone has started thinking about this. It may take some time for us to digest that this can be treated as one of the best investment plans.
  10. Investment in real estate: This is one of the investment option, where I could not make much investment in the last few years and I am regretting now. Investment in real estate for long term period of 10 years can definitely help you to reach your goal to earn a Crore. Out of all the best investment plans, this would be the best one.

Conclusion: Above best investment plans can help you to reach your goal of one Crore in 10 years. However instead of investing in single investment option, diversify your investments into multiple options to reach your one Crore goal faster.

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Suresh
Best Investment Plans in India to earn one Crore


There are 93 comments left Go To Comment

  1. Sandy /

    I have never done saving/investment rather than RD of banks and post. Now I feel I must venture in much better options which will give me very good returns. All the terms (blue chip, large cap,small cap ) are new to me. Can you suggest me something which will give me returns in 1) 2-3 years and 2)10-15 years?

    1. Suresh KP / Post Author

      Sandy, For short term, RD / FDs would be always better. For 10-15 years, invest in large cap mutual funds. You can open mutual fund account with any broker like icicidirect or fundsindia and start anaylsing funds that suit your requirement. You need to invest through SIP (every month) and invest atleast for 8-10 years. 

      1. Sandy /

        Thank you for your suggestions. I will start very soon

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