Should you dump your IT stocks / Technology Mutual funds now?

Should you dump your IT stocks / Technology Mutual funds now? In the last few months, IT stocks have been seeing down trend. You would have seen this technology in your mutual fund portfolio too. Even equity funds have seen the negative impact as such funds would have invested in technology funds heavily. Some of the technology mutual funds have provided more than 50% returns in last 1 to 1.5 years. However the last couple of months are NOT in […]

Latest Fixed Deposit Interest Rates in India – April-2014

Latest Fixed Deposit Interest Rates in India – April-2014 Latest FD rates indicate that, in the last one month, there is mixed reaction in terms of changes in bank FD rates in India. Banks have increased interest rates for long term FD’s to attract investors for long term investment. I would provide the positive and negative movements based on current bank FD rates in India for April, 2014 Positive movers Foreign banks: After a long time, I am seeing that […]

How to identify top bluechip stocks for long term investment?

How to identify top bluechip stocks for long term investment? Bluechip Stocks are zooming in 2014 bull run. While one of the reasons could be that elections ahead, blue chip companies are generally worth investing for the long term. Identifying best blue chip stocks could be a winning strategy in creating wealth. But why investors are failing to get returns in the stock market? This is due to lack of knowledge on identifying good blue chip stocks. Several investors look for […]

Wonderla Holidays IPO-Crisil rates 4/5-You should invest

Wonderla Holidays IPO-Crisil rates 4/5-You should invest Wonderla Holidays IPO would open on 21st April, 2014 for subscription. This Bangalore based Wonderla Holidays is planning to raise Rs 190 Crores through this IPO. This company revenues are growing at CAGR of 22% in last 5 years.  Crisil rates this IPO as 4/5. Is Wonderla Holidays IPO is good for investment? How does split of Andhra Pradesh State into two states would impact this Wonderla Holidays performance? About Wonderla Holidays Limited Wonderla […]

Top Newz for this week (13-Apr-2014)

Top Newz for this week (13-Apr-2014) Wonderla Holidays IPO going to hit the market in next few days, Sun Pharma acquires Ranbaxy, HSBC and Motilal Oswal launches new Mutual fund schemes, IRDA slap Reliance Life with Rs 1.77 Crore penalty are some of the  top news in the investment world and personal finance in India Whatz happening in Financial Markets? Sensex has gained 269 points this week. Currently SENSEX is at 22,628. We still expect that SENSEX may show new […]

Should you withdraw or transfer Provident Fund (EPF) during a job change?

Should you withdraw or transfer Provident Fund (EPF) during a job change? Many of the employees would change the job to move in their career. One financial aspect which would come into mind is whether we should withdraw or transfer an employee provident fund (EPF) during a job change. In this article, I would provide some views on what an employee should do about provident fund when he or she would change jobs? What is employee provident fund (EPF)? When you […]

How SBI Maxgain home loan scheme helps you to reduce interest rate burden?

How SBI Maxgain home loan scheme helps you to reduce interest rate burden? SBI Maxgain home loan scheme is a unique scheme offered by State Bank of India, which works like an overdraft in your bank account. You can consider such scheme and park your liquid finances and get benefit from home loan interest. This article is based on request from Abhay on suggest a topic. In this article, I would provide the features of the SBI Maxgain scheme, its […]

5 Top Rated Company Fixed Deposit Schemes for superior returns

5 Top Rated Company Fixed Deposit Schemes for superior returns The fixed deposit scheme would provide you with stable and fixed income, irrespective of interest rate fluctuations and market fluctuations. However, banks are offering FD schemes with low interest rates. In such situation, fixed deposit schemes offered by companies / corporates would help you to earn higher interest. In this article, I would provide the top rated company fixed deposits, their features, interest rates and how they can help you […]

Top Newz for this week (6-Apr-2014)

Top Newz for this week (6-Apr-2014) CPSE ETF lists on exchanges and up by 11% on day 1, Geojit BNP Paribas launches 4 equity SIP’s, Lakshmi Villas Bank Rights issue, NSEL to start re-mat of e-series contracts etc., are some of the top news in the investment world and personal finance in India Whatz happening in Financial Markets? Sensex has marginally gained 19 points this week. Currently SENSEX is at 22,359. Still, we expect that SENSEX may show new highs […]

How to reduce income tax on rental income or deemed rental income?

How to reduce income tax on rental income in India You might be having more than one property and getting rental income. However, you need to pay income tax on such rental income or deemed rental income. If you are wondering how to reduce income tax on such rental income in India, this article is for you. I would provide insights about rental income, its components, deductions applicable and various ways and means to reduce income tax on such rental […]